Patents by Inventor A. Warren PRATTEN
A. Warren PRATTEN has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).
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Publication number: 20250335981Abstract: An automated teller machine comprises a communications module; an image module; a processor; and a memory coupled to the processor storing instructions that, when executed by the processor, configure the processor to receive a first cheque for deposit; engage the image module to capture an image of the first cheque; send, via the communications module and to a server computer system, a signal that includes the image of the first cheque for acceptance; send, via the communications module and to an automated teller machine switch, a signal that includes a request for transaction authorization approval based on the first cheque; receive, via the communications module and from the server computer system, a signal that includes an indication of acceptance of the image of the first cheque; receive, via the communications module and from the automated teller machine switch, a signal that includes an indication of approval of the request for the transaction authorization based on the first cheque; and responsive to rType: ApplicationFiled: July 7, 2025Publication date: October 30, 2025Applicant: The Toronto-Dominion BankInventors: A. Warren PRATTEN, Anthony Wayne MILES, Graham Allan ANDERSON, Tristan RODZEN, David H. SCHLEICHER, Robert John FARMER, Giovanni FAVRETTO, Chico Chi-Kuo LAM
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Patent number: 12380494Abstract: An automated teller machine comprises a communications module; an image module; a processor; and a memory coupled to the processor storing instructions that, when executed by the processor, configure the processor to receive a first cheque for deposit; engage the image module to capture an image of the first cheque; send, via the communications module and to a server computer system, a signal that includes the image of the first cheque for acceptance; send, via the communications module and to an automated teller machine switch, a signal that includes a request for transaction authorization approval based on the first cheque; receive, via the communications module and from the server computer system, a signal that includes an indication of acceptance of the image of the first cheque; receive, via the communications module and from the automated teller machine switch, a signal that includes an indication of approval of the request for the transaction authorization based on the first cheque; and responsive to rType: GrantFiled: November 23, 2023Date of Patent: August 5, 2025Assignee: The Toronto-Dominion BankInventors: A. Warren Pratten, Anthony Wayne Miles, Graham Allan Anderson, Tristan Rodzen, David H. Schleicher, Robert John Farmer, Giovanni Favretto, Chico Chi-Kuo Lam
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Publication number: 20250088375Abstract: A server computer system comprises a communications module; a processor coupled to the communications module; and a memory coupled to the processor, the memory storing processor-executable instructions which, when executed, configure the processor to obtain, via the communications module, immutable evidence data; mint the immutable evidence data as a non-fungible token that includes metadata identifying at least a date of creation of the non-fungible token; and store the non-fungible token in a block of a blockchain network.Type: ApplicationFiled: September 8, 2023Publication date: March 13, 2025Applicant: The Toronto-Dominion BankInventor: A. Warren PRATTEN
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Publication number: 20240193562Abstract: A computing device comprises a communications module; a processor coupled with the communications module; and a memory coupled to the processor and storing processor-executable instructions which, when executed by the processor, configure the processor to initiate an automated teller machine session; engage an artificial intelligence engine to determine at least one dynamic user interface to be presented during the automated teller machine session; and present the at least one dynamic user interface on a display of an automated teller machine.Type: ApplicationFiled: December 13, 2022Publication date: June 13, 2024Applicant: The Toronto-Dominion BankInventors: A. Warren PRATTEN, Tristan RODZEN
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Publication number: 20240087010Abstract: An automated teller machine comprises a communications module; an image module; a processor; and a memory coupled to the processor storing instructions that, when executed by the processor, configure the processor to receive a first cheque for deposit; engage the image module to capture an image of the first cheque; send, via the communications module and to a server computer system, a signal that includes the image of the first cheque for acceptance; send, via the communications module and to an automated teller machine switch, a signal that includes a request for transaction authorization approval based on the first cheque; receive, via the communications module and from the server computer system, a signal that includes an indication of acceptance of the image of the first cheque; receive, via the communications module and from the automated teller machine switch, a signal that includes an indication of approval of the request for the transaction authorization based on the first cheque; and responsive to rType: ApplicationFiled: November 23, 2023Publication date: March 14, 2024Applicant: The Toronto-Dominion BankInventors: A. Warren PRATTEN, Anthony Wayne MILES, Graham Allan ANDERSON, Tristan RODZEN, David H. SCHLEICHER, Robert John FARMER, Giovanni FAVRETTO, Chico Chi-Kuo LAM
