Abstract: An insurance verification system and methods for verifying insurance information are provided. The insurance verification system includes an insurance verification (IV) device. The IV computing device includes including a processor and a memory in communication with the processor. The processor is programmed to receive vehicle user information from a client device, generate an insurance information request including at least a portion of the vehicle user information, transmit the insurance information request to at least one insurance provider computing device, and receive a response from the insurance provider computing device. The response indicates whether or not an insurance profile associated with the vehicle user information is stored at the insurance provider computing device.
Type:
Grant
Filed:
January 14, 2016
Date of Patent:
October 5, 2021
Assignee:
MNJ TECH LLC
Inventors:
Michael E. Slater, Sr., Carl J. Andrews, Narendra Dukkipati
Abstract: Systems, methods, and cards utilized for an authentication protection layer for payment card transactions are provided. Aspects include receiving, by a transaction processing terminal, the card for the potential transaction. Obtaining card holder information for the card and transmitting a radio frequency (RF) signal and receiving RFID data from an RFID tag associated with the card. Comparing, by a processor, the card holder information to the RFID data to determine whether to authorize the potential card transaction and authorizing the potential card transaction based at least on a determination that the RFID data corresponds to the card holder information.
Type:
Grant
Filed:
October 11, 2018
Date of Patent:
August 24, 2021
Assignee:
INTERNATIONAL BUSINESS MACHINES CORPORATION
Inventors:
John R. Dangler, Layne Berge, Jason J. Bjorgaard, Thomas Liang, Manuel Orozco, Matthew Doyle