Patents Examined by Joseph King
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Patent number: 9213974Abstract: Embodiments of the invention relate to an invention for accessing a remotely located mobile device of a user based on certain events. The system, method, and computer program product are configured to: (a) monitor one or more transaction involving a transaction vehicle of a user; (b) determine a physical location of a transaction vehicle based at least partially on the one or more transactions; (c) determine a geographic location of a mobile device of the user, wherein the mobile device is associated with the transaction vehicle; (d) determine whether or not the transaction vehicle of the user and the mobile device of the user are co-located; and (e) reconfigure one or more applications accessible to the mobile device or one or more functional features of the mobile device based at least partially on determining that the mobile device and the transaction vehicle of the user are not co-located.Type: GrantFiled: February 7, 2014Date of Patent: December 15, 2015Assignee: BANK OF AMERICA CORPORATIONInventors: Elizabeth S. Votaw, Charles Jason Burrell, Carrie Anne Hanson, Alicia C. Jones, Michael Patrick Lynch, Hood Qaim-Maqami
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Patent number: 9111300Abstract: In one example, we describe methods and systems for automated online merchant charity donations. In one embodiment, a donation agent interacting with a merchant website can offer an online user an option to allocate at least a portion of a payment for or price of a purchase, associated with a transaction made by the user via the merchant website, to be donated by a merchant corresponding to the merchant website on behalf of the user to a charity of the user's choosing. If the online user exercises the option, the donation agent can calculate an amount of the donation to be made and store the calculated donation amount in a database. The donation agent can disburse the calculated donation amount to the charity selected by the customer. The method also works for the off-line model. The points earned can be combined with a college scholarship award mechanism. The system and method describe authentication and the way the charity funding is distributed, with respect to the college tuition and scholarship award.Type: GrantFiled: October 30, 2013Date of Patent: August 18, 2015Assignee: SPARO CORPORATIONInventors: S. Rob Sobhani, Parsa Namazi, Christine Angela Dolendo, Maryam Paez
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Patent number: 9105054Abstract: In one example, we describe methods and systems for automated online merchant charity donations. In one embodiment, a donation agent interacting with a merchant website can offer an online user an option to allocate at least a portion of a payment for or price of a purchase, associated with a transaction made by the user via the merchant website, to be donated by a merchant corresponding to the merchant website on behalf of the user to a charity of the user's choosing. If the online user exercises the option, the donation agent can calculate an amount of the donation to be made and store the calculated donation amount in a database. The donation agent can disburse the calculated donation amount to the charity selected by the customer. The method also works for the off-line model. The system and method describe authentication and the way the charity funding is distributed, with respect to a calendar date and a specific event.Type: GrantFiled: October 30, 2013Date of Patent: August 11, 2015Assignee: SPARO CORPORATIONInventors: S. Rob Sobhani, Parsa Namazi, Christine Angela Dolendo, Maryam Paez
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Patent number: 9105055Abstract: In one example, we describe methods and systems for automated online merchant charity donations. In one embodiment, a donation agent interacting with a merchant website can offer an online user an option to allocate at least a portion of a payment for or price of a purchase, associated with a transaction made by the user via the merchant website, to be donated by a merchant corresponding to the merchant website on behalf of the user to a charity of the user's choosing. If the online user exercises the option, the donation agent can calculate an amount of the donation to be made and store the calculated donation amount in a database. The donation agent can disburse the calculated donation amount to the charity selected by the customer. The method also works for the off-line model. The system and method include authentication and the way the charity funding is distributed, with respect to multiple preference lists and forbidden lists.Type: GrantFiled: October 30, 2013Date of Patent: August 11, 2015Assignee: SPARO CORPORATIONInventors: S. Rob Sobhani, Parsa Namazi, Christine Angela Dolendo, Maryam Paez
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Patent number: 9076167Abstract: In one example, we describe methods and systems for automated online merchant charity donations. In one embodiment, a donation agent interacting with a merchant website can offer an online user an option to allocate at least a portion of a payment for or price of a purchase, associated with a transaction made by the user via the merchant website, to be donated by a merchant corresponding to the merchant website on behalf of the user to a charity of the user's choosing. If the online user exercises the option, the donation agent can calculate an amount of the donation to be made and store the calculated donation amount in a database. The donation agent can disburse the calculated donation amount to the charity selected by the customer. The method also works for the off-line model. The system and method perform authentication and the way the charity funding is distributed.Type: GrantFiled: October 30, 2013Date of Patent: July 7, 2015Assignee: SPARO CORPORATIONInventors: S. Rob Sobhani, Parsa Namazi, Christine Angela Dolendo, Maryam Paez