Patents Examined by Saba Dagnew
  • Patent number: 12355712
    Abstract: Aspects of the present disclosure involve a system and a method for performing operations comprising: receiving, by a messaging application, content from a given user; selecting a metric for measuring performance of the content on the messaging application; measuring performance of the content on the messaging application; computing a value of the performance of the content on the messaging application based on the selected metric; and updating a restricted use token wallet stored in a profile for the given user based on the computed value of the performance of the content.
    Type: Grant
    Filed: November 7, 2023
    Date of Patent: July 8, 2025
    Assignee: Snap Inc.
    Inventors: John Jensen, Swetha Krishna Prabhakar
  • Patent number: 12346931
    Abstract: Systems and methods for redeeming a reward held by an individual are described. A method for redeeming a reward includes determining threshold criteria for provision of a targeted reward redemption offer, identifying at least one individual based upon the threshold criteria, determining the targeted reward redemption offer, and providing the targeted reward redemption offer to the identified individual. A response to the provided targeted reward redemption offer may be received, and an account of the identified individual may be adjusted in accordance with the targeted reward redemption offer and the received response.
    Type: Grant
    Filed: November 20, 2023
    Date of Patent: July 1, 2025
    Assignee: CAPITAL ONE SERVICES, LLC
    Inventors: Gregory Willard Lambert, Philip John Spiegel
  • Patent number: 12321926
    Abstract: A system, method, and computer program product for authenticating a user for a transaction; generate an electronic wallet key pair including an electronic wallet public key and a corresponding electronic wallet secret key, the electronic wallet key pair associated with an electronic wallet transaction processing system; receive a payment gateway public key corresponding to a payment gateway secret key, the payment gateway public key and the payment gateway secret key associated with a payment gateway system; generate a public re-encryption key based on the payment gateway public key; communicate, to the payment gateway system, the public re-encryption key; receive or determine encrypted transaction data associated with a transaction, the encrypted transaction data including an account identifier encrypted with the electronic wallet public key; re-encrypt the encrypted transaction data with the public re-encryption key; and communicate, to the payment gateway system, the re-encrypted transaction data.
    Type: Grant
    Filed: May 9, 2022
    Date of Patent: June 3, 2025
    Assignee: Visa International Service Association
    Inventors: Sivanarayana Gaddam, Bryan Carroll
  • Patent number: 12314973
    Abstract: Disclosed are systems and methods that efficiently and reliably allows school district(s) and municipalities as well as third parties provide incentives to students' accounts, and those incentive awards can be converted to funds for additional education expenses. In one aspect, the method includes reconciling a plurality of transactions transferring funds to a student account from a municipal account upon a corresponding student accomplishing at least one of a plurality of goals. The goals are each based upon completion of an action stored in a municipal database. The method includes, upon reconciling the transactions, determining that a remaining amount in the municipal account is less than a predetermined threshold and automatically generating and transmitting an alert message to a dashboard user interface of the municipal account for display on a municipal workstation comprising an indicator that the remaining amount in the municipal account is less than the predetermined threshold.
    Type: Grant
    Filed: August 31, 2023
    Date of Patent: May 27, 2025
    Assignee: CITIBANK, N.A.
    Inventors: Sandra Reilly, Tim Akpinar
  • Patent number: 12288224
    Abstract: Technologies for adaptively embedding visual advertising content into media content include a computing device for receiving visual advertisements, an advertisement map, and media content from a remote content provider. Such technologies may also include determining a location of an advertising enabled area within an image of the media content, selecting a visual advertisement to embed within the image of the media content at the determined location of the advertising enabled area as a function of the advertisement map, and embedding the selected visual advertisement into the image of the media content at the determined location of the advertising enabled area to generate augmented media content for subsequent display to the user. In some embodiments, the advertisement map includes display conditions for each of the visual advertisements.
