Patents Examined by Olabode Akintola
  • Patent number: 11763383
    Abstract: A cryptocurrency system that enables to verify the origin of a cryptocurrency is provided. A cryptocurrency system includes: at least one terminal; and a plurality of management servers configured to manage a blockchain storing a trading history in a cryptocurrency. The at least one terminal includes a trading control section, and a transmission section. The trading control section is configured to generate a transaction including a first signature for a trading content and a second signature enabling to verify a validity of a remittance source address described in the trading content. The transmission section is configured to transmit the generated transaction to the plurality of management servers.
    Type: Grant
    Filed: May 30, 2019
    Date of Patent: September 19, 2023
    Assignee: NEC CORPORATION
    Inventor: Kazue Sako
  • Patent number: 11763386
    Abstract: The disclosure relates to an apparatus for high frequency trading. The apparatus includes one or more memories, at least one reconfigurable processor coupled to the one or more memories, and a dedicated accelerator preconfigured for the machine learning model. The one or more processors receive market-related information from one or more market-related information servers and generates market prediction reference data based on the market-related information. The dedicated accelerator performs operations for the machine learning model with the market prediction reference data to generate future market prediction data. The at least one reconfigurable processor generates an order signal based on the future market prediction data and transmits the order signal to a target exchange server.
    Type: Grant
    Filed: October 7, 2022
    Date of Patent: September 19, 2023
    Assignee: REBELLIONS INC.
    Inventors: Hyunsung Kim, Sungyeob Yoo, Sunghyun Park, Jinwook Oh
  • Patent number: 11756021
    Abstract: A device and a secure element for conducting a secured financial transaction are disclosed. The device comprises a central processing unit; a communication interface for establishing a communication between the device and a financial institution related to a financial account; an interface for acquiring data relating to the financial account; the secure element for processing at least a portion of the data relating to the financial account acquired by the interface; and control logic for acquiring a purchase amount to be debited from the financial account and for obtaining a transaction authorization from the financial institution related to the financial account, the transaction authorization being based, at least partially, on data processed solely by the secure element independently of data processed by the central processing unit. A method of conducting the secured financial transaction, and a computer program product for execution by the secure element are also disclosed.
    Type: Grant
    Filed: January 22, 2019
    Date of Patent: September 12, 2023
    Assignee: APPLE INC.
    Inventors: Sebastien Fontaine, Luc Dolcino, Benjamin Du Hays, Maxime De Nanclas, Xavier Alberti
  • Patent number: 11748719
    Abstract: A method for automatically collecting payment for a credit account includes determining if a credit account is delinquent and determining the number of days the credit account is delinquent. The method includes automatically collecting a first amount from a first account if the number of days the credit account is delinquent comprises at least a first number of days and crediting the credit account the first amount. The first account may comprise a checking account, and the first number of days may comprise twenty days.
    Type: Grant
    Filed: August 19, 2021
    Date of Patent: September 5, 2023
    Assignee: CAPITAL ONE SERVICES, LLC
    Inventors: Charles A. Rosenblatt, Tyler C. Hobbs, Frank L. Rotman
  • Patent number: 11748813
    Abstract: Methods and apparatus for asset management are provided. The apparatus, for example, a processor to receive an input from a user via an input/output device, the input including information for a plurality of assets maintained by the user; decompose a main problem into multiple sub-problems; independently solve each of the multiple sub-problems to determine corresponding multiple sub-solutions; recombine the corresponding multiple sub-solutions into a solution to the main problem; calculate an intervention schedule for each asset of the plurality of assets based on the solution; and upon receiving a request from the user, output the intervention schedule via one of a display of the input/output device or remote electronic device in communication with the asset management apparatus.
    Type: Grant
    Filed: February 19, 2020
    Date of Patent: September 5, 2023
    Assignee: Copperleaf Technology Inc.
