Abstract: A clinical harvester system may provision, based at least in part on information associated with a piece of clinical data associated with a user, a plurality of harvesters that query a plurality of data sources to locate the piece of clinical data. The clinical harvester system may transmit data between two or more of the plurality of harvesters as the plurality of harvesters query the plurality of data sources to communicate information used for locating the piece of clinical data within the plurality of data sources. The clinical harvester system may retrieve, using the plurality of harvesters, the piece of clinical data from one of the plurality of data sources.

Abstract: Methods and systems providing digital signage and interactive gaming services in compliance with federal and state laws and regulations are described. A service fee is collected from a retailer, and a service fee may or may not be collected from a retailer (e.g., a bar). An advertising fee is collected from a first advertising provider. The first advertising provider is involved in alcohol distribution/wholesaling or manufacturing. A second advertising fee from a second advertising provider is collected. The second advertising provider is involved in a non-alcohol related industry. A portion of a subscription fee is collected based on a separate source of fees (e.g., text message or jukebox fee) received from a patron. The message may contain information indicating that the patron wishes to pay a service fee.

Abstract: A safe driving currency system may obtain telematics data indicative of a driver's operation of a vehicle, determine whether a driver is engaged in safe operation of a vehicle, and award safe driving currency (e.g., driving points) for operating the vehicle in a safe manner. The driver may also enter safe driving tournaments to obtain safe driving currency. The driver may then use the safe driving currency to obtain user-selectable electronic and/or real-world benefits. For instance, the driver may use the safe driving currency to purchase an item in a video game or a physical good or service from a vendor (e.g., hotels, gas stations, coffee shops, online stores, etc.). As the driver traverses a route, the driver may be notified of vendors along the route at which the driver may spend the driver's safe driving currency.

Abstract: A technique for dynamic digital ad configuration of digital ads being displayed on web pages and other digital properties is discussed. In one embodiment a site-specific Ad Tag is used to formulate a request for ad creatives for a publisher web page based on previously stored website configuration settings and dynamically retrieved targeting parameters. Ad creatives satisfying the request are identified and advertiser configuration settings for the identified and retrieved ad creative may be further adjusted based on the publisher website configuration settings before the ad creative is displayed on the website. Further, the site-specific Ad Tag may continue to monitor a performance of the displayed ad creative after the ad creative has been displayed on the web page of the publisher to optimize display and acquire information.

Abstract: A method that incorporates the subject disclosure may include, for example, providing a first digital assistant to engage in a first communication exchange with a user of the first communication device where the first digital assistant has a first digital assistant persona that controls information provided by the first digital assistant during communication exchanges, analyzing user input during the first communication exchange, and adjusting the first digital assistant persona based on one or more of the user persona, user deficiency, or promotional offers. Other embodiments are disclosed.

Abstract: Various embodiments of the present invention provide methods, apparatus, systems, computing devices, computing entities, and/or the like for performing predictive data analysis. Certain embodiments of the present invention utilize systems, methods, and computer program products that perform predictive data analysis by using at least one of prospective coverage score determination machine learning models and prospective event-based classification machine learning models.

Abstract: Systems and methods of tracking and rewarding users of any of a variety of content hosting systems, such as search engines. In one embodiment, a method of rewarding a user of a search engine includes receiving secure identification information identifying a user, retrieving user account information using the secure identification information, receiving a search query associated with the user account information, crediting the user account with a reward that is directly related to providing the search query, and returning search results in response to the received search query.

Abstract: Decentralized computer systems and methods are disclosed for using a debit network as an intermediary between distributed ledgers. One method includes: receiving, at a first blockchain network from a merchant, transaction information comprising a consumer identification, an issuer identification from a payment vehicle presented for a transaction, and a transaction amount in resources of a first type, wherein the merchant and/or its acquirer are participants of the first blockchain network but the consumer and/or issuer are not participants of the first blockchain network; sending the transaction information to a debit network; identifying, using the debit network, a second blockchain network having the consumer and/or the issuer as participants, using the received consumer identification or issuer identification; and if participants of the second blockchain network accept the transaction, generating a new immutable entry to the second blockchain network indicating a change in the resources of a second type.

Abstract: A user treatment engine uses user data describing characteristics of a user to evaluate a set of treatments that the user treatment engine may apply to the user. The user treatment engine generates treatment cost predictions for the treatments and generates treatment scores for the set of treatments based on the treatment cost predictions for the treatments and the user data for the user. The user treatment engine selects and applies a treatment from the set of treatments based on the generated treatment scores. The user treatment engine determines a reward to the online concierge system for the application of the treatment to the user and updates treatment selection parameters for the applied treatment based on the determined reward.

Abstract: An online system receives financial account information for a user, such as debit card information, from a merchant system with which the user places an order. From the financial account information, the online system selects a virtual credit card providing one or more rewards, such as cashback, to the user. Based on characteristics of the order by the user, the online system identifies one or more offers, such as discounts or rebates, applicable to the order. The online system provides the virtual credit card information to the merchant system and stores the virtual credit card information, as well as information describing one or more identified offers for the order in association with the user and the virtual credit card, in an account maintained for the user. Rewards may be stored in the user's account at the online system for application when using the virtual credit card associated with the user.

