Patents Examined by John Hayes
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Patent number: 9785942Abstract: Methods for purchasing of goods or services over the internet. A customer has a customer account set up at a bank with associated account information. The account information includes verification information for verification parameters, such as authorized computer identification, authorized delivery addresses, authorized global positioning satellite or other secure location information, authorized user identification, authorized telephone caller identification, and/or other account information. An order is placed by a user via an ordering computer which provides order information. Such order information includes verification variables used by the bank. Verification and/or authentication using one or more variables of the customer account information is used by the bank to validate the order before assuring payment to the merchant.Type: GrantFiled: December 1, 2015Date of Patent: October 10, 2017Assignee: eCardless Bancorp, Ltd.Inventors: Randy D. Sines, Randy A. Gregory
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Patent number: 9773240Abstract: A method of preventing passcode logging is disclosed. The method may include: presenting a passcode entry interface on an electronic device; receiving a sensor input sequence from a sensor of the electronic device, wherein the sensor input sequence is indicative of a user's interaction with the passcode entry interface; and introducing a fake sensor entry into the sensor input sequence on the electronic device, wherein the fake sensor entry is introduced in accordance to a pattern to later distinguish the fake sensor entry from an actual sensor entry in the sensor input sequence.Type: GrantFiled: September 13, 2013Date of Patent: September 26, 2017Assignee: SQUARE, INC.Inventor: Nathan McCauley
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Patent number: 9773264Abstract: The present disclosure provides a method for providing composite user interface controls and a library or online storefront for same. In one aspect, there is provided a method for a client computer of sharing a custom control, comprising: receiving by a browser an encrypted custom control comprising a number of user interface elements which are positioned in a specified manner with respect to each other, wherein each of the user interface elements has one or more properties; receiving by the browser a decryption key; and decrypting by the browser the encrypted custom control using the decryption key.Type: GrantFiled: March 26, 2013Date of Patent: September 26, 2017Assignee: BlackBerry LimitedInventors: Michael Stephen Brown, Terrill Mark Dent, Kalu Onuka Kalu, Ryan Gregory Wood, Spencer William Bloom, Sandra Marcela Kupfer
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Patent number: 9769134Abstract: A payment authentication service authenticates the identity of a payer during online transactions. The authentication service allows a card issuer to verify a cardholder's identity using a variety of authentication methods, such as with the use of tokens. Authenticating the identity of a cardholder during an online transaction involves querying an access control server to determine if a cardholder is enrolled in the payment authentication service, requesting a password from the cardholder, verifying the password, and notifying a merchant whether the cardholder's authenticity has been verified. Systems for implementing the authentication service in which a cardholder uses a mobile device capable of transmitting messages via the Internet are described. Systems for implementing the authentication service in which a cardholder uses a mobile device capable of transmitting messages through voice and messaging channels is also described.Type: GrantFiled: November 12, 2009Date of Patent: September 19, 2017Assignee: Visa International Service AssociationInventors: Benedicto H. Dominguez, Thomas J. Manessis, Janet T. Roth, Pascal Achille Caillon, Jason Spielman, Terence Spielman, James Donald Reno
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Patent number: 9767453Abstract: A method and system for processing payment during an electronic commerce transaction is described herein. The system includes: a mobile device configured to provide an electronic wallet storing a payment card, the payment card comprising card payment information, and a card security credential. The system may also include a coordination server configured to receive a request to conduct the electronic commerce transaction, and send an activation message to the mobile device to activate the electronic wallet. When the electronic wallet is activated, the mobile device may be further configured to: receive a card selection input indicating selection of the payment card for payment in the electronic commerce transaction; verify a security input against the card security credential of the payment card; and send the card payment information and confirmation that the payment card was present during the verifying for use in completing the electronic commerce transaction.Type: GrantFiled: November 28, 2012Date of Patent: September 19, 2017Assignee: Xromb Inc.Inventors: Mikhail Kushevsky, Michael Fainshtein, Valdis Andris Martinsons
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Patent number: 9754038Abstract: Systems and methods for enabling a user at an enterprise level to effect individual rules, processes and other functional items in site level environments by creating application objects corresponding to the functional items, wherein the objects have associated services, such as versioning and deployment, that allow them to be handled in the same manner as content objects. The application objects can be deployed to a site, where the associated functional items is implemented, thereby incrementally altering the setup of the site without having to make a wholesale substitution of the old setup with an entirely new one.Type: GrantFiled: February 5, 2003Date of Patent: September 5, 2017Assignee: Open Text SA ULCInventors: Jeffrey M. Collins, Margaret A. Martin
