Patents Examined by Kellie L Campbell
  • Business-to-business commerce using financial transaction numbers
    Patent number: 10592901
    Abstract: Controlled Payment Numbers (CPNs) which issue as a unique payment number for each transaction uniquely identify the transaction for matching the purchase and payment information. The issuance of the CPN is controlled by business rules which are designed to and effectively restrict the use of the CPN, such that if a user exceeds his authorization, a CPN is not issued. The business rules are set up according to a hierarchy of users. Further, a declining balance CPN is also provided.
    Type: Grant
    Filed: June 4, 2002
    Date of Patent: March 17, 2020
    Assignee: ORBIS PATENTS, LTD.
    Inventors: Daniel Ian Flitcroft, Graham O'Donnell, Conor Langford, James Carroll