Patents by Inventor A. John Fineout

A. John Fineout has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Multi-variable transaction system and method
    Patent number: 8577769
    Abstract: A system for optimization of variables is provided. The system includes a buyer finance system for receiving asset data and buyer finance data. A seller variable system receives the asset data and the buyer finance data and applies a seller variable distribution to generate seller transaction state data. A finance variable system receives the asset data and the buyer finance data and applies a finance variable distribution to generate finance transaction state data. A variable optimization system receives the seller transaction state data and the finance transaction state data and generates transaction approval data.
    Type: Grant
    Filed: June 12, 2012
    Date of Patent: November 5, 2013
    Assignee: Skopos Financial Group, LLC
    Inventors: A. John Fineout, Craig M. Allen, Thomas R. Brower
  • MULTI-VARIABLE TRANSACTION SYSTEM AND METHOD
    Publication number: 20120254039
    Abstract: A system for optimization of variables is provided. The system includes a buyer finance system for receiving asset data and buyer finance data. A seller variable system receives the asset data and the buyer finance data and applies a seller variable distribution to generate seller transaction state data. A finance variable system receives the asset data and the buyer finance data and applies a finance variable distribution to generate finance transaction state data. A variable optimization system receives the seller transaction state data and the finance transaction state data and generates transaction approval data.
    Type: Application
    Filed: June 12, 2012
    Publication date: October 4, 2012
    Inventors: A. John Fineout, Craig M. Allen, Thomas R. Brower
  • Multi-variable transaction system and method
    Patent number: 8200573
    Abstract: A system for optimization of variables is provided. The system includes a buyer finance system for receiving asset data and buyer finance data. A seller variable system receives the asset data and the buyer finance data and applies a seller variable distribution to generate seller transaction state data. A finance variable system receives the asset data and the buyer finance data and applies a finance variable distribution to generate finance transaction state data. A variable optimization system receives the seller transaction state data and the finance transaction state data and generates transaction approval data.
    Type: Grant
    Filed: June 5, 2008
    Date of Patent: June 12, 2012
    Assignee: Skopos Financial Group, LLC
    Inventors: A. John Fineout, Craig M. Allen, Thomas R. Brower
  • Multi-Variable Transaction System and Method
    Publication number: 20090307128
    Abstract: A system for optimization of variables is provided. The system includes a buyer finance system for receiving asset data and buyer finance data. A seller variable system receives the asset data and the buyer finance data and applies a seller variable distribution to generate seller transaction state data. A finance variable system receives the asset data and the buyer finance data and applies a finance variable distribution to generate finance transaction state data. A variable optimization system receives the seller transaction state data and the finance transaction state data and generates transaction approval data.
    Type: Application
    Filed: June 5, 2008
    Publication date: December 10, 2009
    Inventors: A. John Fineout, Craig M. Allen, Thomas R. Brower