Patents Examined by John M Winter
  • Patent number: 10402824
    Abstract: A computerized method of verifying the identity of an attendant operating a money transfer transaction device includes receiving at the money transfer transaction device a user identification and password from the attendant and receiving at the money transfer transaction device additional information from the attendant. The additional information relates to a security feature that limits access to the transaction device. The method also includes using the additional information, the user identification, and the password to evaluate whether to allow the attendant to operate the transaction device to process a transaction.
    Type: Grant
    Filed: January 29, 2013
    Date of Patent: September 3, 2019
    Assignee: The Western Union Company
    Inventors: Michael J. Michelsen, Paul Blair, Dean Seifert, Joseph Cachey
  • Patent number: 10373153
    Abstract: A method for linking payment accounts includes: storing a plurality of account profiles, each profile including data related to a payment account including an account number and account data; encrypting the account number included in each account profile using a method of encryption to obtain an encrypted account number; receiving account linkage data, the data including a plurality of encrypted account identifiers, each identifier being indicated as being linked to another identifier, and each identifier being encrypted using the method of encryption; matching each of the encrypted account identifiers to an encrypted account number; and updating one or more account profiles to indicate a link to another account profile where the encrypted account number included in the profile being updated matches an encrypted account identifier that is indicated as being linked to an encrypted account identifier that matches the encrypted account number included in the other profile.
    Type: Grant
    Filed: July 3, 2014
    Date of Patent: August 6, 2019
    Assignee: MASTERCARD INTERNATIONAL INCORPORATED
    Inventor: Andrew Reiskind
  • Patent number: 10320992
    Abstract: The present invention comprises a system and method for managing an inventory of PINs in a PIN distribution network. The distribution network includes a hub coupled to a one or more servers and each of the servers is coupled to at least one client terminal. The system includes a hub for dynamically allocating PINs of the inventory among the servers so as to substantially maintain a quantity of PINs at each server at a desired level for each server. Additionally, the hub acquires additional PINs in response to at least one PIN in the inventory being distributed to at least one user from at least one of the client terminals. In variations, the hub maintains centralized databases and synchronizes the centralized databases with corresponding databases at each server.
    Type: Grant
    Filed: May 24, 2010
    Date of Patent: June 11, 2019
    Assignee: EWI Holdings, Inc.
    Inventors: Miles Paschini, Marshall Rose
  • Patent number: 10268805
    Abstract: A method for transferring digital multimedia rights, the method including but not limited to requesting permission from the destination end user to transfer the digital multimedia rights to the destination end user device; and if the permission is received from the destination end user, canceling the source set of digital multimedia rights associated with the source end user and transferring the source set of digital multimedia rights associated with the source end user to the destination end user device. A system and computer program product are disclosed for performing the method.
    Type: Grant
    Filed: November 2, 2012
    Date of Patent: April 23, 2019
    Assignee: AT&T Intellectual Property I, L.P.
    Inventors: Randolph Wohlert, Paul Van Vleck
  • Patent number: 10152716
    Abstract: Secure transactions are achieved over a public network by using a private network to handle the sensitive information of the transaction. When a client requests a product from a vendor server over a public network, the vendor server notifies a facilitation server on the public network. This results in the client receiving a set of computer readable instructions from the facilitation server. The set of instructions provide access instructions to a transaction server system on the private network so that sensitive transaction information is sent to the transaction server system on the private network rather than over the public Internet. Where the sensitive information is credit card information, the transaction server system may obtain authorization for the transaction from a financial institution and then notify the vendor accordingly.
    Type: Grant
    Filed: April 18, 2011
    Date of Patent: December 11, 2018
    Assignee: RIAVERA CORP.
    Inventor: Mark Itwaru
  • Patent number: 10108955
    Abstract: Disclosed are various embodiments of a file service which meters costs associated with aggregated file storage. A separate storage area is created for each of a plurality of cost center managers. A default storage area is created that is not associated with any of the cost center managers. Each storage area is divided into a plurality of logical partitions. Each logical partition corresponds to a content user. A content user is allowed to access a file in the corresponding logical partition of the corresponding storage area.
    Type: Grant
    Filed: March 14, 2011
    Date of Patent: October 23, 2018
    Assignee: Amazon Technologies, Inc.
    Inventors: Piragash Velummylum, Johanna S. Olson, Korwin J. Smith, James H. Wood, Wenlin Ma
  • Patent number: 10109141
    Abstract: A method for managing a smart card system includes testing a smart card reader for trustworthiness. An indication of the trustworthiness is provided via a smart card.
    Type: Grant
    Filed: December 24, 2003
    Date of Patent: October 23, 2018
    Assignee: Intel Corporation
    Inventor: Joseph F. Cihula
  • Patent number: 10102398
    Abstract: A method for obfuscating data includes: reading values occurring in one or more fields of multiple records from a data source; storing a key value; for each of multiple of the records, generating an obfuscated value to replace an original value in a given field of the record using the key value such that the obfuscated value depends on the key value and is deterministically related to the original value; and storing the collection of obfuscated data including records that include obfuscated values in a data storage system.