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Patent number: 11875398Abstract: An automated teller machine comprises a communications module; an image module; a processor; and a memory coupled to the processor storing instructions that, when executed by the processor, configure the processor to receive a first cheque for deposit; engage the image module to capture an image of the first cheque; send, via the communications module and to a server computer system, a signal that includes the image of the first cheque for acceptance; send, via the communications module and to an automated teller machine switch, a signal that includes a request for transaction authorization approval based on the first cheque; receive, via the communications module and from the server computer system, a signal that includes an indication of acceptance of the image of the first cheque; receive, via the communications module and from the automated teller machine switch, a signal that includes an indication of approval of the request for the transaction authorization based on the first cheque; and responsive to rType: GrantFiled: March 11, 2022Date of Patent: January 16, 2024Assignee: The Toronto-Dominion BankInventors: A. Warren Pratten, Anthony Wayne Miles, Graham Allan Anderson, Tristan Rodzen, David H. Schleicher, Robert John Farmer, Giovanni Favretto, Chico Chi-Kuo Lam
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Publication number: 20230394450Abstract: A server computer system comprises a communications module; a processor coupled to the communications module; and a memory coupled to the processor, the memory storing processor-executable instructions which, when executed, configure the processor to obtain, via the communications module, automated teller machine session data; generate a first checksum based on at least the automated teller machine session data; and store the first checksum and the automated teller machine session data in a database.Type: ApplicationFiled: August 9, 2022Publication date: December 7, 2023Applicant: The Toronto-Dominion BankInventors: A. Warren PRATTEN, Graham Allan ANDERSON, Anthony Wayne MILES
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Publication number: 20230289874Abstract: An automated teller machine comprises a communications module; an image module; a processor; and a memory coupled to the processor storing instructions that, when executed by the processor, configure the processor to receive a first cheque for deposit; engage the image module to capture an image of the first cheque; send, via the communications module and to a server computer system, a signal that includes the image of the first cheque for acceptance; send, via the communications module and to an automated teller machine switch, a signal that includes a request for transaction authorization approval based on the first cheque; receive, via the communications module and from the server computer system, a signal that includes an indication of acceptance of the image of the first cheque; receive, via the communications module and from the automated teller machine switch, a signal that includes an indication of approval of the request for the transaction authorization based on the first cheque; and responsive to rType: ApplicationFiled: March 11, 2022Publication date: September 14, 2023Applicant: The Toronto-Dominion BankInventors: A. Warren PRATTEN, Anthony Wayne MILES, Graham Allan ANDERSON, Tristan RODZEN, David H. SCHLEICHER, Robert John FARMER, Giovanni FAVRETTO, Chico Chi-Kuo LAM
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Publication number: 20210304570Abstract: A computer-implemented method is disclosed. The method includes: detecting, by an automated teller machine, a trigger event; in response to detecting the trigger event, determining a current configuration of at least one cassette loaded into the automated teller machine; automatically configuring one or more user interface settings of the automated teller machine based on the current configuration of the at least one cassette; and presenting a user interface based on the one or more user interface settings.Type: ApplicationFiled: June 5, 2020Publication date: September 30, 2021Applicant: The Toronto-Dominion BankInventors: A. Warren PRATTEN, Vincent FAZIO, Anthony Wayne MILES, Nigel John SHIPLEY
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Publication number: 20200082675Abstract: A computer system for automatically handling and releasing funds for deposit items has a memory storing instructions that, when executed by a processor, cause the system to receive an image of a cheque received and scanned by an automated teller machine (ATM) for deposit into a first account of an institution associated with the ATM. The scanned image of the cheque is analyzed to identify an institution and account on which that cheque is drawn. If that account has sufficient available funds to cover the cheque, then the first account is credited in the amount of the cheque without placing a hold on any of the credited amount and funds of the account on which the cheque is drawn are encumbered in that same amount. After crediting the first account, an indication is provided that the funds are available (e.g., to withdraw). Related methods and computer-readable media are also disclosed.Type: ApplicationFiled: September 12, 2018Publication date: March 12, 2020Applicant: The Toronto-Dominion BankInventors: A. Warren PRATTEN, Randall Walton MARTIN, Martin Albert LOZON, Graham Allan ANDERSON, Ratnadeep BHADRA, James Kenneth MCCRAE, Dino Paul D'AGOSTINO