Abstract: A knit terry fabric having hydrophobic/hydrophilic characteristics provides hygienic panels for washable, reusable, incontinent pads and diapers. In one embodiment, a non-woven fabric, stiffener sheet is employed in an incontinent pad to resist its being folded in use. The diaper embodiment employs a Y-shaped configuration and is provided with preventing Velcro fasteners from being fouled during washing.