Patents Examined by Kito R Robinson
  • Patent number: 10269009
    Abstract: Systems, methods, and program products for providing exchanges for converting from, to, or between digital assets, and in particular digital math-based assets, such as bitcoins, Namecoins, Litecoins, PPCoins, Tonal bitcoins, IxCoins, Devcoins, Freicoins, I0coins, Terracoins, Liquidcoins, BBQcoins, BitBars, PhenixCoins, Ripple, Dogecoins, Mastercoins, BlackCoins, Ether, Nxt, BitShares-PTS, Quark, Primecoin, Feathercoin, and Peercoin, to name a few, are disclosed. In embodiments, such systems, methods, and program products can further provide or be used in conjunction with automated transactions, digital asset arbitrage systems, and/or kiosk systems for transacting or interacting with digital math-based assets. A kiosk for transacting with digital assets and digital asset exchanges is also disclosed. Systems, methods, and program products for automated transactions and automated digital asset arbitrage transactions are also disclosed.
    Type: Grant
    Filed: January 30, 2015
    Date of Patent: April 23, 2019
    Assignee: WINKLEVOSS IP, LLC
    Inventors: Cameron Howard Winklevoss, Tyler Howard Winklevoss, Evan Louis Greebel, Michael Breu, Eric Winer, Claudia Callaway, Christina J. Grigorian
  • Patent number: 10263888
    Abstract: A sticky order routing system may include multiple order routers in communication with an electronic exchange for communicating transaction messages. Each of the order routers communicates transaction messages between multiple associated trading sessions and the electronic exchange, where of the associated trading sessions is assigned to the order router in communication with the electronic exchange. Transaction message traffic between the order routers and the electronic exchange is monitored, such as randomly, based on round-robin assignment, and/or trading data. In response to transaction message traffic exceeding a threshold, the trading session may be assigned to a new order router.
    Type: Grant
    Filed: September 30, 2010
    Date of Patent: April 16, 2019
    Assignee: Trading Technologies International, Inc.
    Inventor: Sagy Pundak Mintz
  • Patent number: 10250841
    Abstract: Real-time metadata tracks recorded to media streams allow search and analysis operations in a variety of contexts. Search queries can be performed using information in real-time metadata tracks such as closed captioning, sub-title, statistical tracks, miscellaneous data tracks. Media streams can also be augmented with additional tracks. The metadata tracks not only allow efficient searching and indexing, but also allow insertion of content specific advertising during appropriate portions of a media stream based on the content of the metadata tracks.
    Type: Grant
    Filed: June 22, 2012
    Date of Patent: April 2, 2019
    Assignee: MobiTV, Inc.
    Inventor: Todd Stiers
  • Patent number: 10235663
    Abstract: A method and device of requesting and receiving payment in a group chat environment are disclosed. The method includes: displaying a conversation interface of a group chat session for a pre-established conversation group, the pre-established conversation group including a user of the user device and a plurality of other users participating in the pre-established conversation group; providing, in the conversation interface of the group chat session, a control for requesting payment from the pre-established conversation group; detecting an input from the user invoking the control for requesting payment from the pre-established conversation group; and in response to detecting the input from the user, posting a group payment request as a chat message to the group chat session.
    Type: Grant
    Filed: August 8, 2014
    Date of Patent: March 19, 2019
    Inventors: Wa Ye, Zhenyu Xu, Jing Zang
  • Patent number: 10229460
    Abstract: In a computerized system, a route-based analysis may be performed relating to a commuting route for a customer of an insurance company. The insurance company may provide information to the customer based on the result of the analysis. The information may relate to an insurance policy premium quotation, or to suggested vehicle deceleration or acceleration to improve driving efficiency and/or safety.
    Type: Grant
    Filed: June 24, 2014
    Date of Patent: March 12, 2019
    Assignee: Hartford Fire Insurance Company
    Inventors: Michael Louis Brandman, Raphael Jermaine Thomas
  • Patent number: 10223692
    Abstract: A method for setting a temporary payment card and a mobile device applying the same are provided. The method includes: displaying a list of mobile payment cards; setting, as a temporary payment card, a mobile payment card which is moved by a user from among the mobile payment card listed in the list; and resetting the setting of the temporary payment card when a payable time passes. Accordingly, the temporary payment card can be changed more easily and swiftly.
    Type: Grant
    Filed: August 29, 2013
    Date of Patent: March 5, 2019
    Assignee: Mozido Corfire-Korea, LTD.
    Inventor: Min Hwan Jeon
  • Patent number: 10217170
    Abstract: According to some embodiments, data may be received indicative of a plurality of insurance claims along with an indication of an appropriate claim segment classification for each insurance claim. A first claim handler may then be automatically selected for a first insurance claim based at least in part on: (i) a first segment classification associated with the first insurance claim, (ii) numbers of other insurance claims currently assigned to claim handlers, and (iii) load factors associated with claim handlers. An indication of the selected first claim handler may then be transmitted.
