Abstract: Systems and methods for identifying malicious digital wallet devices are provided. Exemplary embodiments may establish communication with a user device associated with a digital wallet application and determine a unique device identifier for the device. Risk data may then be obtained from one or more fraudulent activity databases and associated with the device identifier. The user device may then be identified as a malicious or non-malicious device based on a device score generated based on the risk data. Devices identified as malicious may then have their unique device identifier stored on a malicious device database.
Abstract: A system and method to manage liability risk selection in the Small-to-Medium Enterprises business sector facilitates the insurance underwriting and delivery process using a combination of blockchain and Artificial Intelligence technologies. The approval process and the insurance rates are determined using a process that analyzes the answers of potential insureds in response to a set of questions designed by insurance experts to evaluate the performance and the value of the potential insured's organizations. The system also obtains information from social media and news data relating to the businesses of the potential insureds. The system enables an insurance broker to provide real time product delivery and collaboration through a private permissioned blockchain platform.
Abstract: Location polygons are defined along traffic lanes and parking spaces to facilitate determination of the location of a vehicle relative to features associated with the location polygons. The location polygons are used, in one application, to identity entrance and exit of a special toll lane along a roadway, and to ensure that the vehicle properly enters and exits the tolling lane.
Type:
Grant
Filed:
December 31, 2018
Date of Patent:
April 26, 2022
Assignee:
GEOTOLL INC.
Inventors:
Jaime Andres Borras, Wyatt Drake Geist, Richard Carrier, James Edward Borras
Abstract: A system including a server and a first publisher node device is provided. The first publisher node device transmits a request including an authentication credential associated with the first publisher node device to the server and receives a response including authentication of the first publisher node device as a ticket processing client for a first transportation service. The first publisher node device captures, as the ticket processing client, an event associated with the first transportation service based on the received response and transmits, based on the captured event, a transaction request to a broker node device. The transaction request includes a transaction message and an authorization request to route the transaction message to a first subscriber node device of the MaaS network. The server receives the authorization request from the broker node device and authorizes the broker node device to route the transaction message based on the received authorization request.
Abstract: The invention relates to a method and system that processes a plurality of transactions shared by a group of members. A mobile device comprises: a memory; and a computer processor, coupled to the memory, programmed to: identify a plurality of members of a group sharing an event; identify a plurality of transactions made by each member of the group; determine whether each transaction is relevant to the event; automatically add each relevant transaction to the group; automatically categorize each transaction into a category associated with the event; and access, via an interactive display on the mobile device, a running total of expenses associated with the event and an individual share for a member of the group at a point in time.
Type:
Grant
Filed:
March 17, 2017
Date of Patent:
September 28, 2021
Assignee:
JPMorgan Chase Bank, N.A.
Inventors:
James P. White, III, Eric Han Kai Chang