Abstract: Methods and systems are presented for providing a framework for facilitating time-sensitive cryptocurrency transactions for users. When a request for processing a time-sensitive cryptocurrency transaction using funds from a cryptocurrency wallet is received from a user, a transaction system first verifies whether the cryptocurrency wallet has a balance to cover the cryptocurrency transaction. The transaction system also verifies the ownership of the cryptocurrency wallet based on an asynchronous method. The user generates verification data without any input from the transaction system, and based on a private key associated with the cryptocurrency wallet, a generator function, and a user-generated value. Without knowing the user-generated value, the transaction system verifies the ownership of the cryptocurrency wallet based on the verification data, and processes the transaction for the user.

Abstract: The present invention generally relates to the use of stable value digital assets and/or fiat-backed digital assets as cryptocurrencies that can be linked to other digital assets using blockchain technology and/or through a peer-to-peer network. In embodiments, the present invention relates to specific applications of fiat-backed digital assets and/or stable value digital asset tokens tied to a peer-to-peer network, such as a blockchain network.

Abstract: An electronic data protection (EDP) computing device for protecting sensitive data of a user during a computer interaction between the user and a business entity computing device associated with a business entity is provided. The EDP computing device is configured to receive interaction data for the computer interaction from the business entity computing device. The interaction data includes an interaction identifier, a business entity identifier, and a user identifier in lieu of a protected data object. The EDP computing device generates a token request message using the interaction data and a request token and transmits the token request message to the user computing device, prompting the user to pick a user account. The EDP computing device receives a response token identifying an account selected to complete the computer interaction, retrieves the protected data object, and completes the computer interaction using the protected data object.

Abstract: The invention relates to systems and methods for distributing encrypted market data updates to market participants via private multicast channels. Among other factors, characteristics of modern computer networks may cause participants to be sent (and to receive) their encrypted data for that update at different times. Thus, after the participants have all been sent their data for that update the system may then simultaneously transmit to those participants the key that will enable them to decipher their data via a public multicast channel such that all recipients receive the key at the same time. In this manner the invention may ensure that although participants receive their data in a given update at different times, they are unable to decipher that data until substantially the same time.

Abstract: Embodiments of the present invention are directed to methods, apparatuses, computer readable media and systems for securely processing remote transactions. One embodiment of the invention is directed to a method of processing a remote transaction initiated by a mobile device comprising a server computer receiving a payment request including encrypted payment information. The encrypted payment information being generated by a mobile payment application of the mobile device and being encrypted using a third party key. The method further comprises decrypting the encrypted payment information using the third party key, determining a transaction processor public key associated with the payment information, and re-encrypting the payment information using the transaction processor public key. The method further comprises sending a payment response including the re-encrypted payment information to a transaction processor.

Abstract: Systems and methods for performing operations comprising: storing, by one or more processors of a server, an encrypted profile for a user; receiving encrypted information from a first application that is installed on a user device associated with the user; updating the encrypted profile based on the received encrypted information without the server decrypting the profile and the information; selecting a first advertisement from a plurality of advertisements based on the updated encrypted profile; and transmitting the first advertisement to the user device.

Abstract: A system for extending the utility of blockchain environments when such environments become too large or complex, is disclosed. The system systematically creates a second generation, or child blockchain that can retain machine-readable links to the parent blockchain which, in turn, can be archived and referenced, when necessary, for historical reference. Accordingly, the system serves to reduce the size of the working blockchain thereby making it easier to store the blockchain, and further serves to increase the speed of queries to interrogate the current state of the blockchain. By reducing the size of the working blockchain, the present invention seeks to extend the utility of large blockchains by segregating and archiving historical or older transactions recorded in the blockchain. The system and process further include methodologies to create links between the current blockchain and the archived sections of the blockchain to ensure the integrity of the full historical ledger.

Abstract: A method may include receiving at a receiving system an electronic request to transfer assets, included in an account of a user at a delivering system, to the receiving system; generating an electronic transaction record, the electronic transaction record identifying the user, the assets, and transfer information related to the assets; adding the electronic transaction record to a shared ledger data structure; in response to the adding: transmitting an indication to the delivering system that the electronic transaction record was added; and transmitting a notification to computing nodes associated with the shared ledger data structure that the shared ledger data structure was updated; after transmitting the indication, receiving confirmation from a third-party system that the assets were successfully transferred; and in response to the confirmation, updating an account database at the receiving system indicating a transfer of the assets.

Abstract: Distributing and enforcing a license for content to be consumed according to conditions defined by usage rights stated in the license, including: encrypting the usage rights with a key using a homomorphic encryption and sending the encrypted usage rights to an agent; receiving from the agent modified encrypted usage rights generated by performing a homomorphic operation on the encrypted usage rights with a nonce; and decrypting the modified encrypted usage rights and sending the decrypted modified usage rights back to the agent, wherein usage rights are extracted from the decrypted modified usage rights by performing an operation that is reverse of the homomorphic operation with the nonce.