    Type: Grant
    Filed: October 31, 2014
    Date of Patent: February 26, 2019
    Assignee: Hartford Fire Insurance Company
    Inventors: Paul J. Edwards, Keren Shemesh
  • Patent number: 10217094
    Abstract: Aspects of the present invention relate to systems and methods for design and use of web-based applications for account management. Some aspects relate to design tools that enable the use of a virtual agent or avatar as part of an account collection or management web application. Some aspects relate to applications, utilities and tools for node-based web resource design.
    Type: Grant
    Filed: May 4, 2012
    Date of Patent: February 26, 2019
    Inventors: Matthew D. Hill, Scott L. McGrew, Casey F. Uhrig, Greg W. Johnson, Kyle J. Nelson, Thomas F. Gillespie
  • Patent number: 10210513
    Abstract: Disclosed are an electronic payment method, system and device wherein, in a process for executing an electronic payment, a user's login information is verified in order to determine whether or not the user is a customer having excellent connection frequency, and then the buyer's payment means information and/or preferred payment means information is provided on the basis of the result of the determination, and thus the buyer is able to execute the payment in a more convenient manner.
    Type: Grant
    Filed: October 11, 2012
    Date of Patent: February 19, 2019
    Assignee: SK PLANET CO., LTD.
    Inventors: Won Jun Lee, Dong Phil Lim, Hye Youn Chung, Se Hyun Kim
  • Patent number: 10210572
    Abstract: A method and system for reducing the time it takes for a trader to place a trade when electronically trading on an exchange, thus increasing the likelihood that the trader will have orders filled at desirable prices and quantities. The “Mercury” display and trading method of the present invention ensure fast and accurate execution of trades by displaying market depth on a vertical or horizontal plane, which fluctuates logically up or down, left or right across the plane as the market prices fluctuates. This allows the trader to trade quickly and efficiently.
    Type: Grant
    Filed: January 13, 2014
    Date of Patent: February 19, 2019
    Assignee: Trading Technologies International, Inc.
    Inventors: Gary Allan Kemp, II, Jens-Uwe Schluetter, Harris Brumfield
  • Patent number: 10192271
    Abstract: The field of the invention relates to systems and methods for facilitating investments through interactive online gaming. In one embodiment, an interactive electronic gaming system includes a game server for hosting a Web application game, accessible over a data network. One or more client communication devices are configured to access the game server. An index fund server is accessible over said data network for maintaining electronic investment portfolios. The game server is configured to intercept any electronic payment transactions over a payment gateway server through the Web application game from one or more client devices and redirect the intercepted transaction to the index fund server.
    Type: Grant
    Filed: June 29, 2016
    Date of Patent: January 29, 2019
    Inventors: Jason Martell, Walter Cruttenden
  • Patent number: 10169816
    Abstract: A system that can detect when abnormal trading activity is occurring and take action to halt the detected abnormal trading activity without human intervention using a computer-implemented anomaly detection and action stage that performs an exponential weighted averaging of trade order flow, on a per symbol basis within a sliding volume based window and a volume based exponential weighted averaging, on a per symbol basis, on trade update messages received during the sliding volume based window and checks for an inflection in covariance between them. A related method is also described.
    Type: Grant
    Filed: January 6, 2015
    Date of Patent: January 1, 2019
    Inventors: Aditya Damodaran, Richard Huddleston, Joseph Edward Pendergast, Jr.
  • Patent number: 10146760
    Abstract: Systems and methods for collecting biometrically secured financial form data from a user are described. A user input device may receive biometric data from the user. The user may be presented with a visual medium. The visual medium may contain a plurality of fields for information necessary to conduct a financial transaction. Handwriting data may be received from the user. At least a portion of the handwriting may represent information corresponding to the plurality of fields for information necessary to conduct the financial transaction. At least a portion of the information corresponding to the plurality of fields for information necessary to conduct the financial transaction may be transmitted from the user input device to a computer system.
    Type: Grant
    Filed: August 20, 2015
    Date of Patent: December 4, 2018
    Inventors: Evans Mehew, Scott Paintin, Dianna Lyons, Julene M. Robbins
  • Patent number: 10127541
    Abstract: Methods and apparatus, including computer program products, for payment card terminals for mobile phones. In general, data characterizing a payment card and a settlement amount for a transaction may be received, where the data is user-generated input and is received at a mobile phone associated with a mobile phone number. Wireless transmission of data characterizing a request to provide a payment card settlement service of a merchant account of a merchant account provider for the transaction may be initiated, where the wireless transmission is to be from the mobile phone over a carrier data network to an application server. Data characterizing authorization of settlement of the transaction with the payment card may be wirelessly received by the mobile phone from the application server.
    Type: Grant
    Filed: October 7, 2014
    Date of Patent: November 13, 2018
    Assignee: Transaction Wireless, Inc.