    Type: Grant
    Filed: July 2, 2009
    Date of Patent: October 16, 2018
    Assignee: Ab Initio Technology LLC
    Inventor: Peter Neergaard
  • Patent number: 10096015
    Abstract: A mobile terminal and controlling method thereof are disclosed, which facilitates a terminal to be used in further consideration of user's convenience. According to at least one of embodiments of the present invention, a strict authentication procedure for expense payment can be performed via a simple and convenient user interface between a mobile terminal and a terminal user. In particular, since at least one of a selection and authentication of a payment means of the mobile terminal can be performed via at least one of an aligned direction, a moving direction and a moving track of the mobile terminal, the user interface between the mobile terminal and the terminal user for the expense payment can be further simplified.
    Type: Grant
    Filed: November 15, 2017
    Date of Patent: October 9, 2018
    Assignee: LG ELECTRONICS INC.
    Inventors: Sure Bak, Eunji Lee
  • Patent number: 10083442
    Abstract: Several embodiments include a mobile device that uses a media file to render a passcode entry interface. The passcode entry interface can have an assigned location of an input element that corresponds to an inputtable value in the passcode entry interface. The media file can include a visual depiction having the input element at the assigned location. In several embodiments, the media file does not store the association between the assigned location and the inputtable value. The assigned location corresponding to the inputtable value can be separately stored. The mobile device can receive a coordinate of a touch event on the passcode entry interface. To determine a passcode entry based on the touch event, the coordinate can be compared against the separately stored assigned location to determine a corresponding input value to the coordinate.
    Type: Grant
    Filed: April 24, 2015
    Date of Patent: September 25, 2018
    Assignee: Square, Inc.
    Inventors: Oliver S. C. Quigley, Nathan McCauley, Bob Lee
  • Patent number: 10068227
    Abstract: A network configuration having various network elements and user equipments configured to authenticate web access requests is disclosed. Upon receipt of web addresses from various subscribers, the web addresses such as online advertisements are stored in a memory. The network traffic in the communication network is monitored in accordance with the web addresses stored in the memory. After detecting a website assess request such as a click of an online advertisement, an authentication record which authenticates the origin of the network equipment issuing the request. The authentication record is forwarded to a subscription partner via a predefined messaging mechanism.
    Type: Grant
    Filed: September 13, 2011
    Date of Patent: September 4, 2018
    Assignee: Tellabs Operations, Inc.
    Inventors: Santhosh Kumar Thodupunoori, Senthil Raja Velu, Sridharan Muthuswamy
  • Patent number: 10067631
    Abstract: A communication terminal and a method of providing a unified natural language interface to the same are disclosed. The method includes: determining, when text information containing many characters is created, whether the text information conforms to one of preset grammatical constraints; extracting, when the text information conforms to one of the grammatical constraints, tokens of one or more of characters from the text information, and extracting, when the text information does not conform to one of the grammatical constraints, one or more characters having an attribute probability higher than a reference probability as a token; and analyzing the extracted tokens to determine a function to handle the extracted tokens, and executing the determined function based on the extracted tokens.
    Type: Grant
    Filed: September 29, 2016
    Date of Patent: September 4, 2018
    Assignees: Samsung Electronics Co., Ltd., Sogang University Research & Commercialization Foundation
    Inventors: Myeong Gi Jeong, Young Hee Park, Kwang Choon Kim, Jung Yun Seo, Choong Nyoung Seon
  • Patent number: 10055745
    Abstract: In one aspect, a computing apparatus is configured to represent offer rules based on requirements for the detection of predefined types of events and actions scheduled to be performed in response to the detection of each occurrence of the events. The events are independent from each other in processing and are linked via prerequisite conditions to formulate the requirements of an offer campaign. The computing apparatus is configured to store data indicating the completion statuses of the events and process the events, including the scheduled actions, if any, in an atomic way. Thus, the offer rules can be changed on-the-fly during run time execution by the computing apparatus.
    Type: Grant
    Filed: September 20, 2011
    Date of Patent: August 21, 2018
    Assignee: VISA INTERNATIONAL SERVICE ASSOCIATION
    Inventors: Mark Carlson, Patrick Stan
  • Patent number: 10027676
    Abstract: A method and system for multi-user, multi-device content access metering and control is provided. In one embodiment, a system implements a method such that in response to user login requests, the system controls login access by providing multiple users login access to plural electronic devices capable of communicating via a communication system. Further, in response to user content access actions, the system controls access to content by selectively providing content to said one or more users via said one or more electronic devices based on content access policies.
    Type: Grant
    Filed: April 8, 2011
    Date of Patent: July 17, 2018
    Assignee: SAMSUNG ELECTRONICS CO., LTD.
