Patents Examined by Olusegun Goyea
  • Patent number: 10339521
    Abstract: Systems and methods that facilitate performing multiple transactions at once using a vehicle based wallet are disclosed herein. The vehicle based wallet can link to a plurality of mobile wallets and perform singular transactions with ATMs and POS machines, the singular transactions being a group transaction associated with one or more of the mobile wallets. The vehicle based wallet can collect intended transactions between the ATMs and the POS machines and the mobile wallets, and then gather them together and perform a single group transaction made up of the individual transactions for multiple people that are within the vehicle.
    Type: Grant
    Filed: April 26, 2016
    Date of Patent: July 2, 2019
    Assignee: WELLS FARGO BANK, N.A.
    Inventors: Joseph Bodkin, John Edward Cronin
  • Patent number: 10339515
    Abstract: A shopping cart has integrated scale and point-of-sale device. The scale and credit card processing device are secured within a common housing. The bar code reader is secured within a hand wand which is detachably secured to the exterior of the scale and credit card processing device's housing. The scale and credit card processing device are secured to top center of the shopping cart's handle.
    Type: Grant
    Filed: July 20, 2016
    Date of Patent: July 2, 2019
    Inventor: Maurice D. Johnson
  • Patent number: 10332067
    Abstract: The present disclosure discloses a system and method for automatic replenishment and management of inventory determines residual level of one or more household commodities, provides information concerning the residual level of one or more household commodities to various vendors, and a users' electronic device application using which the user can decide to place an order. The system includes plurality of sensor enabled commodity containers for inventory, communication boxes for receiving and further reporting current residual level of the one or more household commodities and a host server for integrating the received residual level information with one or more unique identifiers. Further, the host server provides the integrated information list to third parties without having any manual involvement in the whole process.
    Type: Grant
    Filed: March 9, 2016
    Date of Patent: June 25, 2019
    Assignee: Tata Consultancy Services Limited
    Inventors: Nataraj Sirisilla, Sowmya Togarcheti
  • Patent number: 10332117
    Abstract: The disclosure relates to mobile device retail self-checkout with incorporated theft detection system and methods thereof. Aspects of the invention employ asset tracking, mobile phone scanning and self-checkout in a retail environment. Specifically, a mobile device application in communication with a transaction system has to capacity to complete unassisted self-checkouts. Other aspects include providing a transaction system using a mobile device application interfacing therewith. Additionally, the present invention has the capacity to interface with existing anti-theft technologies, such as, RFID or similar RF tagging and reading which can determine thefts and process exceptions of unique items.
    Type: Grant
    Filed: February 10, 2016
    Date of Patent: June 25, 2019
    Assignee: NewStore, Inc.
    Inventors: Kai-Thomas Krause, Ulrike Vanessa Mueller
  • Patent number: 10319042
    Abstract: Systems and methods are provided for verifying and/or confirming merchant data for multiple different transactions. One method generally includes accessing merchant data for a merchant where the merchant data includes a master merchant identifier for the merchant, and querying, by a computing device, multiple users as to which of a list of merchant data entries, for multiple different transactions and including different merchant identifiers, corresponds to the master merchant identifier for the merchant. The users are associated with a location within a predefined distance of the confirmed merchant and/or have performed one or more purchase transactions at the merchant. The method also generally includes receiving, at the computing device, a response from at least one of the users, in which the at least one of the users selects a data entry from the list, and determining whether to proceed in querying additional users.
    Type: Grant
    Filed: October 20, 2015
    Date of Patent: June 11, 2019
    Assignee: MASTERCARD INTERNATIONAL INCORPORATED
    Inventors: Ravi Santosh Arvapally, Peng Yang
  • Patent number: 10318917
    Abstract: An inventory location such as a shelf may be used to stow different types of items. Interactions may take place, such as the pick or place of one or more items from the inventory location. Image data may be acquired from cameras viewing the shelf and weight data may be acquired from weight sensors coupled to the shelf. Hypotheses may be determined that indicate possible interactions with the inventory location, such as pick or place of an item with regard to the inventory location, and the probability that those interactions are correct. The hypotheses and their associated probabilities may be aggregated. From the aggregated hypotheses, a hypothesis with a highest confidence value may be deemed a solution.
    Type: Grant
    Filed: March 31, 2015
    Date of Patent: June 11, 2019
    Assignee: AMAZON TECHNOLOGIES, INC.
    Inventors: Michel Leonard Goldstein, Ramanathan Palaniappan, Fan Sun, Liefeng Bo, Ohil Krishnamurthy Manyam, Navid Shiee, Gerard Guy Medioni
  • Patent number: 10311398
    Abstract: A method and system for automatically characterizing retail zones is provided. The method includes determining, via a mobile device of a user, that a user has entered a first zone of a plurality of zones internal to a first entity structure. Product information is scanned via the mobile device in response to the user locating a first product. The product information describes the first product. Historical product and zone related data is analyzed with respect to the first zone and the product information and it is determined, based on the analysis, if the first product is currently associated with being located within the first zone.
