Patents Examined by Neha Patel
  • Patent number: 11562084
    Abstract: A system and method for the creation of an atomic internet platform and system is herein presented. Within the atomic internet users, content providers, and event managers may create content or user atoms each of which has a trust history and trust history tail. The atomic internet facilitates direct interaction between atoms of any type and provides curation of information, content, and other data in a trustless environment. Browsing and searching as well as payment and value exchange are facilitated in the atomic internet in a secure fashion based upon an examination of the trust history tail and trust history. The trust history is built over time based upon interactions between atoms and a trust history tail and accumulated trust history transactions are indicative of level of trust based upon the length of the trust history tail and accumulated trust history of transactions.
    Type: Grant
    Filed: February 3, 2021
    Date of Patent: January 24, 2023
    Inventor: Augustine Fou
  • Patent number: 11562349
    Abstract: Methods, systems, and apparatus for risk mitigation for a cryptoasset custodial system include transmitting an endorsement request for a cryptoasset transaction to a user device configured to cause the user device to prompt a user to endorse the cryptoasset transaction. Multiple data points are collected from mobile devices associated with the user. The data points indicate an identity of the user. A cryptographic endorsement of the cryptoasset transaction is received from the user device. A graphical visualization including a risk metric is generated based on the data points. The risk metric indicates a risk of accepting the cryptographic endorsement from the user device. Generating the graphical visualization includes determining whether the plurality of data points matches expected values.
    Type: Grant
    Filed: September 20, 2019
    Date of Patent: January 24, 2023
    Assignee: Anchor Labs, Inc.
    Inventors: Nathan P. McCauley, Diogo Monica, Boaz Avital, Riyaz D. Faizullabhoy, Joao Manuel Pinto Peixoto, Kristen B. Howard
  • Patent number: 11556905
    Abstract: A technique for remote access via a computing device is discussed. In one embodiment, a computing device receives data indicative of a card number associated with a bank-issued debit card. The debit card is associated with a bank account at a bank that issued the bank-issued debit card. The computing device also receives data indicative of an amount of cash to be deposited into the account based on an amount of cash provided at the computing device location. Encrypted data indicative of the card number and the data indicative of the amount of cash is routed to a gateway vendor server and is further routed to a payment network server for deposit of an amount corresponding to the data indicative of the amount of cash into the bank account associated with the card number.
    Type: Grant
    Filed: June 21, 2016
    Date of Patent: January 17, 2023
    Assignee: Walmart Apollo, LLC
    Inventors: Charles D. Berry, Timothy Webb
  • Patent number: 11558392
    Abstract: Methods and systems for using block chain technology to verify transaction data are described herein. A computing platform may receive data about events related to transactions, personal or corporate information, supply chains, and other relevant information about a person or corporate entity. The event information may be received, aggregated, and processed to determine metadata about the person or corporate entity. The metadata may indicate, for example, a trustworthiness of the person or corporate entity for various purposes. Such event information and/or metadata may be stored as transactions in a block chain that may be accessible by counterparties to a potential transaction involving the person or corporate entity. The automated event processing computing platform may further use automated techniques to implement smart transactions between the person/entity and counterparty based on the trust metadata.
    Type: Grant
    Filed: October 5, 2021
    Date of Patent: January 17, 2023
    Assignee: Bank of America Corporation
    Inventors: Jisoo Lee, John C. Checco, William August Stahlhut, Joseph Castinado, Brad Romano, Suki Ramasamy, Patrick N. Lawrence, Lekha Ananthakrishnan
  • Patent number: 11551206
    Abstract: A computer-implemented method, non-transitory, computer-readable medium, and computer-implemented system are provided for deploying a smart contract in a blockchain network. The computer-implemented method includes: receiving, by a blockchain node in a blockchain network, a transaction for creating a smart contract, wherein the transaction comprises machine codes of the smart contract, and the machine codes of the smart contract are obtained by a compilation service provider performing Ahead of Time (AoT) compilation on bytecodes of the smart contract; determining, by the blockchain node, that the machine codes of the smart contract are obtained by a trusted compilation service provider; and in response to determining that the machine codes of the smart contract are obtained by the trusted compilation service provider, completing, by the blockchain node, a deployment of the smart contract.