    Inventors: Alejandro Erickson, Anita Mahinpei, Michael D. Coury, Nicholas Malcolm
  • Patent number: 11748815
    Abstract: Methods, systems, and computer-readable media for deploying and implementing centralized trading and tracking computing platforms to support tri-party trading are presented. In some embodiments, a central trading computing platform may receive, from a discretionary and managed accounts administration computer system associated with a financial institution, trade information defining one or more trades in one or more mutual funds for one or more accounts administrated by the financial institution. Subsequently, the central trading computing platform may validate the trade information and create order information based on the trade information. Then, the computing platform may send the order information to a clearing entity computer system.
    Type: Grant
    Filed: November 1, 2021
    Date of Patent: September 5, 2023
    Assignee: Bank of America Corporation
    Inventor: Valerie J. Redmond
  • Patent number: 11734758
    Abstract: A system applying semantics from and applying analytics to an uploaded prior approval document to identify legal language terms affecting export approval, associating these terms with synonyms and thesaurus based comparisons and generating a control language common to prior approval agreements, thus increasing a population of trade authorizations in a blockchain and thereby enhancing an automated trade control term ontology repository. In response to a transaction of a digital asset, inter-attribute relationships are applied to evolve valuation blockchain entries for similar digital assets.
    Type: Grant
    Filed: November 3, 2021
    Date of Patent: August 22, 2023
    Assignee: TRADE COLLABORATION ENGINE, LLC
    Inventors: Matt Henson, David Eugene Harris
  • Patent number: 11734757
    Abstract: A computer implemented method, a system and a non-transitory storage medium are provided, for automatically recreating and displaying the chronology of market events that led to a variation in a profit and loss (PnL) account of an entity implementing a trading strategy. The chronology of market events is represented in a graphical user interface. The trading strategy is run by a plurality of processing devices which are remotely located from one another. A computer implemented method for automatically identifying chains of market events is also provided, where the market events have led to unusual variations in a profit and loss (PnL) account of a group of securities traded by an entity.
    Type: Grant
    Filed: April 2, 2021
    Date of Patent: August 22, 2023
    Assignee: Banque Nationale du Canada
    Inventors: David Shaun Guay, Remi Croteau, Olivier Lefebvre
  • Patent number: 11727307
    Abstract: A method, system, and device for controlling energy storage devices are provided, the method including receiving a trained machine learning model from a centralized machine learning system, recording temporal data for a respective energy storage device, periodically transmitting the temporal data to the machine learning system, performing a mode prediction for controlling the energy storage device using the trained machine learning model and the temporal data, and sending a control signal to the energy storage device to operate in the predicted mode. The machine learning system aggregates the temporal data transmitted by each agent and uses the aggregated temporal data to update the machine learning model. By using aggregated temporal data, less data is needed from an individual energy storage device so that when a new energy storage device joins the machine learning system, the new energy storage device can benefit from increased performance with less computation.
    Type: Grant
    Filed: December 28, 2017
    Date of Patent: August 15, 2023
    Assignees: TOTAL SOLAR INTERNATIONAL, NORTH CAROLINA STATE UNIVERSITY
    Inventors: Gonzague Henri, Carlos Carrejo, Ning Lu
  • Patent number: 11720885
    Abstract: A system includes a processing circuit and stores programming instructions that, when executed by the processing circuit, cause the processing circuit to perform operations including providing a portal structured as a graphical user interface that allows an administrator to selectively assign different subsets of enrolled services to different user accounts, generating different customized mobile wallets for the plurality of users based on the plurality of user accounts, providing a first customized mobile wallet corresponding to a first end user to a first user device associated with the first user, receiving a request from the first user device to use an access control service provided via the first customized mobile wallet, and providing the user with access to a space by determining that the first end user is permitted to use the access control service and causing execution of an action by the access control service.
    Type: Grant
    Filed: December 30, 2021
    Date of Patent: August 8, 2023
    Assignee: Wells Fargo Bank, N.A.
