Abstract: The present invention relates generally to methods of generating business by providing incentives for clients to obtain goods and/or services from goods and service providers, wherein said providers refer clients to other providers and as said providers have incentives provided within the method to make said referrals. The method involves one central manager serving as a communications conduit among goods and service providers pooling their services into one joint goods and services cross-client referral cooperative group. The method provides an incentive system among group members for referring clients to other group members.

Abstract: A toy collapsible house. A column of stacked segments supports the house, held together by a spring tensioned cord, impact triggered release of which slides stiff cord portions away from segment junctions, allowing column and house collapse. The column cord is lifted from above the roof to reassemble the house.

Abstract: A food grater attachment which facilitates the use of a grater with receptacles of various sizes and shapes. The grater may be installed in a frame which is hinged to a clip for engaging the wall of the receptacle. The hinge incorporates locking provisions so that the frame and grater may be immobilized in selected inclined positions so that the grater is entirely over the mouth of the bowl or other receptacle.