Abstract: A coordination server of a contactless payment system may receive a total bill of purchases for a customer from a merchant POS terminal, associate the total bill of purchases with a unique identifier of an RFID tag of a check presenter, and receive notification that payment of the total bill of purchases is authorized. The coordination server may receive the unique identifier and payment information from a contactless-enabled device, and transmit the payment information and the total bill to the merchant POS terminal for transmittal to a merchant acquirer for completion of the transaction under business as usual standards. In one embodiment, the coordination server transmits the payment information and the total bill to a merchant acquirer, which then routes the payment request to an appropriate payment network. In another embodiment, the coordination server transmits the payment information and the total bill directly to the appropriate payment network.

Abstract: In a data region of each microdot block on a microdot matrix, a coordinate of each the microdot block on the microdot matrix is encoded into a plurality of microdots included by the data region according to an encoding method based on Reflected Gray codes. With the aid of a unique changed bit between any two consecutive Reflected Gray codes, an estimated coordinate of a frame, which is fetched by scanning the microdot matrix, on the microdot matrix, may still be decoded even if no complete microdot block is fetched within the frame.

Abstract: In an information display panel, an illuminating device 3 for illuminating an information medium from a back face is provided on the back face of the information medium, while a reader/writer 4 corresponding to a non-contact information storage medium is provided on the back face side of the illuminating device 3. The reader/writer can be concealed by illuminating the information medium by the illuminating device 3. As a result, an information display panel capable of both bright information display and radio communication in a short distance can be obtained without undermining designability.

Abstract: A transaction card assembly may be constructed and arranged for use in a transaction by an issuee of the transaction card assembly. The transaction card assembly may include a first layer including a sheet of material, a second layer including a sheet of material, and an adhesive foam material between the first and second layers that expands to fill a space between the first and second layers and to define, at least in part, a finished thickness for the transaction card assembly and bonds the first and second layers together. Indicia, such as information representing an account number, biometric data representing a feature of the issuee, etc., may be included with the assembly for use in a transaction.

Abstract: A code that stores a history of what has been done to it and where it has been. The history can be stored in a local memory. The code can be changed based on that history.

Abstract: In accordance with some embodiments, a method includes receiving, in a proximity coupling system, holder consent to provide a human understandable indication of an account balance associated with a payment account; and providing a human understandable indication of the account balance associated with the payment account via an output device, in response at least in part to the consent; wherein receiving holder consent comprises receiving holder consent provided via a proximity payment device associated with the payment account. In accordance with some embodiments, a method includes storing account data and preference data in a proximity payment device, the preference data indicative of a preferred method to provide a human understandable indication of an account balance.

Abstract: A card formed in accordance with the invention includes a first assembly comprised of multiple plastic layers attached via an adhesive to a metal layer. The multiple plastic layers forming the first assembly are laminated under a first selected temperature and pressure conditions to preshrink the multiple plastic layers, stress relieve the first assembly and render the first assembly dimensionally stable. The laminated first assembly is then attached to a metal layer via an adhesive layer to form a second assembly which is then laminated at a temperature below the first selected temperature to form a card which is not subjected to warpage and delamination.

Abstract: Systems and methods for producing a presentation instrument involve receiving an image file having an account number stamp, and producing the image file onto a piece of stock material, such that a visible account number corresponding to the account number stamp is created on the stock material. The visible account number is scanned with a reader. An account number record is encoded onto a presentation instrument, and compared with the scanned visible account number.

Abstract: Misreads in decodable indicia by terminals such as bar code scanners (e.g., laser, image sensors) can occur. Solutions can include increasing redundancy or screening out erroneous data. Embodiments of screening error reduction circuits, terminals, and/or methods for processing decodable indicia data are provided.

Abstract: A segmented 2D matrix symbol may be formed by dividing data into a plurality of segments, separately encoding the plurality of segments as corresponding arrays of cells, and arranging the arrays of cells in an abutting relationship. The segmented symbol may be reproduced, for example by receiving a bitmap corresponding to the formed symbol followed by printing; by copying a printed symbol; or by scanning a printed symbol and printing a copy. The reproduced symbol may be scanned, and data from only decoded segments, for example audio data, may be output.

Abstract: The invention provides an easy-to-clean cloth container and a stationary scanner having such a cloth container. This cloth container is to be attached to a support post of a stationary scanner, and has a first component and a second component. The first component has a cloth storing space and a first engaging portion, and the second component has an attachment portion to be attached to the support post, and a second engaging portion. The first component is attached to the outside of the support post by detachably engaging the first engaging portion with the second engaging portion with the second component.

