Patents Examined by Shacole Tibljas
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Patent number: 9928489Abstract: When a split amount decided by a representative splitting, in a representative terminal, a total amount transmitted from a store terminal is notified from each member terminal to a credit company server as a payment amount, the credit company server holds information for payment settlement, and transmits payment permission information including encrypted information generated by encrypting the information for payment settlement, to each member terminal. Each member terminal transmits payment permission information of the same contents as the payment permission information to the representative terminal. The representative terminal transmits payment permission information obtained by concatenating the payment permission information, to the store terminal.Type: GrantFiled: November 25, 2013Date of Patent: March 27, 2018Assignee: International Business Machines CorporationInventors: Yoriko Ohnishi, Masami Tada
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Patent number: 9892460Abstract: Systems, methods, and program products for providing an exchange traded product holding digital math-based assets are disclosed. Shares based on digital math-based assets may be created using one or more computers by determining share price information based upon quantities of digital math-based assets held by a trust, electronically receiving a request from an authorized participant user device to purchase a quantity of shares, electronically transmitting a quantity of digital math-based assets to one or more destination digital asset accounts for receipt of digital math-based assets from the authorized participant based on the determined share price information and the requested quantity of shares, and electronically issuing shares to the authorized participant.Type: GrantFiled: June 27, 2014Date of Patent: February 13, 2018Assignee: WINKLEVOSS IP, LLCInventors: Cameron Howard Winklevoss, Tyler Howard Winklevoss, Evan Louis Greebel, Kathleen Hill Moriarty, Gregory Elias Xethalis
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Patent number: 9846876Abstract: The invention concerns a system for exchanging a ticket with chips and vice versa, applies a ticket or voucher system to a gaming table in a casino and comprises an accounting system.Type: GrantFiled: December 18, 2012Date of Patent: December 19, 2017Assignee: COUNT R GMBHInventor: Rainer Seyer
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Patent number: 9792594Abstract: A method implemented on an augmented reality electronic device includes an augmented reality electronic device. A wireless connection is established between the augmented reality device and an automated teller machine (ATM). A user of the augmented reality electronic device is authenticated. After the wireless connection is established and after the user is authenticated, a financial transaction is initiated. Financial information is received from the ATM related to the financial transaction. The financial information is displayed on a display screen of the augmented reality electronic device.Type: GrantFiled: January 10, 2014Date of Patent: October 17, 2017Assignee: Wells Fargo Bank, N.A.Inventors: Harlen Bayha, Kourtney Eidam, Richard Harrison Luttrell, Jr., Dominik Vltavsky
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Patent number: 9773281Abstract: One or more devices in an accident detection and recovery computing system may be configured to determine that vehicle accidents have occurred, collect and analyze accident characteristics and other related data, and providing customized accident recovery services. Mobile computing devices, alone or in combination with vehicle-based systems and external devices, may detect accidents or receive accident indication data. After determining that an accident has occurred, mobile computing devices and/or vehicle-based systems may be configured to determine accident characteristics, retrieve vehicle data and vehicle occupant data from one or external servers, determine the damages or potential damages resulting from the accident, and determine one or more accident recovery options or recommendations based on the accident damages.Type: GrantFiled: September 16, 2014Date of Patent: September 26, 2017Assignee: Allstate Insurance CompanyInventor: Randall M. Hanson
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Patent number: 9710801Abstract: A system, method, and article of manufacture for splitting a shared financial obligation is disclosed. The method may comprise receiving, by a bill splitting computer-based system, a single record of charge (ROC) associated with a purchase by one or more members of a group, and splitting, by the bill splitting computer-based system, the ROC between the members of the group.Type: GrantFiled: April 22, 2014Date of Patent: July 18, 2017Assignee: AMERICAN EXPRESS TRAVEL RELATED SERVICES COMPANY, INC.Inventors: Rajesh K. Aadi, Mansoor A. Jafary, Robert B. Mawk, Nagaraj S. Pandit, Ganeshbabu G. Subramanian
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Patent number: 9633383Abstract: Methods and systems for facilitating payment of a bill are described. The methods use voice and context recognition to create an inventory of items for a specific user. When it is time to split the bill among a group at a table, each user is apportioned their share of the bill based on their inventory so that each user pays for what they ordered. The users may decide to split the bill differently, such as equally among themselves.Type: GrantFiled: May 30, 2014Date of Patent: April 25, 2017Assignee: PAYPAL, INC.Inventor: Kamal Zamer