    Type: Grant
    Filed: June 23, 2021
    Date of Patent: January 10, 2023
    Assignee: Alipay (Hangzhou) Information Technology Co., Ltd.
    Inventor: Qi Liu
  • Patent number: 11551207
    Abstract: Expedited virtual currency transactions are provided by identifying a first user primary wallet associated with a virtual currency and including a first user primary wallet private key. First user secondary wallets are created that each include a respective first user secondary wallet private key, and a respective virtual currency transaction is performed using the first user primary wallet private key to transfer predefined amounts of the virtual currency from the first user primary wallet to each of the first user secondary wallets such that first user secondary wallets are provided with different predefined amounts of the virtual currency. Subsequently, an instruction is received to transfer a payment amount to a second user, and the second user is allocated a subset of the first user secondary wallet private keys included in respective first user secondary wallets that are associated with predefined amounts of the virtual currency that equal the payment amount.
    Type: Grant
    Filed: August 30, 2016
    Date of Patent: January 10, 2023
    Assignee: PAYPAL, INC.
    Inventors: Cheng Tian, Sandy Lynn Godsey
  • Patent number: 11544670
    Abstract: Described herein are various embodiments of a system for tracking interests in content using a distributed data store. By being “distributed,” there may be multiple different copies of the data store that each hold a portion or all of the data of the data store, with the different copies being continuously, periodically, or occasionally synchronized to ensure that data held in one matches the data held in another, but with no copy of the data store being treated as the official or canonical copy of the data store. The distributed data store may track the interests regarding the content in particular ways, including through storing information identifying the content and identifying interests in the content. The distributed data store may be used to track interests in media, such as to track ownership, management, or royalty interests in media like songs, to provide a mechanism for “Digital Rights Expression” (DRE).
    Type: Grant
    Filed: August 4, 2017
    Date of Patent: January 3, 2023
    Assignee: Verifi Media, Inc.
    Inventors: Benji Rogers, Christopher Tse
  • Patent number: 11544705
    Abstract: A method for encrypting a piece of payment means data is disclosed. This method is implemented by a payment means having a data processor. Such a method has at least one iteration of the following steps: obtaining a current piece of payment means data from a memory of the payment means; generating a following piece of payment means data as a function of the current piece of payment means data and as a function of an encryption key of the payment means; replacing the current piece of payment means data by the following piece of payment means data within the memory of the payment means.
    Type: Grant
    Filed: November 10, 2016
    Date of Patent: January 3, 2023
    Assignee: BANKS AND ACQUIRERS INTERNATIONAL HOLDING
    Inventors: David Naccache, Remi Geraud, Hiba Koudoussi
  • Patent number: 11538028
    Abstract: A novel method and instruction set for storing and trading Non-Fungible Tokens (NFTs), on Bitcoin blockchain. As proof of NFT ownership, proposed methods allow a user to perform the following operations with an NFT: (1) store NFT token on Bitcoin blockchain; (2) securely associate NFT data unit with digital assets (photos, video, audio, digital documents, etc.); (3) grouping many NFT tokens together to a collection with a single unique identifier; (4) safely sell and buy an NFT using Bitcoin ecosystem. These actions and validation of the transactions are performed using Bitcoin transactions.
    Type: Grant
    Filed: June 22, 2022
    Date of Patent: December 27, 2022
    Inventor: Alexei Dulub
  • Patent number: 11531731
    Abstract: Embodiments include a computer-implemented method for determining an equivalent license unit of an enterprise computer system in accordance with a standardized graph-based framework. The method includes discovering licensable products of an enterprise computer system in accordance with a standardized graph-based framework, and constructing a licensable product star graph (LPSG) for each licensable product in accordance with the standardized graph-based framework to identify any license models that have at least one subgraph associated with the licensable product. The method further includes constructing a licensable product constellation graph (LPCG) in accordance with the standardized graph-based framework by evaluating each LPSG to determine any common target elements of any license model to link the LPSGs, and determining an equivalent license unit metric for the license models based on the LPCG.
