Abstract: Systems and methods are described for Distification of 3D imagery. A computing device may obtain a three dimensional (3D) image that includes rules defining a 3D point cloud used to generate a two dimensional (2D) image matrix. The 2D image matrix may include 2D matrix point(s) mapped to the 3D image, where each 2D matrix point can be associated with a horizontal coordinate and a vertical coordinate. The computing device can generate an output feature vector that includes, for at least one of the 2D matrix points, the horizontal coordinate and the vertical coordinate of the 2D matrix point, and a depth coordinate of a 3D point in the 3D point cloud of the 3D image. The 3D point can have a nearest horizontal and vertical coordinate pair that corresponds to the horizontal and vertical coordinates of the at least one 2D matrix point.

Abstract: A system and computer-implemented method of continuously updating information about one or more of a customer approved for a mortgage and a real estate property identified as mortgage ready. The method includes monitoring information accessed from a memory storage location corresponding to a customer identification number, the information used to determine the customer is approved for a mortgage, and receiving new information about the customer, the new information used to determine the customer is approved for a mortgage. The method also includes updating, at a memory coupled to the one or more processors, the memory storage location to include the new information. The method still further includes recalculating the amount in which the customer is approved for a mortgage based upon the new information received.

Abstract: A system and computer-implemented method of continuously updating information about one or more of a customer approved for a mortgage and a real estate property identified as mortgage ready. The method includes monitoring information accessed from a memory storage location corresponding to a customer identification number, the information used to determine the customer is approved for a mortgage, and receiving new information about the customer, the new information used to determine the customer is approved for a mortgage. The method also includes updating, at a memory coupled to the one or more processors, the memory storage location to include the new information. The method still further includes recalculating the amount in which the customer is approved for a mortgage based upon the new information received.

Abstract: A method of automating a fraud classification process includes generating or updating fraud classification rules, at least by training a machine learning program using fraud classifications of a plurality of financial accounts and financial transaction data associated with those accounts. The method also includes retrieving first financial transaction data associated with a first financial account, and selecting, by applying the fraud classification rules to the first financial transaction data, a first fraud classification. The first fraud classification may be selected from among a plurality of predetermined fraud classifications. The method also includes causing an indication of the first fraud classification to be displayed to one or more people via one or more respective computing device user interfaces, the indication further specifying at least the first financial account.

Abstract: A heuristic cross-selling recommendation engine includes capabilities to collect an unstructured data set and a current business context to suggest marketing actions. By providing a heuristic algorithm and executing the algorithm within the engine with the data set allows determination of predicted future contexts and optimal marketing actions. Such heuristic algorithms may learn from past marketing transactions and appropriate correlations with events and available data.

Abstract: A heuristic engine includes capabilities to collect an unstructured data set and a set of question and answer sets that allow prediction of a subsequent question by a customer. By improving prediction of a subsequent customer question the heuristic engine may improve the efficiency of customer service interactions. The heuristic engine may improve and learn by providing actual interaction sets with correlations associated with the predicted outcomes.

Abstract: An adjustable pillow includes an inner cover defining a pocket and removable stuffing within the pocket. A related method of manufacture includes forming the inner cover having a pocket from a sheet and placing stuffing within the pocket.

Abstract: A plant growing system includes an outer shell, the outer shell being biodegradable, a rooting material, the rooting material comprising external ribbing, the external ribbing forming gaps between the outer shell and the rooting material when the rooting material is inserted in the outer shell, and one or more of a fertilizer, a nutrient, or a seed. The outer shell and the rooting material form a water reservoir, the water reservoir in communication with the gaps and, prior to the plant growing system being watered, comprising the fertilizer or nutrient.

Abstract: A system and computer-implemented method of identifying multiple mortgage ready properties using computer technology and/or machine learning algorithms or artificial intelligence. The method includes receiving, via one or more processors, information from a customer approved for a mortgage about preferences for a real estate property and accessing, at a memory coupled to one or more processors, a computer file and/or memory location/address to retrieve a plurality of mortgage ready real estate properties meeting one or more of the customer preferences information. The method further includes transmitting, via the one or more processors, the plurality of real estate properties meeting one or more of the customer preferences information to the customer.

Abstract: Apparatus is provided to cushion between a prosthetic socket and an amputee's residual limb. A plurality of putty-filled packets are assembled into a liner that, when assembled, provides a generally smooth contact surface toward the residual limb. At least one of the packets has a fluid bladder positioned between the putty material and the socket, and the fluid volume in the bladder can be adjusted to affect the fit of the assembly on the residual limb. Methods of fabrication, fitting, and use of such prosthetic devices are disclosed.