    Type: Grant
    Filed: May 18, 2022
    Date of Patent: April 29, 2025
    Assignee: Intel Corporation
    Inventor: Jason Garcia
  • Patent number: 12277575
    Abstract: An exemplary system, method and computer-accessible medium can include receiving information regarding a purchase by a person, receiving financial account information regarding a financial account associated with the person that was used to fund the purchase, generating rewards information associated with the purchase, generating an authentication token(s) based on the financial account information, sending the rewards information and the authentication token(s) over a network, and receiving a confirmation, over the network, that a rewards account associated with the person has been updated.
    Type: Grant
    Filed: December 2, 2022
    Date of Patent: April 15, 2025
    Assignee: CAPITAL ONE SERVICES, LLC
    Inventors: Kate Key, Kenneth Taylor, Mark Watson, Jeremy Goodsitt, Vincent Pham, Anh Truong, Austin Walters, Fardin Abdi Taghi Abad
  • Patent number: 12271902
    Abstract: A technique for enabling non-native accounts to be processed by a processing system may include receiving an account identifier scheme that is used by a third-party entity to provide access to accounts associated with the third-party entity, and assigning an entity identifier to the third-party entity in which the entity identifier conforms to a native format used by the processing system. An application programming interface can be modified to recognize account identifiers of the third-party entity. A transaction request can be received to execute a transaction in which the transaction request includes a resource provider identifier of the third-party entity and an account identifier of an account of the third-party entity. The entity identifier assigned to the third-party entity can be determined using the modified application programming interface, and the transaction can be processed using the entity identifier assigned to the third-party entity.
    Type: Grant
    Filed: August 3, 2020
    Date of Patent: April 8, 2025
    Assignee: Visa International Service Association
    Inventors: Vikram Modi, Sunil Joshi, Shantnu Singh
  • Patent number: 12271926
    Abstract: A system includes a set of crawlers that find and retrieve documents from an information network, an information extraction system, a knowledge graph storing nodes and edges that connect them, wherein each node represents a respective entity of a corresponding entity type of a plurality of entity types, and wherein the knowledge graph further stores event data relating to events detected by the information extraction system, a machine learning system that trains models that are used in connection with at least one of entity extraction, event extraction, recipient identification, and content generation, a lead scoring system that scores the relevance of information to an individual and references information in the knowledge graph, and a content generation system that generates content of a personalized message to a recipient who is an individual for which the lead scoring system has determined a threshold level of relevance.
    Type: Grant
    Filed: April 1, 2022
    Date of Patent: April 8, 2025
    Assignee: HubSpot, Inc.
    Inventors: Marco Lagi, Vedant Misra, Kevin M. Walsh, Scott Judson
  • Patent number: 12265924
    Abstract: Techniques for robust multi-agent reinforcement learning (MARL) are described. An exemplary method includes initializing a plurality of parameters for a plurality of agents including at least policy parameters and action-value (Q) parameters; performing robust multi-agent reinforcement learning to learn polices for the agents, wherein in the learned polices no agent has an incentive to deviate, the agents include an implicit agent that is to select a worst-case at any given time during the learning process; and at least one agent utilizing its learned policy.
    Type: Grant
    Filed: June 22, 2020
    Date of Patent: April 1, 2025
    Assignee: Amazon Technologies, Inc.
    Inventors: Tao Sun, Yunzhe Tao, Sahika Genc, Sunil Mallya Kasaragod, Kaiqing Zhang
  • Patent number: 12263411
    Abstract: Embodiments of the systems and methods disclosed herein provide a sponsor matching system in which players and sponsors can be matched. Upon a match based at least in part on stored sponsorship criteria and/or player preferences, a first sponsor can select a set of players to receive permission to select an advertisement associated with the first sponsor. Once a first player of the selected players selects an advertisement and an advertisement placement location associated with the first sponsor, the sponsor matching system can generate game rendering instructions for a first player system associated with the first player.
    Type: Grant
    Filed: February 6, 2023
    Date of Patent: April 1, 2025
    Assignee: Electronic Arts Inc.
