Patents Examined by Saba Dagnew
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Patent number: 12688511Abstract: A method for manufacturing a keepsake display in an eye-wear form-factor, said method comprising the steps of: forming a transparent housing in a form-factor of an element of an eye-wear, wherein the eyewear element is at least one of a side shield, bridge, frame, or lens; filling said transparent housing with an expression of a keepsake; and coupling said keepsake-filled eyewear element to the eyewear in replacement of an original element of the eyewear for form-factored display of the keepsake.Type: GrantFiled: September 6, 2023Date of Patent: July 21, 2026Inventor: Gareth Llewelyn
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Patent number: 12682294Abstract: Embodiments of the present disclosure generally relate to a network-based real-time enterprise travel management system that can facilitate planning, booking, scheduling, and managing travel, while also facilitating expense budgeting and reporting. Embodiments of the present disclosure can provide systems and methods for generating and managing a predictive itinerary associated with travel and/or an event, as well as a centralized marketplace for accessing various services and events.Type: GrantFiled: January 27, 2025Date of Patent: July 14, 2026Assignee: U.S. Bank National AssociationInventors: Duke Chung, Joseph Bradley Reid Williams, Angelina Yooyoung Kim
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Patent number: 12670510Abstract: Some implementations relate to a computer-implemented method that includes identifying candidate content items from a set of eligible content items. The computer-implemented method further includes assigning a corresponding rank to each of the candidate content items using an objective function that mitigates a popularity bias among the candidate content items. The computer-implemented method further includes determining an impression-distribution mix of the ranked candidate content items. The computer-implemented method further includes causing one or more of the ranked candidate content items to be displayed based on the impression-distribution mix.Type: GrantFiled: August 30, 2024Date of Patent: June 30, 2026Assignee: Roblox CorporationInventors: Xiaohong Gong, Yilei He, Sui Huang, Dhivya Vijayakumar, Nemanja Petrovic
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Patent number: 12572959Abstract: A method relates to receiving, by a processing device executing a decision framework, a request comprising a plurality of attribute values associated with an opportunity to place an ad on one or more devices associated with a user, generating a state dynamic model comprising a plurality of state variables based on the plurality of attribute values associated with the opportunity, determining a plurality of utility functions, wherein each one of the plurality of utility function is determined based on at least one of the plurality of state variables, calculating a decision based on the plurality of utility functions, providing an ad to a selection of devices, tracking performance data for interactions with the ad, and dynamically improving performance of the system using the tracked performance data and a feedback loop.Type: GrantFiled: July 30, 2024Date of Patent: March 10, 2026Assignee: ADELPHIC LLCInventors: Changfeng Charles Wang, Xin Chen
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Patent number: 12505426Abstract: Methods, systems, devices, and computer-readable media for a multi-party transaction decisioning system are provided. The system may analyze a purchase transaction associated with a first user and may identify that the transaction is associated with more than one party based on determining that an amount of the transaction is atypical for the first user. The system may identify a party associated with the multi-party transaction based on analyzing data associated with the first user. The system may generate a delegation request for a portion of the amount of the multi-party transaction to be delegated to the identified party and may transmit the delegation request to the identified party. Subsequently, the system may receive a payment transaction from the identified party, and the system may identify that the payment transaction is associated with the previously transmitted delegation request.Type: GrantFiled: April 10, 2024Date of Patent: December 23, 2025Assignee: Capital One Services, LLCInventors: Vijay Sahebgouda Bantanur, Muralidharan Balasubramanian, Julie Dallen
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Patent number: 12488149Abstract: A system and method for dynamically optimizing online privacy recommendations for entity users. Certain aspects of the present disclosure provide for methods and systems for optimizing an entity privacy rights recommendation in online transactions. In certain embodiments, an entity user creates an account within an end user application comprising a graphical user interface configured to display one or more privacy rights education prompt and an entity user privacy score. The entity user is assigned a unique alpha-numeric identifier for the entity user within the entity user account. The end user application is configured to match the entity user to one or more online category good or service vendor according to the unique alpha-numeric identifier and provide an entity privacy rights recommendation comprising the one or more online category good or service vendor matched to the entity user.Type: GrantFiled: October 31, 2023Date of Patent: December 2, 2025Inventors: Steven Eric Lilley, Anup Kumar Mallikarjun Patnashetty
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Patent number: 12469049Abstract: A method implemented on one or more processors includes identifying a user search query that was submitted through a map interface, wherein the user search query identifies a first geographic location, determining a first geographic identifier that is not included in the user search query based on an abstraction of the first geographic location, determining, based on the first geographic identifier, a vertical market that provides services within an area corresponding to the first geographic identifier, determining a search vertical keyword not included in the user search query that identifies the vertical market, constructing a constructed search query comprising at least the first geographic identifier and the search vertical keyword, identifying sponsored content that is responsive to the constructed search query, and providing, in response to the user search query, data that cause presentation of the identified sponsored content in the map interface.Type: GrantFiled: March 4, 2019Date of Patent: November 11, 2025Assignee: GOOGLE LLCInventors: Alan G. Doubleday, Jordan Bayliss-McCulloch