    Inventors: Dang Tran, Fabio Gava, Yingnan Zhu, Andrew Shelansky, Michael Lovelace, Esther Zheng
  • Patent number: 10013535
    Abstract: A program controller is arranged to automatically authorize or configure or upgrade a program for a customer replaceable card of a system, the controller being arranged to manage the program automatically, according to a licence agreement, and according to a stored history of use of the hardware module. A supplier can track customer changes and enforce more easily different conditions for authorizing the program on, different modules from different sources, having different levels of capability. There can be less interaction with the supplier to get specific authorizations. The history can be stored on the module. It can be used to ease inventory tracking and generate billing information.
    Type: Grant
    Filed: November 21, 2003
    Date of Patent: July 3, 2018
    Assignee: Ciena Corporation
    Inventors: Andrew James Thomas, Mark Skrebels, Stewart Irvine
  • Patent number: 9996709
    Abstract: A secure computer architecture is provided. With this architecture, data is received, in a component of an integrated circuit chip implementing the secure computer architecture, for transmission across a data communication link. The data is converted, by the component, to one or more first fixed length frames. The one or more first fixed length frames are then transmitted, by the component, on the data communication link in a continuous stream of frames. The continuous stream of frames includes one or more second fixed length frames generated when no data is available for inclusion in the frames of the continuous stream.
    Type: Grant
    Filed: September 13, 2012
    Date of Patent: June 12, 2018
    Assignee: International Business Machines Corporation
    Inventors: William E. Hall, Guerney D. H. Hunt, Paul A. Karger, Mark F. Mergen, David R. Safford, David C. Toll
  • Patent number: 9953310
    Abstract: Methods and systems are disclosed for providing a plurality of virtual secure elements (virtual SEs) to mobile devices with secure elements (SEs). A method generates and forwards a certificate authority security domain (CASD) key for a plurality of virtual SEs to an SE supplier that created the CASD. The method receives a card serial number (CSN) and a card production life cycle (CPLC) key from the SE supplier and forwards these to a mobile device maker. An updated CSN and CPLC data is received from the device maker with an International Mobile Equipment Identity (IMEI) and an issuer security domain key (ISD key) is added to the CSN and CPLC data by a master secure element issuer trusted service manager (master SEI TSM). An application is provisioned to the device that retrieves the CSN, CPLC data, and the IMEI, which are used for to verify and activate the virtual SE.
    Type: Grant
    Filed: March 12, 2013
    Date of Patent: April 24, 2018
    Assignee: MASTERCARD INTERNATIONAL INCORPORATED
    Inventor: Theresa L. Smith
  • Patent number: 9947010
    Abstract: Payments assurance methods and systems are described. In some embodiments, a Proxy Service Manager Server computer receives a consumer authentication request from a merchant device, and transmits that request to an Authentication Service Manager Server computer. The Proxy Service Manager Server computer then receives a non-repudiable accountholder authentication value (“AAV”) token, generates a payment authorization request that includes the AAV token, and transmits the payment authorization request to an Acquirer financial institution (FI) Server computer. The Proxy Service Manager Server computer is then operable to receive a payment authorization message, and to transmit the payment authorization message to the merchant device to enable a merchant to complete a purchase transaction with a consumer.
    Type: Grant
    Filed: July 12, 2012
    Date of Patent: April 17, 2018
    Assignee: MASTERCARD INTERNATIONAL INCORPORATED
    Inventors: Shoon Ping Wong, Sandeep Malhotra, Tadepally Venkata Seshadri, Chayan Hazra
  • Patent number: 9947009
    Abstract: A method of verifying a transaction between a first party and a second party using a first graphical symbol having at least a two-dimensional array of different segments arranged in a visually distinct pattern, or a first sonic symbol having different frequency magnitude segments over a desired time period. A second graphical or sonic symbol has only a portion of the segments of the first symbol. The first and second symbols are accessible by the first and second parties, respectively. The second symbol is compared to the first symbol and, if all of the segments of the second symbol match segments of the first symbol, the transaction between the first party and the second party is verified.
    Type: Grant
    Filed: July 14, 2014
    Date of Patent: April 17, 2018
    Inventor: Erik Sandberg-Diment
  • Patent number: 9922317
    Abstract: A mobile terminal and controlling method thereof are disclosed, which facilitates a terminal to be used in further consideration of user's convenience. According to at least one of embodiments of the present invention, a strict authentication procedure for expense payment can be performed via a simple and convenient user interface between a mobile terminal and a terminal user. In particular, since at least one of a selection and authentication of a payment means of the mobile terminal can be performed via at least one of an aligned direction, a moving direction and a moving track of the mobile terminal, the user interface between the mobile terminal and the terminal user for the expense payment can be further simplified.
    Type: Grant
    Filed: January 13, 2017
    Date of Patent: March 20, 2018
    Assignee: LG ELECTRONICS INC.
    Inventors: Sure Bak, Eunji Lee