    Inventor: Katherine Zagone
  • Patent number: 11720883
    Abstract: A system and method of tokenizing sensitive cardholder payment information for use in cashless transactions includes receiving a request to process a cashless transaction between a merchant and a purchaser using first payment data stored with an electronic wallet provider on behalf of the purchaser. First payment data is retrieved from the electronic wallet provider. The first payment data is tokenized into a payment token, and provided to the merchant for use in completing the cashless transaction using the payment token. The payment token is detokenized into second payment data being indicative of payment token authenticity. Payment for the cashless transaction is processed using the second payment data, and the merchant is provided with a response indicating either the success or failure of the payment processing.
    Type: Grant
    Filed: October 15, 2021
    Date of Patent: August 8, 2023
    Inventors: Obinna Nwokolo, Daniel Goodman
  • Patent number: 11710190
    Abstract: A shared ledger operated by a group of network participants according to a set of consensus rules manages and resolves subrogation claims between a clamant and a defendant with arbitration. Evidence regarding the value of the subrogation claim is sent to the shared ledger by the parties to the subrogation claim, such as sending data to a smart contract deployed on the shared ledger. The parties to the claim may request arbitration, especially after attempts to settle the claim on-chain between the two parties have failed. An arbitrator may request evidence from the parties and/or request responses from the parties to accept damages calculations and/or settlement offers. Once the claim is resolved, the arbitrator may release funds on the chain to the prevailing party or may accept confirmation that any payments have been made between the parties off-chain.
    Type: Grant
    Filed: January 25, 2022
    Date of Patent: July 25, 2023
    Assignee: STATE FARM MUTUAL AUTOMOBILE INSURANCE COMPANY
    Inventors: Shawn M. Call, Jaime Skaggs, Eric Bellas, Douglas A. Graff, William J. Leise, Vicki King, Jacob J. Alt, Eric R. Moore, Stacie A. McCullough
  • Patent number: 11710184
    Abstract: A system and method comprising logging into a crowdfunding site; selecting at least an opportunity listed in said crowdfunding site; uploading said selected opportunity; providing a geospatial location identifier for at least one of, a local entrepreneur, an investment opportunity, and local investor in order to utilize a geospatial search and discovery processes for local investment; showcasing, by said crowdfunding site, said selected opportunity; searching for local investments; matching an investment searched for in a geographic region; choosing said matched investment according to said geographic location identifier; and displaying said searched local investment on a geospatial mapping server.
    Type: Grant
    Filed: December 1, 2021
    Date of Patent: July 25, 2023
    Inventor: Zoran Obradovic
  • Patent number: 11706231
    Abstract: Techniques are described for managing a network through use of a security device that includes, or has access to, a blockchain node. The security device may manage a network of Internet-of-Things (IoT) devices in a home or other environment. The security device may act as an intermediary to manage secure, trusted communications between the IoT device(s) and external service(s). The security device may also provide network security features such as a network firewall. In some implementations, the security device may run a blockchain node, and the blockchain could be used to establish a verifiable home identity. The security device may interact with external resources and/or services, such as utility services, e-commerce services, and so forth, through this secure mechanism.
    Type: Grant
    Filed: May 27, 2021
    Date of Patent: July 18, 2023
    Assignee: United Services Automobile Association (USAA)
    Inventors: Ruthie D. Lyle, Bharat Prasad, Eric David Schroeder, Minya Liang, Thomas Bret Buckingham, Gabriel C. Fernandez
  • Patent number: 11699319
    Abstract: A method of processing a transaction includes receiving a site location code. Site configuration information corresponding to the received site location code is received from a database. That information includes more product record(s), each corresponding to a reservable product or a non-reservable product. A selection of one or more of the product records in the retrieved information is received. If any selected product record corresponds to a reservable product, a reservation command is produced. That command requests reservation of selected reservable product(s). A method of selecting a product includes receiving a location input and determining a site location code with it. The site location code is transmitted and one or more product records are received. Representations of one or more of the received product records are presented and a selection of products is received. An indication of the selection is transmitted.