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Patent number: 12450633Abstract: In an aspect, a cloud-based server can establish a communications channel with a merchant device over a computer network. The cloud-based server can receive product information characterizing a product from the merchant device via the communications channel. The product information can include at least one measurement characterizing the product acquired in real-time by at least one sensor communicatively coupled to the merchant device. The cloud-based server can calculate a remaining life of the product based on the product information received from the merchant device. The cloud-based server can calculate a real-time price of the product based on a plurality of factors including the calculated remaining life of the product. The cloud-based server can transmit a promotion to purchase the product at a discount to a first client device in response to determining that the remaining life of the product is less than a predefined threshold, the discount calculated based upon the real-time price of the product.Type: GrantFiled: June 14, 2022Date of Patent: October 21, 2025Assignee: Wayne Fueling Systems LLCInventors: Kalpit Singh, Hob Hairston, Henry Fieglein
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Patent number: 12443972Abstract: A method is disclosed for tracking advertisement effectiveness. First information associated with desired advertising information is broadcast from at least one of a plurality of fixed information nodes. A mobile unit receives the broadcast information and outputs the desired advertising information. An advertisement counter is started at the time of receipt of the broadcast information and presence information is broadcast from at least one of a plurality of fixed monitoring nodes over a restricted broadcast range, which at least one fixed monitoring node is disposed in a predetermined fixed physical proximity with a vendor location. The broadcast presence information is received at the mobile unit and a presence counter is started in response to receipt of the presence information. At the mobile unit loss of receipt of the broadcast presence information, the presence counter is stopped.Type: GrantFiled: July 15, 2024Date of Patent: October 14, 2025Assignee: Beclinx USA, L.L.C.Inventor: Guillaume Crinon
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Patent number: 12437330Abstract: Systems and methods are provided for purchasing merchandise items at a desired purchase price. In accordance with certain embodiments, systems and methods are provided for specifying a desired purchase price for a merchandise item. Embodiments of the present disclosure may also provide systems and methods for completing purchases of the merchandise item when the purchase price of the merchandise item is less than or equal to the desired purchase price. Other embodiments of the present disclosure may also provide systems and methods to determine and/or adjust the purchase price for a merchandise item and notify the customer when the adjusted purchase price is less than or equal to the desired purchase price.Type: GrantFiled: April 1, 2024Date of Patent: October 7, 2025Assignee: CAPITAL ONE SERVICES, LLCInventors: Thomas Poole, Kaleen Love
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Patent number: 12423678Abstract: A method for enabling real-time authorization of a transaction with pooled equity includes: receiving a transaction request message, the transaction request message including at least a public key of a cryptographic key pair and a transacting currency amount; verifying a balance of a cryptographic currency for a first blockchain wallet associated with the cryptographic key pair on a blockchain using at least the public key, where at least a portion of the balance is locked in a currency pool; generating a smart contract, the smart contract configured to initiate a first blockchain transaction on the blockchain for transfer of the transacting currency amount from a second blockchain wallet to a destination address, where the second blockchain wallet is different from the first blockchain wallet; and transmitting the generated smart contract to a node in a blockchain network associated with the blockchain for publishing to the blockchain.Type: GrantFiled: May 20, 2022Date of Patent: September 23, 2025Assignee: MASTERCARD INTERNATIONAL INCORPORATEDInventors: Oskar Duris, Jamal Khan, Noah Tavares
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Patent number: 12412193Abstract: Transmedia scheduling systems and methods are described in which a user interface is generated via a channel engine that includes first and second channels. The channels are based on one or more channel templates stored in a channel database, and are preferably populated with concurrent transmedia stories. Each of the transmedia stories can be based on at least one transmedia object stored in a transmedia database and may be dynamically generated.Type: GrantFiled: March 15, 2024Date of Patent: September 9, 2025Assignee: Nant Holdings IP, LLCInventors: Brian Elan Lee, Michael Sean Stewart, James Stewartson
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Patent number: 12406291Abstract: A system including one or more processors and one or more non-transitory computer-readable media storing computing instructions that, when executed on the one or more processors, cause the one or more processors to perform functions comprising: receiving one or more vectors representing one or more types of features for a pair of items; generating, using a similarity item model of a machine learning architecture, a prediction for a similar item, wherein the similarity item model combines a pair of separately trained machine learning models; combining a first output of the gradient boosted model and a second output of the neural network model to generate a similarity score for the pair of items; and transmitting the similar item to a first position on a carousel display of a website that concurrently displays the anchor item on the website. Other embodiments are disclosed.Type: GrantFiled: January 31, 2022Date of Patent: September 2, 2025Assignee: WALMART APOLLO, LLCInventors: Behzad Shahrasbi, Sriram Guna Sekhar Kollipara, Jianpeng Xu, Evren Korpeoglu, Kannan Achan