    Type: Grant
    Filed: May 19, 2016
    Date of Patent: June 4, 2019
    Assignee: International Business Machines Corporation
    Inventors: Lisa Seacat Deluca, Jeremy A. Greenberger
  • Patent number: 10304101
    Abstract: A system, method, and computer-readable storage medium configured to verify minimum age of accountholders, to enable age restrictions on purchases.
    Type: Grant
    Filed: February 17, 2015
    Date of Patent: May 28, 2019
    Assignee: Mastercard International Incorporated
    Inventors: Michael Zhao, Jeremy Pastore, Arun Elangovan
  • Patent number: 10304032
    Abstract: To enable a notification instructing a goods management work to be made at an appropriate and effective timing, a goods monitoring device for monitoring a display state of goods based on captured images of a display area in a store includes: a goods detection unit that detects goods in the display area based on captured images of the display area; a goods state detection unit that detects a goods display state in the display area; a person detection unit that detects persons staying in the store; a person state detection unit that detects a person staying state in the store; a notification determination unit that determines propriety of a notification instructing a store staff member to perform a goods management work; and a notification unit that makes the notification based on a result of determination by the notification determination unit.
    Type: Grant
    Filed: October 29, 2014
    Date of Patent: May 28, 2019
    Assignee: PANASONIC INTELLECTUAL PROPERTY MANAGEMENT CO., LTD.
    Inventors: Kazuhiko Iwai, Tetsurou Kakizawa
  • Patent number: 10297138
    Abstract: Techniques for facilitating one or more operating modes for monitoring of an intelligent home system are disclosed. The techniques facilitate detecting an adverse condition in a building, generating an alert based on the detection, sending a notification about the alert to a user (e.g., to a mobile device), awaiting a user response, and determining whether to send the alert to a central monitoring system to facilitate notification of an appropriate responder for the adverse condition. Determining whether to send the alert to the central monitoring system may be based on an affirmative command from the user or a failure to receive any command from the user. The user may be billed for the service of notifying an appropriate responder provided by central monitoring system regularly, intermittently when the user is away from the building, or on a per-alert basis.
    Type: Grant
    Filed: April 5, 2017
    Date of Patent: May 21, 2019
    Assignee: STATE FARM MUTUAL AUTOMOBILE INSURANCE COMPANY
    Inventors: Andrew Reeser, Shawn M. Call, Stacy L. Kennedy, Lee C. Drinan, Lisa A. Frey, Kevin Payne, Michael Jacob
  • Patent number: 10275774
    Abstract: The methods and systems described herein provide for processing payments at a retail location whose infrastructure has been significantly removed from PCI scope. A request for processing payments may be sent from a point of sale lane to a back office server in communication with a credit card terminal. A user may use the credit card terminal to enter in secure payment information which is securely transmitted to a remote authorization service for authorization. Through this method, the credit card terminal and sensitive payment information may be securely isolated from the remaining infrastructure at the retail location.
    Type: Grant
    Filed: September 22, 2015
    Date of Patent: April 30, 2019
    Assignee: Aurus Inc.
    Inventor: Rahul Mutha
  • Patent number: 10268635
    Abstract: Embodiments rotate data by tokenization. Embodiments determine one or more check data fields of a check such as check number and routing number; generate a PIN based on the determined check data fields; receive user input of a user PIN; compare the generated PIN with the inputted user PIN; if the generated PIN matches the inputted user PIN, proceed with the transaction; and if the generated PIN does not match the inputted user PIN, cancel the transaction. In some cases, a point of sale terminal comprising a scanner for scanning the check to determine the one or more check data fields. In some cases, receiving user input of the user PIN comprises receiving, by a communication device of the system from a mobile device of the user, a text message, SMS message or phone call comprising the user input of a user PIN.
    Type: Grant
    Filed: June 17, 2016
    Date of Patent: April 23, 2019
    Assignee: BANK OF AMERICA CORPORATION
    Inventor: Manu Jacob Kurian
  • Patent number: 10262293
    Abstract: An inventory location such as a shelf may be used to stow different types of items. The shelf may be equipped with a plurality of lanes arranged parallel to one another. Items may rest upon two or more of the lanes. Each lane includes a weight sensor that provides weight data about a load on the lane. Based on the weight data and item data indicative of individual weights of those items stowed on the shelf, interaction data indicative of an activity such as a pick or place of an item may be determined. The interaction data may specify what item was picked or placed, quantity of that item that was picked or placed, and so forth. Data from other sensors, such as a camera, may be used to determine the interaction data.