    Type: Grant
    Filed: May 2, 2018
    Date of Patent: December 20, 2022
    Assignee: Flexera Software LLC
    Inventors: Michael J. Faulhaber, Bradley W. Wong, Nicholas J. Bikos
  • Patent number: 11531980
    Abstract: A method for optimized validation of a blockchain transaction through the use of a parallel database and date management includes: receiving a new blockchain transaction that includes unspent transaction outputs; identifying, in a parallel database, a start date for a blockchain wallet involved in the new transaction; identifying a subset of blocks in the blockchain that have been added to the blockchain since the start date; validating the new blockchain transaction by validating the unspent transaction outputs using the subset of blocks; and, if the validation is successful, adding the new transaction to the blockchain, or, if the validation is unsuccessful, notifying the submitter of the failed validation.
    Type: Grant
    Filed: December 6, 2019
    Date of Patent: December 20, 2022
    Assignee: MASTERCARD INTERNATIONAL INCORPORATED
    Inventors: Anurag Aggarwal, Chandan Garg, Ankur Arora, Aditya Koduri
  • Patent number: 11526889
    Abstract: Methods and apparatus, including computer programs encoded on computer storage media, for monitoring resource transfer are provided.
    Type: Grant
    Filed: June 24, 2020
    Date of Patent: December 13, 2022
    Assignee: ADVANCED NEW TECHNOLOGIES CO., LTD.
    Inventors: Xiaoxi Ji, Licui Gao, Lujia Chen, Weiqiang Wang
  • Patent number: 11521262
    Abstract: Various embodiments are directed to overlaying relevant product information in augmented reality via the use of near-field communication (NFC) and a product selection system. A user may authenticate into an application or user profile. Information about the user in the user profile may be used to determine which products are relevant to the user. Information related to the relevant products may then be displayed to the user in augmented reality, which improves at least the overall shopping and in-store experience.
    Type: Grant
    Filed: May 28, 2019
    Date of Patent: December 6, 2022
    Assignee: Capital One Services, LLC
    Inventors: Jeffrey Rule, Kaitlin Newman
  • Patent number: 11521276
    Abstract: A service running on a server includes a method running on a server, for example as a cloud server to provide a decentralized computing solution. The solution includes an audit service, a tax service or a combination thereof. The service includes providing a distributed registry that specifies a plurality of services available to support communications between a user device and a computer related device on a communication network. The pluralities of services specified by the distributed registry are presented to the user device. A request is received from the user device for a particular service from the plurality of services. The request may be made using a zero-knowledge protocol to maintain privacy of a user of the user device. The particular service includes an additional requested service for at least one of an auditability and taxability service. The particular service is provided along with the additional requested service.
    Type: Grant
    Filed: January 24, 2017
    Date of Patent: December 6, 2022
    Assignee: International Business Machines Corporation
    Inventors: James R. Kraemer, Jeb R. Linton
  • Patent number: 11521205
    Abstract: A method for certificate transaction validation of a blockchain-based resource public key infrastructure aims to avoid security threats caused by conflicts or illegal transactions during transactions and improve security. A technical solution is as follows: constructing a resource public key infrastructure RPKIB system composed of a resource issuer, a resource transaction application client, a resource receiver, a blockchain network and a validation node; designing operations of a resource certificate and route origin authorization ROA as transactions, submitting operations of various resource transactions initiated by a resource issuer as transactions to the blockchain network, running, by the validation node, a smart contract to verify the transactions, and distinguishing whether the operations are malicious behaviors or normal operations of an authority.