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Patent number: 9753737Abstract: In various embodiments, application development tools can allow developers to control whether or not an attribute of a view object is displayed by declaratively associating a data security privilege with the attribute. Associating a data security privilege with the attribute can be done by adding a specially named custom property on the view object attribute. Modifications to a base class can provide any necessary support to retrieve the privilege and determine whether a current user is allowed to view the attribute for the current record/row. If the user is authorized to view the attribute for the current record/row, then the attribute value is returned and displayed. Otherwise, redacting information, such as “*****” can be returned and displayed.Type: GrantFiled: March 11, 2010Date of Patent: September 5, 2017Assignee: ORACLE INTERNATIONAL CORPORATIONInventors: Terence Munday, Nischal Sanghal
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Patent number: 9721033Abstract: A machine-controlled method may include receiving a file in a designated shared folder on a local device, automatically providing access to the file to a social networking website or service, and directing the social networking website or service to make the file available to users that are allowed to access a particular user account at the social networking website.Type: GrantFiled: February 28, 2011Date of Patent: August 1, 2017Assignee: Micro Focus Software Inc.Inventors: Brett D. Garrett, Jim A. Nicolet, Scott A. Isaacson
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Patent number: 9715690Abstract: A computer-based method includes receiving, at a computer-based authorization system, a request to authorize payment to a first party at an electronic payment device from an account with funds that have been paid by a second party. The request includes an encrypted indication of an account number that corresponds to the account and a cash card number entered by the first party at the electronic payment device. The method further includes deriving an unencrypted version of the account number from the encrypted indication; comparing the unencrypted version of the account number to one or more identification codes in an electronic database, where one of the identification codes corresponds to the account; and authorizing payment from the account at the payment device based, at least in part, on whether the comparing yields a match between the unencrypted version of the account number and the identification code that corresponds to the account.Type: GrantFiled: August 25, 2011Date of Patent: July 25, 2017Assignee: AMERICAN CASH EXCHANGE, INC.Inventors: Donald C. Licciardello, Rush Taggart, John D. Licciardello, Debra Lynn Licciardello
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Patent number: 9715580Abstract: One embodiment of the present invention sets forth a method for providing a user access to a gaming environment without a full license. In operation, a license generator receive a request to generate a temporary license for a user not having access to the gaming environment from a primary user having a full license. The license generator then generates the temporary license based on license information associated with the full license belonging to a primary user. The user can then access the gaming environment via the temporary license, but may only be given restricted access to the gaming environment.Type: GrantFiled: January 19, 2011Date of Patent: July 25, 2017Assignee: Disney Enterprises, Inc.Inventors: Philippe Louis Yves Paquet, Amy Beth Kalson
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Patent number: 9710811Abstract: A central transaction server in electronic commerce card authorization system enables the electronic commerce card association to manage and monitor the authentication system. The central transaction server acts as an intermediary for all communications between the access control server used for authentication. If any portion of the authentication system fails, the central transaction server compensates by providing appropriate responses to other portions of the system. The centralized transaction server translates all incoming traffic into a format compatible with the intended recipient, enabling portions of the system to be upgraded without breaking compatibility with the non-upgraded portions. The centralized transaction server also enables the integration of formally separate portions of the authentication system into a single unit.Type: GrantFiled: September 30, 2009Date of Patent: July 18, 2017Assignee: VISA U.S.A. INC.Inventor: Steve Davis
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Patent number: 9704143Abstract: The present disclosure is directed to security settlement in financial markets and cryptographic currencies. Particular portions of the present disclosure are directed to a cryptographic currency protocol and to a cryptographic currency that includes a positional item. The cryptographic currency protocol supports a virtual wallet that, in various embodiments, is a security and cash account for storing and managing the cryptographic currency. Opening a transaction via the virtual wallet to transfer the cryptographic currency is a strong guarantee of the availability of funds in the virtual wallet because, e.g., funds are not transacted unless the commit phase is successful.Type: GrantFiled: October 30, 2014Date of Patent: July 11, 2017Assignee: Goldman Sachs & Co. LLCInventors: Paul Walker, Phil J. Venables
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Patent number: 9697280Abstract: In embodiments, the present invention provides a method and system for mobile media event mediation, normalizing mobile media event information from a plurality of sources, wherein at least some of the information is represented differently in each of the plurality of sources, producing a mobile media data record from the normalized information, analyzing the mobile media data record to determine a settlement arrangement, providing at least some of the participants represented in the mobile media record with relevant information from the settlement agreement.Type: GrantFiled: December 13, 2007Date of Patent: July 4, 2017Assignee: QUICKPLAY MEDIA, INC.Inventors: Kavi Maharajh, Bart MacNeil, Torin Walker
