Patents Examined by Jessica L Lemieux
  • Patent number: 9830428
    Abstract: A computer-implemented method for tracking fitness data of a cardholder by using a fitness payment card and a fitness tracking computing device is provided. The method includes storing registration data, wherein the registration data includes an account identifier associated with the fitness payment card and the cardholder. The method also includes receiving, by the fitness tracking computing device, a fitness data transfer message that includes the registration data and fitness data of the cardholder, wherein the fitness data is collected by the fitness payment card. The method further includes determining that the fitness payment card is registered in a fitness tracking program based on the registration data. The method also includes electronically generating a fitness report including at least the fitness data of the cardholder and providing the fitness report to the cardholder.
    Type: Grant
    Filed: September 26, 2014
    Date of Patent: November 28, 2017
    Assignee: Mastercard International Incorporated
    Inventor: Dexter E. Bryant, II
  • Patent number: 9727918
    Abstract: A system and method for displaying a plurality of profit and risk related indicators are described. A graphical interface displays and dynamically updates a plurality of profit/loss (P/L) indicators including a realized, net, and open indicator. The net and open indicators are based on a trader's net position and a current market level, while the realized indicator is based on trader's buys and sells associated with a tradable object. In one embodiment, the plurality of indicators are displayed in relation to a plurality of money management regions defining a maximum order quantity and a maximum net position controlling the trader's trades, so that a trader can quickly determine his current as well as potential money management parameters.
    Type: Grant
    Filed: May 14, 2013
    Date of Patent: August 8, 2017
    Assignee: Trading Technologies International, Inc.
    Inventors: Robert A. West, Michael J. Burns
  • Patent number: 9710855
    Abstract: A trading screen may include a plurality of next trade quantity regions that comprise a plurality of locations, each location being associated a price on a price axis. The quantities can be entered into the various locations in the next trade quantity regions and the entered quantities can be used as a parameter of a future trade order at the associated price level. The trading screen may also include a plurality of quantity entry regions that are displayed with respect to the price axis. The quantity entry columns may each include plurality of sub-regions or locations corresponding to different price levels in the price axis. The quantity entry columns may be used to specify next traded quantities that may be used in placing orders for tradeable objects.
    Type: Grant
    Filed: March 18, 2014
    Date of Patent: July 18, 2017
    Inventor: Michael J. Burns
  • Patent number: 9633394
    Abstract: A system mitigates the effects of a market spike caused by the triggering and the election of a conditional order in an automated matching system. Conditional orders submitted to a trading engine are evaluated to compare a price of an order to a predetermined price range. Matching of the orders may be delayed when the price of the orders lies outside of the predetermined price range. An opening price to be used by the trading engine is derived and a time interval is used to delay a matching of the orders until the opening price is within a predetermined price range up to a maximum delay time set by a control center. Implied spreads are also removed until other instruments within a trading unit are verified open.
    Type: Grant
    Filed: August 9, 2012
    Date of Patent: April 25, 2017
    Assignee: Chicago Mercantile Exchange Inc.
    Inventors: James Farrell, James Krause
  • Patent number: 9390451
    Abstract: System and methods are disclosed for determining, through vehicle-to-vehicle communication, whether vehicles are involved in autonomous droning. Vehicle driving data and other information may be used to calculate a autonomous droning reward amount. In addition, vehicle involved in a drafting relationship in addition to, or apart from, an autonomous droning relationship may be financially rewarded. Moreover, aspects of the disclosure related to determining ruminative rewards and/or aspects of vehicle insurance procurement/underwriting.
    Type: Grant
    Filed: January 24, 2014
    Date of Patent: July 12, 2016
    Assignee: Allstate Insurance Company
    Inventor: Mark V. Slusar
  • Patent number: 9269109
    Abstract: A data processing system includes a processor for determining a percentage share to assign a share of relative risk in an insurance pool between an insurer, a first safety vendor and at least one other safety vendor. The processor is further configured to allocate portions of the insurance pool among the insurer and the safety vendors according to the determined shares assigned to the insurer and the safety vendors, to aggregate by the insurer loss information related to the insurance pool, and transmit the loss information to the safety vendors. Also, the processor may allocate portions of a claim liability or a received premium associated with the insurance pool among the insurer and the safety vendors according to the determined shares assigned to the insurer and the safety vendors.
    Type: Grant
    Filed: December 17, 2012
    Date of Patent: February 23, 2016
    Inventors: Gregory H. Berg, Andrew J. Amigo, David F. Peak
  • Patent number: 8108286
    Abstract: The present disclosure is directed towards apparatuses, systems and methods to facilitate the pricing, sales and delivery of a commodity fuel to a Customer. In one embodiment, the disclosure teaches a Fuel Offer Generator that facilitates the purchase and management of fuel offerings. The Fuel Offer Generator allows Customers interested in securing fuel to obtain an offer for fuel at lock-in prices for various tenors. Fuel Customers can buy these fuel offers such that they may later exercise the fuel offers so their fuel costs are locked-in at desired levels (e.g., they may be set to strike prices). The Fuel Offer Generator also can establish a Premium Price that will be part of the fuel offer. The Fuel Offer Generator may generate hedges to counteract fuel related risks stemming from fuel offer purchases.