    Type: Grant
    Filed: November 21, 2020
    Date of Patent: December 6, 2022
    Assignee: GUANGZHOU UNIVERSITY
    Inventors: Yaping Liu, Binxing Fang, Shuo Zhang, Qingyuan Li, Sufang Peng
  • Patent number: 11514438
    Abstract: Techniques are described for generating and presenting a digital document for a transfer. A check service may generate the digital document based on provided check data. The digital document may be stored on a user device and presented to a recipient, for example through the display of the user device. The digital document may also be provided to the recipient in an email or other type of communication. The check service may generate a digital watermark to include on the digital document. The watermark may be unique to the particular document, and may be algorithmically generated based on data that is associated with the particular document, such as a serial identifier, a transaction identifier, an amount, a user identifier of the sender, etc. The digital watermark may be regenerated when the recipient presents the document for payment, to confirm document validity.
    Type: Grant
    Filed: October 29, 2020
    Date of Patent: November 29, 2022
    Assignee: United Services Automobile Association (USAA)
    Inventors: Gregory B. Meyer, Jeffrey D. Rogers
  • Patent number: 11507954
    Abstract: System and methods for conducting transactions using a surrogate PIN are disclosed. In one embodiment, at a mobile payment platform comprising at least one computer processor, a method for conducting a transaction may include: (1) receiving an identification of a debit-based payment instrument from an electronic wallet; (2) receiving, from a payment switch, a token for the debit-based payment instrument and a limited use key; (3) associating the token and limited use key with the debit-based payment instrument; and (4) providing the token and limited use key to a digital payment platform for transacting. A surrogate PIN may be provided to a debit payment network from one of the payment switch and a digital payment platform for an issuer.
    Type: Grant
    Filed: April 19, 2018
    Date of Patent: November 22, 2022
    Assignee: JPMORGAN CHASE BANK, N.A.
    Inventor: Howard Spector
  • Patent number: 11501290
    Abstract: Digital currency transfer is facilitated by a process that includes receiving an indication of a type and amount of digital currency to be transferred to a recipient as part of a digital currency transfer, and a specified public key of the recipient. The public key identifies a digital permanent wallet of the recipient's account. The process creates and stores a digital temporary wallet to temporarily hold the digital currency. This creates a transaction key uniquely identifying the digital currency transfer, and associates with the digital temporary wallet the transaction key and the public key. The process transfers the digital currency from the digital permanent wallet of the sender to the digital temporary wallet, and sends temporary wallet information of the digital temporary wallet, including the transaction key, for embodiment in a physical wallet to hold the digital currency and to be printed and transferred to the recipient.
    Type: Grant
    Filed: July 8, 2019
    Date of Patent: November 15, 2022
    Assignee: INTERNATIONAL BUSINESS MACHINES CORPORATION
    Inventor: Vishruth Harish
  • Patent number: 11501294
    Abstract: A method for providing graphic code information is implementable by a device comprising a first module, a second module, and an interface module. The method comprises: the second module verifying through the interface module whether the first module is a trusted module; the second module receiving target user information through the interface module and verifying whether the target user information is in a logged-in state on the second module, wherein the target user information is pre-associated with the interface module; and after verifying that the first module is a trusted module and the target user information is in the logged-in state on the second module, the second module generating graphic code information and transmitting the graphic code information to the first module through the interface module.
    Type: Grant
    Filed: January 14, 2019
    Date of Patent: November 15, 2022
    Assignee: ADVANCED NEW TECHNOLOGIES CO., LTD.
    Inventors: JiaJia Li, Xiaokai Zhou
  • Patent number: 11501269
    Abstract: An improved blockchain is described herein in which a user burn transaction can be used to increase the probability that another node is selected as a leader. For example, a node can submit a user burn transaction that references a block commit submitted by another node, and may indicate an amount of cryptocurrency being burned in the user burn transaction. The amount of cryptocurrency being burned in the user burn transaction can be summed with the amount of cryptocurrency burned in the block commit referenced by the user burn transaction to determine the probability that the node that submitted the block commit is selected as a leader. While the node that submitted the user burn transaction cannot be selected as a leader, the node that submitted the user burn transaction can share in a portion of the block reward awarded to the node selected as the leader.
    Type: Grant
    Filed: May 28, 2019
    Date of Patent: November 15, 2022
    Assignee: Hiro Systems PBC
    Inventors: Jude Nelson, Aaron Blankstein