Abstract: There is described an indicia reading terminal that can be operative to capture a succession of frames of image data and that can be operative so that a certain frame of the succession of frames is subject to quality evaluation processing where a result of the quality evaluation processing is responsive to one or more of an incidence and sharpness of edge representations of the frame of image data.

Abstract: A debit/credit card (chip card) having a body, storage element, at least one processor, a display element (LCD screen) and at least one touchpad, allowing a user to manually enter electronic information to be stored by the at least one storage element and displayed by the at least one display element, such that the at one display element displays the electronic information in the form of at least two credit and/or debit card transactions. A method of keeping track of a person's spending, the method involving providing a chip card, manually entering the electronic information; and viewing the electronic information on the at least one display element, the at least one display element displaying at least two credit and/or debit card transactions.

Abstract: A unit of a media depository is described. The unit comprises: a body adapted to be supported by at least one support member of the depository in a working position and further adapted to be slidably moveable on the at least one supporting member between the working position and a pivot position; a first hinge member adapted to be movably mounted on the at least one support member; and, a second hinge member attached to or integral with the body. When the body is moved from the working position to the pivot position, the first and second hinge members engage such that the first hinge member is forced by the second hinge member to move with the body to the pivot position at which the first and second hinge members form a pivoting mechanism by which the body is pivotally attached to the at least one support member.

Abstract: Various account transaction devices are disclosed. One account transaction device comprises a top portion having a front side and a back side, wherein the front side includes a first account and the back side includes at least one identifier associated with a second account. The device also comprises a bottom portion having a front side and a back side, wherein the front side includes the second account and the back side includes at least one identifier associated with the first account. Also, a hinge connecting the top portion to the bottom portion, wherein the top and second portions are relatively movable between a first closed position where the top portion displays the first account and the bottom portion displays the at least one identifier associated with the first account and a second closed position where the top portion displays the at least one identifier associated with the second account and the bottom portion displays the second account.

Abstract: A system for authorizing a financial transaction includes a processor operable to execute an application on a wireless communications device that is communicatively coupled to a data stripe through a wired connection, receive a request to authorize a financial transaction involving a financial account associated with account data, access authorization criteria for determining whether to authorize the financial transaction, apply the authorization criteria to the financial transaction, generate an authorization code based on the application of the authorization criteria to the financial transaction, and communicate the authorization code.

Abstract: A payment card (e.g., credit and/or debit card) is provided with a magnetic emulator operable to act as a magnetic stripe read-head detector and a data transmitter. A multiple layer flexible PCB may be fabricated to include multiple magnetic emulators. An emulator may include a coil that includes magnetic, ferromagnetic, or ferromagnetic, material in the coil's interior. Coils may be associated with zones. As a read-head is detected to move from zone-to-zone, coils may be activated to transmit information in those zones.

Abstract: A method is described for tracking position of a mail piece within a facility. It includes steps of scanning a series of mail pieces to obtain identifying indicia therefrom, sorting the series of mail pieces according to a destination-based postal sorting strategy; and placing the sorted mail pieces into a container together with a marker comprising an RFID tag. In a computerized control system, identifiers for the RFID marker are identified with a sequence of mail pieces in the container. The RFID tag is scanned to associate a position of the container at the time of scanning with the mail in the container. The container is then transported, e.g. by loading a tray as the container onto a cart and then moving the cart.

Abstract: Apparatuses, methods, and systems pertaining to the verification of portable consumer devices are disclosed. In one implementation, a verification token is communicatively coupled to a computer by a USB connection so as to use the computer's networking facilities. The verification token reads identification information from a user's portable consumer device (e.g., credit card) and sends the information to a validation entry over a communications network using the computer's networking facilities. The validation entity applies one or more validation tests to the information that it receives from the verification token. If a selected number of tests are passed, the validation entity sends a device verification value to the verification token, and optionally to a payment processing network. The verification token may enter the device verification value into a CVV field of a web page appearing on the computer's display, or may display the value to the user using the computer's display.

Abstract: The invention relates to a method for identifying sheets on which is added one identifier or more comprising a combination of juxtaposed screen cells. The method comprises two parts. The first part describes a means for making the differentiating identifiers and the addresses associated with the content areas forming the sheets. The second part describes a means for processing the information of the digital pen transmitted to the computer processing unit by one or more automatic or semiautomatic post-processing operations. The two non-separable parts of this method thus compensate for the potential handling errors of a user who must write or transcribe information onto screen sheets using a digital pen.