    Type: Grant
    Filed: April 9, 2007
    Date of Patent: January 31, 2012
    Assignee: Goldman Sachs & Co.
    Inventors: Michael Kirch, Daniel Sharfman, Saurabh H. Sanghvi
  • Patent number: 8032443
    Abstract: Systems and method of enabling trading in currencies are provided. A method of trading a foreign currency option on an electronic trading system according to the invention may include executing a trade of the foreign currency option between a buyer and a seller, locking the trading system with respect to the traded foreign currency option, querying the buyer whether the buyer desires to buy or sell additional volume of the option, querying the seller whether the seller desires to sell or buy additional volume of the option, and authorizing additional participants to join the trade and querying the additional participants whether each of the additional participants desires to buy or sell a volume of the option. The method may also include starting a countdown timer and displaying the timer on the graphical user interface of the buyer, the seller and the additional parties and receiving buy and sell orders from the at least one of the buyer, the seller and additional participants.
    Type: Grant
    Filed: April 20, 2007
    Date of Patent: October 4, 2011
    Inventors: Michel Remy Everaert, Francesco Cicero, Alexander Kiss, Brian Cummins
  • Patent number: 8024252
    Abstract: A trading system such as an anonymous trading system for trading financial and other instruments can vocalize trading data to trader workstations as well as display it on a screen. Where a trader selects to receive vocal announcements, a trading floor identifier unique to his trading floor is also announced at random intervals.
    Type: Grant
    Filed: February 20, 2004
    Date of Patent: September 20, 2011
    Assignee: EBS Group Limited
    Inventors: Edward R. Howorka, Tracey Riordan
  • Patent number: 8005739
    Abstract: An improved method of funding and delivering benefits to the retired participants of a defined benefit pension plan. The method does this by having the plan purchase cash value life insurance with respect to each retired plan participant, and then entering into separate agreement(s) with institutional third parties to exchange a portion of the future death benefits from those policies for periodic cash payments that could be used to make pension benefit payments to plan participants as they become due. Such modified funding and delivery mechanism could result in significant cost savings to the defined benefit plan as it may be able to deliver more benefits per dollar of contribution to plan assets, thereby improving the financial health and prospects of the defined benefit plan, while also offering sufficient profit potential to other third parties to induce them to play a necessary role in the funding and delivery of plan benefits.
    Type: Grant
    Filed: June 22, 2007
    Date of Patent: August 23, 2011
    Inventor: Stephen David Reddy
  • Patent number: 7983979
    Abstract: A method and system for authenticating the identity of a consumer is disclosed. After the consumer is authenticated by a trusted third party, the consumer designates accounts that the consumer wishes to “lock.” When a party requests access to that account, the consumer is notified through the consumer's phone and asked to input a PIN. If the consumer provides the PIN, the requestor is granted access to the consumer's account without requiring further input from the consumer. If the party authorizing the transaction in this “two-factor” authentication does not possess both the phone and the consumer's PIN, or that party elects not to provide the PIN, the request will not be authenticated.
    Type: Grant
    Filed: March 10, 2006
    Date of Patent: July 19, 2011
    Assignee: Debix One, Inc.
    Inventor: James Richard Holland, IV
  • Patent number: 7970693
    Abstract: Systems and methods for market order volume clearing in online trading of credit derivatives are disclosed. In one embodiment, a method for market order volume clearing may comprise: selecting, from a plurality of credit derivatives, at least one most liquid credit derivative; determining a volume clearing price level for the selected credit derivative; inviting trading clients of the electronic trading system to submit, within a time limit, buy orders and sell orders for the selected credit derivative at the volume clearing price level, each buy order or sell order specifying a desired volume; matching the buy orders and the sell orders submitted within the time limit to maximize a total notional amount of the selected credit derivative that can be traded at the volume clearing price level; and completing trades at the volume clearing price level according to the matching of orders.
    Type: Grant
    Filed: August 25, 2008
    Date of Patent: June 28, 2011
    Assignee: Creditex Group, Inc.
    Inventors: Sunil G. Hirani, Mark A Rowell
  • Patent number: 7962396
    Abstract: Embodiments of the invention are directed to systems and methods for managing financial market risk. The method can include defining an exposure map for the treasury budget, calculating and categorizing the financial market risk to the budget, and producing a financial market risk analysis report. The method can also include defining and implementing a hedge to mitigate financial market risks and costs. The hedge can be a basket hedge. The method can also include identifying the financial market risk factors impacting on each element of the budget, generating scenarios for market rates, and producing a report after hedging. Evaluating the financial market risk to the budget under stress scenarios can also be included.
    Type: Grant
    Filed: February 3, 2006
    Date of Patent: June 14, 2011
    Assignee: JPMorgan Chase Bank, N.A.