    Inventors: Jijnes Jashbhai Patel, Daniel Valentine Gibson, Kenneth Alan Moss
  • Patent number: 12254464
    Abstract: According to a present invention embodiment, a system for controlling publishing of an asset on a blockchain comprises one or more memories and at least one processor coupled to the one or more memories. The system verifies a user requesting publishing of the asset on the blockchain. Verification information is generated that identifies the user and indicates successful verification of the user. The asset and the verification information are published on the blockchain. Embodiments of the present invention further include a method and computer program product for controlling publishing of an asset on a blockchain in substantially the same manner described above.
    Type: Grant
    Filed: May 5, 2022
    Date of Patent: March 18, 2025
    Assignee: Unstoppable Domains, Inc.
    Inventors: Lisa Seacat DeLuca, Braden River Pezeshki
  • Patent number: 12236431
    Abstract: A system and method for tasks assistance using a learning module comprising a knowledge graph and associated graph neural network is disclosed. The system can represent data using a knowledge graph, and generate embeddings of the knowledge graph for detecting latent patterns in the data that may be obscured in a high dimensional representation of the data. The system can more readily detect fraud patterns and take appropriate fraud limiting actions.
    Type: Grant
    Filed: August 27, 2021
    Date of Patent: February 25, 2025
    Assignee: United Services Automobile Association (USAA)
    Inventors: Vijay Jayapalan, Jeffrey David Calusinski
  • Patent number: 12236372
    Abstract: Embodiments of the present disclosure generally relate to a network-based real-time enterprise travel management system that can facilitate planning, booking, scheduling, and managing travel, while also facilitating expense budgeting and reporting. Embodiments of the present disclosure can provide systems and methods for generating and managing a predictive itinerary associated with travel and/or an event, as well as a centralized marketplace for accessing various services and events.
    Type: Grant
    Filed: January 12, 2024
    Date of Patent: February 25, 2025
    Assignee: U.S. Bank National Association
    Inventors: Duke Chung, Joseph Bradley Reid Williams, Angelina Yooyoung Kim
  • Patent number: 12229462
    Abstract: The present disclosure is directed to automatically curating a set of images according to a predetermined set of compliance rules and displaying those images. The machine learning and artificial intelligence technology can differentiate between images and identify features within images. The features may include a desired perspective, inconsistent backgrounds, low detail, blurriness, shadows, glare, reflections, unwanted information, unwanted elements, poles, trees, lack or focus, poor resolution, rain, snow, fumes, smoke, mud, unwanted banners, unwanted overlays, etc. The technology is trained to identify these features in the images and automatically tag the images with information relating to the features. A user selects a set of predetermined rules to be applied to the images. The technology then uses the tags to apply these selected rules to the images to modify the images and display the modified images in a predetermined sequence and arrangement.
    Type: Grant
    Filed: April 10, 2023
    Date of Patent: February 18, 2025
    Assignee: Freddy Technologies LLC
    Inventors: Sudheer Kumar Pamuru, Madhukiran Dandamudi, Vineel Kurma
  • Patent number: 12223525
    Abstract: A computer-implemented system including a data store: a content items database, a user account database, and one or more servers configured to execute a computer program to perform one or more of the following: receiving content items from content database that are associated with a topic selected by a user for posting on a social network, wherein at least one content item is associated with an URL; estimating a post to a reaction filter for a time interval for the social network for the user, calculating a reaction profile associated with reactions to posts on the social network by aggregating reaction time of a plurality of users on the social network for one or more content items posted on the social network; determining a schedule for posting the content items on the social network as a function of the post to reaction filter and reaction profile.
    Type: Grant
    Filed: November 30, 2022
    Date of Patent: February 11, 2025
    Assignee: Khoros, LLC
    Inventors: Allison Savage, Morten Moeller, Phu Nguyen, Gouning Hu, Nemanja Spasojevic
  • Patent number: 12217281
    Abstract: To provide an information distribution management device configured to analyze distribution in consideration of the number of unique users. An advertisement management device 100 includes a heat map generation unit 101configured to generate a heat map indicating the necessity of advertisement distribution to a designated target layer for each of a plurality of units of digital signage 300 and for each time slot, a reach curve generation unit 103 configured to function as a viewing estimation unit that estimates the viewing frequency of unique users of the target layer for the digital signage 300to which the heat map is applied, and an evaluation unit 104 configured to evaluate the heat map on the basis of the number of viewers who are unique users of the target layer (equivalent to viewing frequency) and the total number of viewers who are all users to whom the heat map is applied (viewing frequency).