Abstract: Systems, apparatuses, and methods are provided for conducting encrypted payment transactions. In some embodiments, a payment device may send account credentials for a digital wallet to a wallet provider computer, and receive encrypted payment data from the wallet provider computer in response. The payment device may then send a request to initiate a transaction to a transaction processor computer (e.g., a merchant computer or a merchant processor computer), the request to initiate the transaction including the encrypted payment data. The transaction processor computer can then decrypt the encrypted payment data and conduct the transaction.

Abstract: Embodiments of the invention are directed to a method for submitting a tokenization request via an access device. Embodiments allow tokens to be retrieved for complex mobile devices as well as basic card-type devices. Token requests can be formatted as authorization request messages and transmitted along authorization communication channels.

Abstract: Manufactured goods are marked or labeled with a secure unique identifier. A central checking centre allows users to verify the authenticity of a particular good such as a cigarette pack or carton via any convenient interface such as the internet or a cell phone. A system of secret sharing allows secure authentication of each item and prevents code breaking or misuse.

Abstract: Methods, computer program products, and systems are presented. The methods include customer specific information exchange and an adjustment of the privacy level of this information. For this purpose an abstraction layer and an obfuscation module are introduced. Using a “fraud vector” a risk assessment is performed on the obfuscated transaction data.

Abstract: Spending digital currency without owning digital currency may be facilitated. The user may use a software application running on the user's computing platform to scan a digital currency public address quick-response code (QR), or a near-field-communication (NFC) based public address. The user may be prompted to swipe-to-authenticate the transaction. The user may authenticate the transaction by fingerprint-swiping a biometric-enabled transitory password authentication device. The biometric-enabled transitory password authentication device may transmit an encrypted transitory password a server via the user's computing platform. Upon receiving and verifying the transaction, the server may send an amount of digital currency to the target address on behalf of the user. The server may charge the user's debit card an equivalent amount of sovereign currency.

Abstract: Methods, apparatus, systems and articles of manufacture (e.g., physical storage media) to implement software defined silicon feature licensing are disclosed. Example licensor systems disclosed herein includes a third party verifier to verify one or more credentials included in a request to become an authorized delegated licensor, the request received from a third party. Disclosed example licensor systems also include a feature identifier to identify a feature of a silicon structure which the third party is to be granted the authority to license.

Abstract: A method for operating a measurement device using a blockchain. A blockchain system comprises a lease platform node or lease platform node device, a lessor client, and a lessee client. Existing state information about the measurement device is stored in the blockchain. The method can include receiving a lease order for the measurement device that is sent by a lessee client, sending a lease notification based on the measurement device to the lessor client to notify the lessor to send the measurement device to the lessee, receiving, after the lessee receives the measurement device sent by the lessor, a device state detection request sent by the lessee client or the measurement device, wherein the device state detection request comprises first current state information about the measurement device, and detecting whether the first current state information matches the existing state information, and if yes, creating a lease contract for the measurement device.

Abstract: Methods, computer program products, and systems are presented. The methods include customer specific information exchange and an adjustment of the privacy level of this information. For this purpose an abstraction layer and an obfuscation module are introduced. Using a “fraud vector” a risk assessment is performed on the obfuscated transaction data.

Abstract: The described financial institution computing system provides services to customers through an application programming interface (“API”). The services include user identification services to customers. The user identification services allow the customers to verify the identity of users as non-fraudulent users. Further the user identification services allow the financial institution to provide known user information to the customers for purposes of prepopulating registration forms, completing transactions, and the like. Further services, such as user account validation services, payment services, and the like are also possible through the financial institution APIs. In some situations, users are registered with the financial institution. For example, a user may also be an account holder with the financial institution. In other situations, the users are not registered with the financial institution.

Abstract: Various embodiments are generally directed to autofilling card data from a contactless card to a form of a computing device. An application may determine that a payment field of a form has received focus. The application may then receive encrypted data from a communications interface of a contactless card associated with an account. The application may then receive, from a server, verification of the encrypted data. The application may then receive, from the server, an encrypted account number associated with the account, and decrypt the encrypted account number to yield the account number. An autofill service of an operating system (OS) executing on the processor circuit, may then autofill the account number to the payment field of the form.

Abstract: Various embodiments are generally directed to autofilling card data from a contactless card to a form of a computing device. An application may determine that a payment field of a form has received focus. The application may then receive encrypted data from a communications interface of a contactless card associated with an account. The application may then receive, from a server, verification of the encrypted data. The application may then receive, from the server, an encrypted account number associated with the account, and decrypt the encrypted account number to yield the account number. An autofill service of an operating system (OS) executing on the processor circuit, may then autofill the account number to the payment field of the form.