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Patent number: 12400229Abstract: A server includes a consent repository and a consent management interface. The consent repository is configured to store data and one or more existing consent receipts. A method performed by the server includes receiving a customer ID that corresponds to a customer. The customer ID is matched to a universal ID stored on the server. Financial account data associated with a financial account of the customer is retrieved from a financial institution associated with the customer. Furthermore, a consent request data submission is received from an external computing device. The consent request data submission includes one or more data access consents. In addition, a consent request is transmitted to the consent management interface. The consent request includes the one or more data access consents. Additionally, the consent request is digitally signed by the server and stored in the consent repository as a new consent receipt.Type: GrantFiled: March 22, 2022Date of Patent: August 26, 2025Assignee: Finicity CorporationInventors: John M. Davies, Steven B. Smith, Nicholas A. Thomas, Nicholas Bryan Baguley
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Patent number: 12361445Abstract: Embodiments of the present invention provide systems and methods of log optimization for television advertisements. Exemplary method and systems can comprise: receiving, at a computer software platform, (i) the digital log, (ii) constraint parameters, and (iii) viewership predictions; and generating, with the computer software platform, an optimized log based on the received digital log, the constraint parameters, and the viewership predictions.Type: GrantFiled: August 9, 2022Date of Patent: July 15, 2025Assignee: Known Global LLCInventor: Andrej Ficnar
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Patent number: 12355712Abstract: Aspects of the present disclosure involve a system and a method for performing operations comprising: receiving, by a messaging application, content from a given user; selecting a metric for measuring performance of the content on the messaging application; measuring performance of the content on the messaging application; computing a value of the performance of the content on the messaging application based on the selected metric; and updating a restricted use token wallet stored in a profile for the given user based on the computed value of the performance of the content.Type: GrantFiled: November 7, 2023Date of Patent: July 8, 2025Assignee: Snap Inc.Inventors: John Jensen, Swetha Krishna Prabhakar
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Patent number: 12346931Abstract: Systems and methods for redeeming a reward held by an individual are described. A method for redeeming a reward includes determining threshold criteria for provision of a targeted reward redemption offer, identifying at least one individual based upon the threshold criteria, determining the targeted reward redemption offer, and providing the targeted reward redemption offer to the identified individual. A response to the provided targeted reward redemption offer may be received, and an account of the identified individual may be adjusted in accordance with the targeted reward redemption offer and the received response.Type: GrantFiled: November 20, 2023Date of Patent: July 1, 2025Assignee: CAPITAL ONE SERVICES, LLCInventors: Gregory Willard Lambert, Philip John Spiegel
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Patent number: 12321926Abstract: A system, method, and computer program product for authenticating a user for a transaction; generate an electronic wallet key pair including an electronic wallet public key and a corresponding electronic wallet secret key, the electronic wallet key pair associated with an electronic wallet transaction processing system; receive a payment gateway public key corresponding to a payment gateway secret key, the payment gateway public key and the payment gateway secret key associated with a payment gateway system; generate a public re-encryption key based on the payment gateway public key; communicate, to the payment gateway system, the public re-encryption key; receive or determine encrypted transaction data associated with a transaction, the encrypted transaction data including an account identifier encrypted with the electronic wallet public key; re-encrypt the encrypted transaction data with the public re-encryption key; and communicate, to the payment gateway system, the re-encrypted transaction data.Type: GrantFiled: May 9, 2022Date of Patent: June 3, 2025Assignee: Visa International Service AssociationInventors: Sivanarayana Gaddam, Bryan Carroll
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Patent number: 12314973Abstract: Disclosed are systems and methods that efficiently and reliably allows school district(s) and municipalities as well as third parties provide incentives to students' accounts, and those incentive awards can be converted to funds for additional education expenses. In one aspect, the method includes reconciling a plurality of transactions transferring funds to a student account from a municipal account upon a corresponding student accomplishing at least one of a plurality of goals. The goals are each based upon completion of an action stored in a municipal database. The method includes, upon reconciling the transactions, determining that a remaining amount in the municipal account is less than a predetermined threshold and automatically generating and transmitting an alert message to a dashboard user interface of the municipal account for display on a municipal workstation comprising an indicator that the remaining amount in the municipal account is less than the predetermined threshold.Type: GrantFiled: August 31, 2023Date of Patent: May 27, 2025Assignee: CITIBANK, N.A.Inventors: Sandra Reilly, Tim Akpinar
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Patent number: 12288224Abstract: Technologies for adaptively embedding visual advertising content into media content include a computing device for receiving visual advertisements, an advertisement map, and media content from a remote content provider. Such technologies may also include determining a location of an advertising enabled area within an image of the media content, selecting a visual advertisement to embed within the image of the media content at the determined location of the advertising enabled area as a function of the advertisement map, and embedding the selected visual advertisement into the image of the media content at the determined location of the advertising enabled area to generate augmented media content for subsequent display to the user. In some embodiments, the advertisement map includes display conditions for each of the visual advertisements.Type: GrantFiled: May 18, 2022Date of Patent: April 29, 2025Assignee: Intel CorporationInventor: Jason Garcia