    Inventors: Cassio Calil, Guy Coughlan, David Epstein
  • Patent number: 7962367
    Abstract: The present invention provides Internet users with access to an on-line vendor that has detailed product information some or all of which is supplied by at least one product supplier. Through selected storage and sharing of data, an on-line store is married to a supplier's product database. The on-line vendor is able to provide greater product information at a vastly reduced cost. The product supplier is provided with a unique company forum in which company activities such as sales training can be consolidated with advertising activities and product information to provide the most economical and up-to-date training information for the company.
    Type: Grant
    Filed: March 9, 1999
    Date of Patent: June 14, 2011
    Assignee: Privateer Ltd.
    Inventors: Richard C. Fuisz, Joseph M. Fuisz
  • Patent number: 7925568
    Abstract: A comprehensive, web-enabled computer system and method is provided for producing analytical data related a project bid management system. Transactional data related to the bid and project are entered into the computer system through an on-line bid, project requisition and payment process. Using the transactional data stored within the system, virtually any type of analytical data related to single or multiple projects performed by one or more vendors for one or more buyers can be generated.
    Type: Grant
    Filed: April 10, 2003
    Date of Patent: April 12, 2011
    Assignee: Volt Information Sciences, Inc.
    Inventors: Andrew A. Cullen, III, Ivan Danilov, Leonid Zilberman
  • Patent number: 7925569
    Abstract: An anonymous trading system includes a prime broker facility that allows a third party to trade on behalf of an institution. A deal is executed between the third party and a counter-party and a further deal is then executed between the third party and the party on whose behalf it has traded. The second deal may be for the same amount as the first deal or may be altered to include the third party's fee for conducting the first deal. Clients of the third party have prices available to them for trades made via the third party which are displayed at their trader terminals. The client sees that a better price is available though the third party than by dealing direct and selects to conduct a deal through the third party.
    Type: Grant
    Filed: October 29, 2003
    Date of Patent: April 12, 2011
    Assignee: EBS Group Limited
    Inventors: James Sinclair, James O'Hagan, Edward R. Howorka, Jain Neena
  • Patent number: 7917426
    Abstract: A system and method for displaying quantity related information determined for a plurality of time periods are described. According to one method, a trader may define one or more time periods for which a trading application may determine traded quantities, traded buys, traded sells, or other quantity related information at a plurality of price levels during the defined time periods. The trading application may then graphically display the quantities for each time period in relation to the static axis of prices. The method further includes periodically updating the displayed traded quantity to reflect the quantity during the defined time period, where the quantity is updated based on subsequent market updates that are received from the exchange for the tradable object.
    Type: Grant
    Filed: December 1, 2008
    Date of Patent: March 29, 2011
    Assignee: Trading Technologies International, Inc.
    Inventors: Scott F. Singer, Michael J. Burns, Robert A. West, Stephen A. Schwarz
  • Patent number: 7895110
    Abstract: An investment index is generated by selecting a predetermined number of geographic regions having the highest ranked projected population growth and selecting a predetermined number of companies that have at least a predetermined percentage of the company's revenue derived from at least one or a combination of the selected number of geographic regions. The stock prices of the selected companies are then weighted.
    Type: Grant
    Filed: June 20, 2007
    Date of Patent: February 22, 2011
    Inventor: Thomas Edward Bleier
  • Patent number: 7885869
    Abstract: It is an object of the present invention to enable a buyer to collectively manage information related to a variety of commercial transactions performed by the buyer as well as to the settlements for these transactions. The calendar server 25 supplies a calendar screen to a buyer system 3 that is used by the buyer 1. This calendar screen has electronic invoices addressed to the buyer 1, which are issued by the supplier system 7, and electronic deposit/withdrawal detailed statement of the buyer's deposit account, which are issued by a banking system 13, pasted in the spaces for the relevant dates. When the buyer 1 selects an arbitrary invoice on this calendar screen and inputs his or her approval of this invoice, an account transfer telegraphic message for payment of this invoice is automatically sent to the banking system 13.
    Type: Grant
    Filed: October 29, 2003
    Date of Patent: February 8, 2011
    Assignee: Computer Applications Co., Ltd.
    Inventors: Tsuyoshi Uehara, Masaharu Murakami
  • Patent number: 7881985
    Abstract: Service parts inventory planning and management are provided for one or more entities in a supply chain (12), preferably within the context of an electronic marketplace (14). Status data reflecting substantially current service parts inventory levels at stocking locations within the supply chain (12) is accessed, these inventory levels indicating service parts excesses or needs at one or more stocking locations. A substantially current service parts inventory plan is generated according to the status data, a service parts demand forecast, and a supply chain model, the inventory plan including target stocking levels for service parts at stocking locations. According to the inventory plan, one or more services are initiated to attempt to resolve service parts excesses or needs at stocking locations through interaction with one or more other entities.
    Type: Grant
    Filed: February 22, 2001
    Date of Patent: February 1, 2011
    Assignee: i2 Technologies US, Inc.
    Inventors: Hong M. Yang, Rajeev V. Pany, Prabhu Natarajan, Abhijit A. Bhide