Abstract: Systems and methods for controlling the motion of an autonomous are provided. In one example embodiment, a computer implemented method includes obtaining, by one or more computing devices on-board an autonomous vehicle, data associated with one or more objects that are proximate to the autonomous vehicle. The data includes a predicted path of each respective object. The method includes identifying at least one object as an object of interest based at least in part on the data associated with the object of interest. The method includes generating cost data associated with the object of interest. The method includes determining a motion plan for the autonomous vehicle based at least in part on the cost data associated with the object of interest. The method includes providing data indicative of the motion plan to one or more vehicle control systems to implement the motion plan for the autonomous vehicle.

Abstract: Systems and methods for controlling the motion of an autonomous are provided. In one example embodiment, a computer implemented method includes obtaining, by one or more computing devices on-board an autonomous vehicle, data associated with one or more objects that are proximate to the autonomous vehicle. The data includes a predicted path of each respective object. The method includes identifying at least one object as an object of interest based at least in part on the data associated with the object of interest. The method includes generating cost data associated with the object of interest. The method includes determining a motion plan for the autonomous vehicle based at least in part on the cost data associated with the object of interest. The method includes providing data indicative of the motion plan to one or more vehicle control systems to implement the motion plan for the autonomous vehicle.

Abstract: A computer-implemented method of incentivizing an insurance agent to update a blockchain. The method includes receiving, at one or more processors, a message indicating an agent updated a blockchain with information about a customer or a real estate property. The method further includes increasing, according to an interval of time, a score of the agent for at least one item of information about one or more of the customer or the real estate property updated to the blockchain. The method still further includes calculating an agent rating based upon the score of the agent, the agent rating used to compute one or more of compensation or bonus of the agent.

Abstract: A heuristic engine includes capabilities to collect an unstructured data set and authenticate a user's identity. By providing a heuristic algorithm with unstructured data, such as question and answer sets related to a user's activities in the past, a correlation factor can be calculated with a current context. Authenticating users using heuristic algorithms ensures precision and predictability of authentication decisions. Such heuristic algorithms may learn from each interaction and improve the accuracy of authentication decisions in the future.

Abstract: In a computer-implemented method of reducing financial transaction disputes caused by introductory offers expiring, an introductory offer that is associated with customer disputes or complaints after the introductory offer has expired may be identified. Financial transaction activity associated with customers may be received, and customers having transaction activity associated with the introductory offer may be identified. An electronic notification indicating that the customers have accepted or are using the introductory offer may be generated, and transmitted to customer mobile devices to facilitate customer review and cancellation of the introductory offer prior to expiration.

Abstract: In a computer-implemented method of reducing false positives among geolocation-based fraud alerts issued in connection with card-present financial transactions, it may be determined that a fraud alert exists for a card-present financial transaction. A first geographic location, at which information associated with a debit or credit card account was obtained by swiping or inserting a card, may be determined, along with a time of the transaction. Based upon geolocation data indicating one or more geographic locations of the authorized cardholder, it may be determined that the authorized cardholder was at a second geographic location at the time of the financial transaction. If the second geographic location corresponds to the first geographic location, the fraud alert may be marked as a false positive, such that no fraud alert is sent to the authorized cardholder in connection with the financial transaction.

Abstract: A heuristic business impact engine includes capabilities to collect an unstructured data set and a current business context to predict future business outcomes based on past business activity. Providing a heuristic algorithm, executing the algorithm within the engine with the data set and the context may allow determination of predicted future business action. Such heuristic algorithms may learn from past data transactions and appropriate correlations with events and available data.

Abstract: A prosthetic lower leg uses one or more generally C-shaped spring elements between the patient's socket and a foot-plate assembly. The respective connections between (a) those one or more elements and (b) that socket and that footplate can be configured to provide a lightweight and economic prosthesis that effectively mimics the feel and performance of a normal human foot. The prosthetic spring element is generally C-shaped, and can have a substantially constant thickness along its length, lending itself to being fabricated by automated processes such as filament winding. One or more of the generally C-shaped spring elements can be incorporated into other prostheses and/or other devices.

Abstract: A system and computer-implemented method for continuously updating information about one or more of a customer approved for a mortgage and a real estate property identified as mortgage ready using computer technology and/or machine learning algorithms or artificial intelligence. The method includes monitoring information corresponding to one or more of the customer or the real estate property; identifying new information about one or more of the customer or the real estate property; updating a computer file and/or memory location/address to include the new information about one or more of the customer or the real estate property; and recalculating one or more of the amount in which the customer is approved for the mortgage or the appraisal value of the real estate property based upon one or more of new information received and the updated information from the computer file and/or memory location/address.

Abstract: A computer-implemented method of incentivizing an insurance agent to update a memory storage location. The method includes receiving, at one or more processors, a message indicating an agent updated a memory storage location with information about a customer or a real estate property. The method also includes increasing, via the one or more processors and according to an interval of time, a score of the agent for at least one item of information about one or more of the customer or the real estate property updated to the memory storage location. The method further includes calculating, via the one or more processors, an agent rating based upon the score of the agent, the agent rating used to compute one or more of compensation or bonus of the agent.