    Type: Grant
    Filed: April 26, 2021
    Date of Patent: July 11, 2023
    Assignee: Wayne Fueling Systems LLC
    Inventors: Thomas Sherfey Chittenden, Jr., Paul Matthew Kern, Bradford Ian Loewy, Sethuraman Subramanian
  • Patent number: 11699185
    Abstract: Systems and methods for privacy-preserving inventory matching are disclosed. In one embodiment, in an information processing apparatus comprising at least one computer processor, a method for inventory matching may include: (1) receiving, from each of a plurality of clients, a masked submission comprising an identification of at least one security to buy or sell and a desired quantity to buy or sell; (2) aggregating the masked submissions resulting in a sum of the desired quantities to buy or sell; (3) matching at least two of the clients to conduct a transaction based on aggregation and their respective masked submissions; and (4) conducing the transaction between the matched clients.
    Type: Grant
    Filed: December 2, 2020
    Date of Patent: July 11, 2023
    Assignee: JPMORGAN CHASE BANK, N.A.
    Inventors: Gilad Asharov, Tucker Richard Balch, Hans Buehler, Richard Hua, Antigoni Ourania Polychroniadou, Maria Manuela Veloso
  • Patent number: 11699131
    Abstract: In one aspect, a distributed ledger system include a first network node configured to detect a triggering condition for processing a claim; collect user and broker information for processing the claim; convert the information from a first computer-readable format to a second computer-readable format; validate the converted information based on corresponding digital signatures; generate claim state objects based on the validated information to be used by each node of the distributed ledger system to execute a smart contract for processing the claim; receive one or more updated claim state objects from a second network node reflecting updated processing status of the claim to be used by each node of the distributed ledger system to execute the smart contract for processing the claim; and process the claim based on results of execution of the smart contract using the one or more updated claim state objects.
    Type: Grant
    Filed: December 16, 2020
    Date of Patent: July 11, 2023
    Assignee: SYNCHRONY BANK
    Inventors: Ujjval Patel, Cheng Hang, Justin Ruan
  • Patent number: 11687915
    Abstract: Embodiments of systems and methods for generating virtual account-linked cards are described. A virtual account-linked card may be generated in response to a determination that a physical account-linked card has been forgotten at a card reader and ingested by the card reader. A virtual account-linked card may be restricted such that it can only be used to execute a transaction with authorized transaction partners identified in a database.
    Type: Grant
    Filed: October 15, 2020
    Date of Patent: June 27, 2023
    Assignee: CAPITAL ONE SERVICES, LLC
    Inventors: Joshua Edwards, Michael Mossoba, Abdelkader Benkreira
  • Patent number: 11687914
    Abstract: A computer-implemented method for facilitating offline transactions includes: receiving, by a first user device, an offline payment request from a merchant payment system via a first local communications connection; providing, by the first user device, a payment approval message to the merchant payment system via the first local communications connection; providing, by the first user device, the offline transaction information to the payment server corresponding to the payment approval message to the payment server when the first user device and the payment server are connected via a network; determining, by the first user device, that an instruction to transfer the offline mode of the first user device to a second user device has been received; and disabling, by the first user device, the offline mode of the first user device.
    Type: Grant
    Filed: June 28, 2021
    Date of Patent: June 27, 2023
    Assignee: EDISON VAULT, LLC
    Inventors: Badekila Ganesh Prashanth Bhat, Krishna C. Kumar, Mohan Pattadai, Sachin M. Nayak
  • Patent number: 11687982
    Abstract: Systems and methods for providing authentication circles to pursue financial goals and/or share expenses with others are provided. One or more provider computing systems are communicatively coupled to one or more user devices. Users may join a circle and make contributions via electronic messages that may allow for acceptance in a one-click fashion. Members may, for example, plan for and share expenses for a trip and compare the expenses with budgets.
    Type: Grant
    Filed: September 5, 2022
    Date of Patent: June 27, 2023
    Assignee: Wells Fargo Bank, N.A.
    Inventors: Balin Kina Brandt, Laura Fisher, Marie Jeannette Floyd, Katherine J. McGee, Teresa Lynn Rench, Sruthi Vangala