    Type: Grant
    Filed: June 23, 2015
    Date of Patent: April 16, 2019
    Assignee: AMAZON TECHNOLOGIES, INC
    Inventors: Alexander Clark Prater, Ivan Avramov, Ismael Medrano, Benjamin Lloyd Shapiro, Navid Shiee, Brett Allen Skaloud
  • Patent number: 10255624
    Abstract: A system, method, and computer readable medium for usage billing of one or more hosted applications serving one or more clients. The hosted applications are contained within one or more isolated environments or run without isolated environments. The system may include usage billing based on one or more of resources open, amount of data flowing through resources, number of open files, number of transactions, number of concurrent users, number of processes, CPU utilization and memory usage, The system may further include a management interface where administrators may add, remove and configure isolated environments, configure client policies and credentials, and force upgrades. If using isolated environments, the isolated environments may be isolated from other applications and the host operating system on the clients and applications within the isolated environments may run without performing an application-installation on the client.
    Type: Grant
    Filed: February 20, 2017
    Date of Patent: April 9, 2019
    Assignee: OPEN INVENTION NETWORK LLC
    Inventor: Allan Havemose
  • Patent number: 10249010
    Abstract: A system and method of creating and customizing menus for a restaurant. The present invention may include a software program. A user may use the software program to input the names of a plurality of food items served at the restaurant. A database may save the inputted food items. When the user is creating a menu, the user may select the saved food items and arrange them on a preview menu. Once finished with the menu, the user may print and use the menu at a restaurant. In other aspects of the present invention, when multiple menus are stored onto the database, a user may edit a first menu which synchronizes with and thereby makes the same edit on a second menu.
    Type: Grant
    Filed: August 8, 2016
    Date of Patent: April 2, 2019
    Assignee: SoftCafe, L.L.C.
    Inventor: Scott Joseph Tyburski
  • Patent number: 10248938
    Abstract: A method and system for conducting an online payment transaction through a mobile device. The method includes receiving input from a user selecting an item for purchase through the point of sale device; processing the transaction, and sending a digital artifact to the mobile device.
    Type: Grant
    Filed: November 19, 2013
    Date of Patent: April 2, 2019
    Inventor: Michelle T Fisher
  • Patent number: 10248939
    Abstract: A method and system for conducting an online payment transaction through a point of sale device. The method includes receiving input from a user selecting an item for purchase through the point of sale device; calculating a total purchase amount for the item in response to a request from the user to purchase the item; and sending payment authorization for the total purchase amount from the point of sale device to a payment entity, in which the payment authorization is sent to the payment entity via a mobile communication device of the user. The method further includes receiving a result of the payment authorization from the payment entity through the mobile communication device; and completing the payment transaction based on the result of the payment authorization.
    Type: Grant
    Filed: April 15, 2014
    Date of Patent: April 2, 2019
    Inventor: Michelle Fisher
  • Patent number: 10235664
    Abstract: A method and system for conducting an online payment transaction through a point of sale device. The method includes receiving input from a user selecting an item for purchase through the point of sale device; calculating a total purchase amount for the item in response to a request from the user to purchase the item; and sending payment authorization for the total purchase amount from the point of sale device to a payment entity, in which the payment authorization is sent to the payment entity via a mobile communication device of the user. The method further includes receiving a result of the payment authorization from the payment entity through the mobile communication device; and completing the payment transaction based on the result of the payment authorization.
    Type: Grant
    Filed: March 19, 2014
    Date of Patent: March 19, 2019
    Inventor: Michelle Fisher
  • Patent number: 10235665
    Abstract: A sales data processing apparatus includes the following. An operation unit receives operation by touch by an operator. A setting unit sets contents of operation corresponding to how the operation unit is touched associated with each operator. A controller performs, for each operator, contents of operation set by the setting unit associated with how the operation unit is touched in response to the operator touching the operation unit.
    Type: Grant
    Filed: June 21, 2016
    Date of Patent: March 19, 2019
    Assignee: CASIO COMPUTER CO., LTD.
    Inventor: Kazuyoshi Toma
  • Patent number: 10235718
    Abstract: Embodiments relate to methods and systems for providing specific GUIs based on real-time data and projected data, such as for management of financial resources in view of future resource forecasts. In an embodiment, a method comprises receiving, electronically by a processor, user data comprising financial source data, income data and expenses data. The method also comprises determining, electronically by the processor, spendable resources based on the received user data. The method also comprises receiving, electronically by the processor, user inputs via an interactive interface of a user device comprising desired expense information. The method further comprises determining, electronically by the processor, an impact of the desired expense information on the spendable resources. And the method also comprises causing to be displayed, electronically by the processor, content associated with the impact on the user device.
    Type: Grant
    Filed: May 27, 2015
    Date of Patent: March 19, 2019
    Assignee: PayPal, Inc.
    Inventors: Chetan Sukthanker, Michelle Serrano, April Van Scherpe