Abstract: Systems and methods are provided for presenting an advertisement to a first participant of a plurality of participants of a conversation based on interests of other participants of the conversation. The conversation is monitored and a profile of the first participant is accessed. An interest category of a first interest term included in the profile is identified. A second interest term is identified from a portion of the conversation provided by a second participant of the plurality of participants. In response to determining that the second interest term is different from the first interest term and that the second interest term is in the identified interest category, an advertisement matching the second interest term is identified and generated for presentation on user equipment of the first participant.

Abstract: Methods, systems, and media for determining the impact of content campaigns using surveys are provided. In some embodiments, approaches for measuring the impact of content campaigns with attitudinal metrics assessed through surveys are provided.

Abstract: Exemplary embodiments may provide an online automobile purchasing experience for a customer. The experience may be provided by, or associated with, a financial institution. The automobile buying experience may be accessible to both customers of the financial institution as well as non-customers. Customers of the financial institution may receive added benefits during and after the experience. Non-customers may have the opportunity to become a customer of the financial institution as part of the experience.

Abstract: A method for creating an advertisement for dynamic insertion into an email newsletter includes loading, by a server, an advertising template, receiving, by the server over a network from an advertiser computing device, advertising data including at least one of text data or image data, inserting, by the server, at least a portion of the received advertising data into the loaded advertising template, rendering, by the server from the loaded advertising template containing the at least a portion of the received advertising data, a display version of the advertisement, acquiring, by the server, an image file depicting the display version of the advertisement, storing, by the server, the image file, and retrieving, by the server for provision over a network to a recipient computing device, the image file in response to a call from the recipient computing device for the image file for display in the email newsletter.

Abstract: The embodiments disclose a method for displaying contextual targeted advertising to healthcare professionals including receiving in a master database a plurality of words that includes titles and keywords associated with plural distinct medical healthcare professional specialties, generating, with a first processor, plural taxonomy and vocabulary based on the received plurality of words of the plural distinct medical healthcare professional specialties, tracking, with a second processor, a context of frequent browsing and reading history of online life sciences content of a healthcare professional user, identifying, with the second processor, a distinct medical healthcare professional specialty associated with the healthcare professional user based on matches in the master database with the context, comparing, with a third processor, contextual targeted advertising with the matches, and converting, with the third processor, advertising queries from advertisers to displayed targeted advertising presented to he

Abstract: Implementations of various methods and systems to transform socket communication streams combined with vaulted user characteristic data over an advertising trading exchange with price time priority queues.

Abstract: A business accesses a campaign server and inputs information relevant to a marketing campaign. The server sends invitations to social media influencers, who then post content to various platforms to influence customers to act in ways beneficial to the business, either by further advancing the marketing campaign or by actually generating revenue for the sponsor. The system tracks the social media reactions of customers (likes, shares, etc.), as well as real-world activity (product purchases, physical attendance at advertised locations, etc.), attributable to each influencer, and points are awarded based on the activity they generate among customers. The points are weighted according to the type of activity generated and/or the social media platforms on which the activity is generated, and the running point totals of the influencers are published to foster competition among them. A total reward is allocated and paid to the influencers according to their relative total accumulated points.

Abstract: The enclosed is a description of a computer-implemented method for aggregation of carbon emission data. A server receives data entries recording user actions from an application of a client device. The server assigns each data entry to one or more communities of the application. The user actions recorded are converted by the server to carbon emission equivalents. The carbon emission equivalents of a community to which a particular user belongs are aggregated for the particular user. The server establishes a data stream with the client device of the particular user and transmits the carbon emission equivalents of the community and a totality of carbon emission equivalents of the application to the client device. The carbon emission equivalents of the community and the totality of carbon emission equivalents, including communities the user is excluded from, are displayed on the client device on a master dashboard of the application.

Abstract: Among other things, advertisements are received for brands or products of brands. Criteria for placement of the advertisements are received at online retail sites. The online retail sites are controlled independently from one another. Inventory data for the products at the online retail sites is received and stored. Data about propensities of the consumers to favor one or more of the brands or one or more products of the brands, from activities of consumers on the online retail sites, is stored. Activity data about current activities of the consumers on the online retail sites is received. One or more of the advertisements are placed on pages served to the online retail sites based on the placement data, the inventory data, the propensity data, and the activity data. Conversion data is received indicating that consumers engaged in conversion events with respect to products associated with the brands or products of brands being advertised.

Abstract: Systems, methods, and apparatus are disclosed for providing instant rebates before a transaction is completed. This involves ingest of customer and rebate data from two or more utilities, where the data is parsed and normalized into a standard format across all of the utilities. The customer data is then stored in an accounts database, while the rebate data is further processed along with utility rebate rules to determine a set of rebate eligibilities for a variety of scenarios. The resulting rebate profiles can be stored in a rebates database and linked to corresponding customer account data in the accounts database. Third-party frontends can then request rebate eligibility based on a customer identifier and retail channel, and various services can work in tandem to query the rebated database and return a set of eligibilities with so little latency that the eligibility check appears instant from a customer's standpoint.