    Type: Grant
    Filed: September 3, 2021
    Date of Patent: February 4, 2025
    Assignee: NTT DOCOMO, INC.
    Inventors: Tomohiro Nakagawa, Kazuma Nozawa, Kazuya Sasaki
  • Patent number: 12205113
    Abstract: An access device comprises a shared storage, a first network module for connecting to a wide-area network; a second network module for connecting to a user device in a local area with the access device, and a processor coupled to the first and the second network modules and for executing instructions stored in a non-volatile memory to realize following steps: having the user device connecting to a third party server via the wide-area network for making a first online financial arrangement with an electronic account of an owner of the access device, and having the user device connecting to the wide-area network or the shared storage after the first online financial arrangement is successfully done.
    Type: Grant
    Filed: December 7, 2021
    Date of Patent: January 21, 2025
    Inventor: Zhenkun Wang
  • Patent number: 12190346
    Abstract: A system for supporting effective campaign management in a cloud-based contact center platform. The system includes a campaign analytics engine. The campaign analytics engine includes retrieving campaign offerings of a running campaign; retrieving time-stamped text transcripts of interactions of agents of the running campaign; parsing the retrieved time-stamped text transcripts of interactions to yield parsed transcripts and related customer sentiment; comparing the yielded parsed transactions with the retrieved campaign offerings to generate analytical data. The generated analytical data includes at least one of: (i) agent campaign delivery effectiveness score; and (ii) probability of conversion. When an agent has an agent campaign delivery effectiveness score below a first threshold excluding the agent from the running campaign and sending the campaign delivery effectiveness score of the agent along with agent details and a preconfigured training list to be assigned to the agent by a QM application.
    Type: Grant
    Filed: June 28, 2023
    Date of Patent: January 7, 2025
    Assignee: NICE LTD.
    Inventors: Amit Ugane, Gourav Mandhane, Harshal Dhake, Prakash Walkoli, Prashant Kulkarni, Shrikant Lavhate
  • Patent number: 12190348
    Abstract: One or more computing devices, systems, and/or methods for evaluating email activity and/or controlling, based upon the email activity, transmission of instructions associated with quality are provided. A first email, transmitted by an email account associated with an entity to a plurality of email accounts, may be identified. First activity associated with the first email may be detected. A first set of activity information associated with the first activity may be stored in an entity profile associated with the entity. The entity profile may comprise a plurality of sets of activity information associated with a plurality of emails transmitted by one or more email accounts associated with the entity. A quality score corresponding to the first entity may be generated based upon the entity profile. A notification may be generated based upon the quality score. The notification may be transmitted to the first client device.
    Type: Grant
    Filed: December 5, 2018
    Date of Patent: January 7, 2025
    Assignee: Yahoo Assets LLC
    Inventors: Mohit Goenka, Ashish Khushal Dharamshi, Nikita Varma, Gnanavel Shanmugam
  • Patent number: 12182834
    Abstract: A system that analyzes a user's communications to select a promotion that is presented to the user. The analysis may occur in two stages: a first stage analyzes a single communication from a user to determine whether the user is a potential target for a promotion; for potential targets, a second stage analyzes a history of communications from the user to generate a user profile. The system may then select a promotion based on the profile. The profile may include a set of profile tags that are considerably more detailed and granular than traditional demographic data; tags may for example indicate user affiliations with groups or ideas (such as religions or political parties), or user life cycle stages. Using these rich, detailed user profile tags, the system may achieve promotion response rates far above those from traditional advertising, which relies on cookies or simple demographic categories.
    Type: Grant
    Filed: March 22, 2023
    Date of Patent: December 31, 2024
    Assignee: Kaptivating Technology LLC
    Inventors: Michael Palmer, Steven Tulk, Thomas Galido