Patents Examined by Steven R Chism
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Patent number: 11119630Abstract: Systems and methods are disclosed herein for reducing a risk of associating with a client that may engage in illegal activity. A system accesses data associated with an entity for a given context, applies a plurality of AI models to the data based on the context to generate a plurality of AI assessments. Data for showing risk factors, assessments of the risk factors, and data for evaluating risk factors can be transmitted for rendering in a user interface in a display device. Analyst feedback can be received and used to update the AI models.Type: GrantFiled: August 29, 2018Date of Patent: September 14, 2021Assignee: Palantir Technologies Inc.Inventors: Galen Marchetti, Henrique Valer, Pedro Sanzovo
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Patent number: 11107083Abstract: A method for establishing fraud detection system for payment card transactions associated with an individual or a household by analyzing the online or in-store transaction against fraud detection individual profile. Generating the individual profile involves retrieving transaction data and identifying information associated with transaction authorization request, searching for another payment card using the identifying information, aggregating payment cards transaction data, generating profile data for an individual according to identifying information, transaction data, and any reported fraudulent activities under the payment cards, analyzing the transaction against the profile data to determine whether the transaction is a fraudulent activity, and providing a notification to financial institutions reporting any fraudulent activities.Type: GrantFiled: November 29, 2017Date of Patent: August 31, 2021Assignee: Worldpay, LLCInventors: Nicole S. Jass, David Mattei, Dennis Kettler
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Patent number: 11087309Abstract: A method is disclosed. The method includes: obtaining, from a management application, a login history including timestamps and internet protocol (IP) addresses corresponding to logins by a user; obtaining coordinates for the IP addresses; determining clusters for the coordinates based on distances between the coordinates; and determining primary locations for the user based on the clusters and the timestamps.Type: GrantFiled: August 28, 2018Date of Patent: August 10, 2021Assignee: Intuit Inc.Inventors: Liron Hayman, Shimon Shahar
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Patent number: 11074655Abstract: Systems and methods may transmit a plurality of locationing pulse requests from a mobile device in a vehicle to an audio system of the vehicle during a period of vehicle operation. The mobile device may be associated with a vehicle driver. The audio system may have an array of speakers disposed inside the vehicle, and the locationing pulse requests may include a request to emit a locationing pulse from the array of speakers. The systems and methods may receive the locationing pulse at a microphone of the mobile device, and generate or update a vehicle occupancy profile based upon the receiving operation. The vehicle occupancy profile may include occupancy data of one or more seats inside the vehicle. A vehicle risk profile may be determined based upon the vehicle occupancy profile, and a risk message transmitted if the vehicle risk profile satisfies a high risk condition.Type: GrantFiled: August 2, 2018Date of Patent: July 27, 2021Assignee: STATE FARM MUTUAL AUTOMOBILE INSURANCE COMPANYInventors: Justin Davis, Kristopher Keith Gaudin, Craig Benjamin Cope
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Patent number: 11042885Abstract: Techniques relate to managing digital credentials. An employee records database is accessed to identify a plurality of employees. Within the plurality of employees, a first set of employees is identified. For each employee in the first set of employees, a server computer hosting a digital credential repository is accessed to identify a plurality of digital credentials associated with the employee. The plurality of digital credentials of each employee in the first set of employees are analyzed to generate a statistical analysis of the plurality of digital credentials. With the statistical analysis complete, data identifying the statistical analysis is transmitted to a user device.Type: GrantFiled: September 6, 2018Date of Patent: June 22, 2021Assignee: PEARSON EDUCATION, INC.Inventors: Mark Mercury, Jarin Schmidt, E. Clarke Porter, Peter Pascale, Andrew Stockinger, Ronald D. Lancaster, Jr.
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Patent number: 11037248Abstract: Systems and methods may transmit a plurality of locationing pulse requests from a mobile device in a vehicle to an audio system of the vehicle during a period of operation of the vehicle. The audio system may have an array of speakers disposed inside the vehicle, and the locationing pulse requests may include a request to emit a locationing pulse from the array of speakers. The systems and methods may receive the locationing pulse at a microphone of the mobile device, and further determine, based upon the locationing pulse received at the microphone, that non-driver passengers were inside the vehicle for part of the period of operation of the vehicle. The systems and methods may determine an identity associated with each of the non-driver passengers, and subsequently transmit a request to share costs of the vehicle during the period of operation of the vehicle to the mobile device.Type: GrantFiled: August 2, 2018Date of Patent: June 15, 2021Assignee: State Farm Mutual Automobile Insurance CompanyInventors: Justin Davis, Kristopher Keith Gaudin, Craig Benjamin Cope
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Patent number: 10984476Abstract: A method for determining intellectual property value, includes creating a source of patent data; and analyzing the data to determine a patent value. Also disclosed is an instruction set executable on a machine that includes a processor and a memory. The instruction set executable on the machine to cause to the machine to: create a source of patent data; and to analyze the data to determine a patent value. A media carrying an instruction set executable on a machine. The machine includes a processor, and a memory associated with the processor. The instruction set is executable on the processor to cause to the machine to: create a source of patent data; and analyze the data to determine a patent value.Type: GrantFiled: August 23, 2018Date of Patent: April 20, 2021Assignee: IO STRATEGIES LLCInventors: Andrew Ouderkirk, Rachel Andreasen
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Patent number: 10943274Abstract: A device receives documents from various sources, and processes the documents, with an optical character recognition engine, to generate digitized documents. The device processes the digitized documents, with a first machine learning model, to detect languages utilized in the digitized documents, and processes the digitized documents, in other languages that are different than a common language and with a second machine learning model, to translate the digitized documents, in the other languages, into the common language and to generate translated digitized documents. The device processes the translated digitized documents and untranslated digitized documents, with a classification model, to generate classified documents, and processes the classified documents, with a third machine learning model, to generate extracted information from the classified documents.Type: GrantFiled: August 28, 2018Date of Patent: March 9, 2021Assignee: Accenture Global Solutions LimitedInventors: Prakash Ghatage, Kumar Viswanathan, Sebastian Fernandes, Naveen Kumar Thangaraj
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Patent number: 10861094Abstract: A method includes retrieving a first dataset at a first frequency from a memory, the first dataset associated with a plurality of data objects; calculating at the first frequency and based on the first dataset, a first component for each of the data objects; retrieving a second dataset at a second frequency from the memory, the second dataset associated with the plurality of data objects; calculating at the second frequency and based on the second dataset, a second component for each of the data objects; weighting at one of the first or second frequencies, the first component by the second component for each of the data objects; calculating at one of the first or second frequencies, an asynchronous multi-component index based on the weighted first component; and generating at least one asynchronous multi-component index data object having a value that is determined from the calculated asynchronous multi-component index.Type: GrantFiled: August 23, 2018Date of Patent: December 8, 2020Assignee: Chicago Mercantile Exchange Inc.Inventor: Carrick John Pierce
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Patent number: 10825026Abstract: Embodiments of the present invention can simplify the use of payment cards by capturing or generating an electronic image of a customer's payment card at the time of requesting a payment card transaction, and processing the electronic image to automatically determine required payment card information, including the payment card number, account name, and expiry date printed or otherwise represented on the payment card.Type: GrantFiled: August 25, 2018Date of Patent: November 3, 2020Assignee: MASTERCARD INTERNATIONAL INCORPORATEDInventors: Ashutosh Kumar Gupta, Dinesh Kumar Lal, Anshul Pandey, Teja Chebrole