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Patent number: 9691071Abstract: An aggregation device in a home network accumulates information from audio video apparatuses in the network that the apparatuses require enablement of respective licensable components for which no license event has yet occurred. The aggregation device sends an indication of the license events to a server so that appropriate royalties may be paid post-sale of the various devices.Type: GrantFiled: February 24, 2011Date of Patent: June 27, 2017Assignee: SONY CORPORATIONInventors: Peter Shintani, Ludovic Etienne Douillet
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Patent number: 9684889Abstract: A system for warranting the identity of a party over an electronic network. The system comprises a root entity and a plurality of additional entities. Each additional entity is admitted to the system after agreeing to abide by a plurality of operating rules promulgated by the root entity. The additional entities may comprise level-one participants and level-two participants. Certificate authorities maintained by level-one participants issue digital certificates to their customers. The digital certificates bind the customers to their public keys. System customers are also provided with a warranty request formatter which is adapted to formulate a request for a warranty as to the veracity of information contained in a digital certificate. The warranty request formatter is also adapted to transmit the request for the warranty to the customer's level-one participant.Type: GrantFiled: May 20, 2003Date of Patent: June 20, 2017Assignee: Identrust, Inc.Inventors: Mack Hicks, Regina Seiler, Guy Tallent, Kristin Kupres, Allen Freudenstein
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Patent number: 9679279Abstract: Systems and methods are disclosed which facilitate transfer of licenses corresponding to hosted services. Customers may purchase licenses to services implemented by a hosted computing environment. Thereafter, customers may elect to transfer all or a portion of that license to a second customer. In some embodiments, a customer may transfer the entirety of their service license. In other embodiments, a customer may transfer only a portion of their service license. In still more embodiments, a customer may temporarily transfer a license. For example, a customer may transfer a license only when they are not using the license.Type: GrantFiled: February 27, 2012Date of Patent: June 13, 2017Assignee: Amazon Technologies IncInventors: Korwin J. Smith, Hsuan-Cheng Lai, David Zipkin, Eric Jason Brandwine
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Patent number: 9679120Abstract: Systems and methods described herein include wagering game systems that communicate with servers or other entities in a wagering game network using multicast groups. Data transmitted over the network for the multicast group is encrypted. Keys for the encryption and decryption of the data are generated based on a current key index for the multicast group, and a global passphrase. The global passphrase is not transmitted over the network.Type: GrantFiled: May 4, 2012Date of Patent: June 13, 2017Assignee: Bally Gaming Inc.Inventors: Donald E. Koerkel, Jason A. Smith, Craig J. Sylla
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Patent number: 9672515Abstract: A method of conducting a financial transaction by a purchaser over a communications network is provided where the purchaser does not transmit his or her “real” payment card information over the network but instead secure payment application software is provided which allows for the transmission of a pseudo account number that is cryptographically processed for purposes of responding to an authorization request based on the real account number.Type: GrantFiled: March 15, 2001Date of Patent: June 6, 2017Assignee: MASTERCARD INTERNATIONAL INCORPORATEDInventors: Edward J. Hogan, Carl M. Campbell
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Patent number: 9672508Abstract: A system, apparatus, and method for processing payment transactions that are conducted using a mobile device that includes a contactless element, such as an integrated circuit chip. The invention enables the updating, correction or synchronization of transaction data maintained by an Issuer with that stored on the device. This is accomplished by using a wireless (cellular) network as a data communication channel for data provided by an Issuer to the mobile device, and is particularly advantageous in circumstances in which the contactless element is not presently capable of communication with a device reader or point of sale terminal that uses a near field communications mechanism. Data transferred between the mobile device and Issuer may be encrypted and decrypted to provide additional security and protect the data from being accessed by other users or applications.Type: GrantFiled: October 29, 2012Date of Patent: June 6, 2017Assignee: VISA INTERNATIONAL SERVICE ASSOCIATIONInventors: Christian Aabye, Hao Ngo, David William Wilson, Gustavo Mariath Zeiden, Chris Pitchford, Kiushan Pirzadeh
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Patent number: 9672530Abstract: Methods, systems, and apparatus, including computer programs encoded on a computer storage medium, receiving a search query from a user; determining that a voting user interface (VUI) is to be provided based on the search query, the VUI enabling the user to submit one or more votes in a vote-based campaign; receiving search results that are responsive to the search query; and transmitting instructions to display the search results and the VUI.Type: GrantFiled: December 30, 2013Date of Patent: June 6, 2017Assignee: Google Inc.Inventors: Tilke Mary Judd, Jyrki A. Alakuijala, Alexandru Ovidiu Dovlecel, Abraham Moolenaar, Peter W. Dickman, Zaheed Sabur, Ardan Arac, Marvin Chow, Eduardo Jodas Samper