    Inventor: Basil Munir Abifaker
  • Patent number: 10127615
    Abstract: A system and method are provided for intentionally delaying an execution of an executable instruction by determining if a current executable instruction is received from a predefined source for which all executable instructions are to be intentionally delayed. When so, the system sets a sequence time associated with the instruction equal to a receipt time plus a delay time. The system saves the instruction in an intentional delay queue for future execution. When the current executable instruction is received from a source that is not the predefined source, the system determines if a condition for immediate processing of the current executable instruction is present. When so, the system executes the instruction immediately. Otherwise, it performs an intentional delay determination that determines whether the current executable instruction has been intentionally delayed. When the current executable instruction has been intentionally delayed, the system executes the instruction immediately.
    Type: Grant
    Filed: July 31, 2017
    Date of Patent: November 13, 2018
    Assignee: Chicago Stock Exchange, Inc.
    Inventor: Steven I. Givot
  • Patent number: 10074130
    Abstract: A computing platform may receive a plurality of messages comprising data indicating physical presence of customers of a financial institution at a physical banking center location of the financial institution from an indoor positioning system located at the physical banking center location of the financial institution. Responsive to receiving the plurality of messages comprising the data indicating the physical presence of the customers of the financial institution at the physical banking center location of the financial institution, the computing platform may determine that at least one customer of the customers of the financial institution at the physical banking center location of the financial institution has flagged one or more items via an online-banking system of the financial institution.
    Type: Grant
    Filed: July 10, 2014
    Date of Patent: September 11, 2018
    Assignee: Bank of America Corporation
    Inventor: Carrie Anne Hanson
  • Patent number: 10068288
    Abstract: Systems and processes are disclosed for providing customized user interfaces for facilitating personal payment transactions. In certain embodiments, disclosed embodiments may generate a dynamic and customized interface for effecting the personal payment transaction by, for example, providing one or more options for the payer to fund the payment. The disclosed embodiments may provide an interface that includes one or more suggested recipients for identifying the payee associated with the payment transaction. The disclosed embodiments may also provide an interface that includes one or more routing options to route the payment. The disclosed embodiments may also provide an interface that provides one or more communication channel options for parties associated with the personal payment transaction to communicate.
    Type: Grant
    Filed: December 17, 2013
    Date of Patent: September 4, 2018
    Assignee: Capital One Financial Corporation
    Inventors: Gagan Kanjlia, Scott Zimmer, Robert J. Larson, Alexander S. Wilson, Vishal Puri, Jay Pober
  • Patent number: 10068294
    Abstract: A method, system and program product, the method in one embodiment comprising: A method, comprising: accessing databases comprising: client information for each of a plurality of respective clients, comprising a balance of funds of the client; a distribution percent value, Xi, for tranches; information for each of multiple government backed-insured aggregated time deposit instruments holding a tranche of client funds, comprising: a rate; an identification of the depository institution; a term; and determining a given client available distribution amount, Di; determining an amount of a client tranche to be deposited in each of Ni depository institutions based at least in part on the percentage, Xi, in order that the client tranches are approximately equal and are insured; determining Ni depository institutions to distribute the client tranches; allocating substantially equally respective client tranches to the Ni depository institutions; generating data for instructions to transfer the respective client tranch
    Type: Grant
    Filed: May 2, 2014
    Date of Patent: September 4, 2018
    Assignee: Island Intellectual Property LLC
    Inventors: Bruce Bent, Bruce Bent, II, Rebecca Gareis Bent, David Edgar Gareis
  • Patent number: 10062115
    Abstract: A variety of embodiments for hardware-accelerating the processing of financial market depth data are disclosed. A coprocessor, which may be resident in a ticker plant, can be configured to update order books based on financial market depth data at extremely low latency. Such a coprocessor can also be configured to enrich a stream of limit order events pertaining to financial instruments with data from a plurality of updated order books.
    Type: Grant
    Filed: June 26, 2014
    Date of Patent: August 28, 2018
    Assignee: IP Reservoir, LLC
    Inventors: David E. Taylor, Scott Parsons, Jeremy Walter Whatley, Richard Bradley, Kwame Gyang, Michael DeWulf
  • Patent number: 10049359
    Abstract: An identity risk score may be determined for subscribers of a service to indicate a level of confidence or certainty associated with a subscriber's identity. The identity risk score may be modified upward or downward in order to reflect changing levels of certainty. The changes may be based on transactions performed on behalf of and/or information submitted by the subscriber. Functionality provided to the subscriber may also be dependent upon whether the subscriber's identity risk score meets a threshold. In one or more arrangements, an identity risk score may be determined based on whether information entered by the subscriber can be confirmed and a level of confidence with which the information is confirmed.
    Type: Grant
    Filed: February 9, 2015
    Date of Patent: August 14, 2018
    Assignee: CheckFree Corporation
    Inventors: Paul J. Lyda, Brett V. Borger, James Patrick McCabe, Roy Alan Southard, Hans D. Dreyer