Patents by Inventor A. Warren PRATTEN

A. Warren PRATTEN has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Publication number: 20250335981
    Abstract: An automated teller machine comprises a communications module; an image module; a processor; and a memory coupled to the processor storing instructions that, when executed by the processor, configure the processor to receive a first cheque for deposit; engage the image module to capture an image of the first cheque; send, via the communications module and to a server computer system, a signal that includes the image of the first cheque for acceptance; send, via the communications module and to an automated teller machine switch, a signal that includes a request for transaction authorization approval based on the first cheque; receive, via the communications module and from the server computer system, a signal that includes an indication of acceptance of the image of the first cheque; receive, via the communications module and from the automated teller machine switch, a signal that includes an indication of approval of the request for the transaction authorization based on the first cheque; and responsive to r
    Type: Application
    Filed: July 7, 2025
    Publication date: October 30, 2025
    Applicant: The Toronto-Dominion Bank
    Inventors: A. Warren PRATTEN, Anthony Wayne MILES, Graham Allan ANDERSON, Tristan RODZEN, David H. SCHLEICHER, Robert John FARMER, Giovanni FAVRETTO, Chico Chi-Kuo LAM
  • Patent number: 12380494
    Abstract: An automated teller machine comprises a communications module; an image module; a processor; and a memory coupled to the processor storing instructions that, when executed by the processor, configure the processor to receive a first cheque for deposit; engage the image module to capture an image of the first cheque; send, via the communications module and to a server computer system, a signal that includes the image of the first cheque for acceptance; send, via the communications module and to an automated teller machine switch, a signal that includes a request for transaction authorization approval based on the first cheque; receive, via the communications module and from the server computer system, a signal that includes an indication of acceptance of the image of the first cheque; receive, via the communications module and from the automated teller machine switch, a signal that includes an indication of approval of the request for the transaction authorization based on the first cheque; and responsive to r
    Type: Grant
    Filed: November 23, 2023
    Date of Patent: August 5, 2025
    Assignee: The Toronto-Dominion Bank
    Inventors: A. Warren Pratten, Anthony Wayne Miles, Graham Allan Anderson, Tristan Rodzen, David H. Schleicher, Robert John Farmer, Giovanni Favretto, Chico Chi-Kuo Lam
  • Publication number: 20250088375
    Abstract: A server computer system comprises a communications module; a processor coupled to the communications module; and a memory coupled to the processor, the memory storing processor-executable instructions which, when executed, configure the processor to obtain, via the communications module, immutable evidence data; mint the immutable evidence data as a non-fungible token that includes metadata identifying at least a date of creation of the non-fungible token; and store the non-fungible token in a block of a blockchain network.
    Type: Application
    Filed: September 8, 2023
    Publication date: March 13, 2025
    Applicant: The Toronto-Dominion Bank
    Inventor: A. Warren PRATTEN
  • Publication number: 20240193562
    Abstract: A computing device comprises a communications module; a processor coupled with the communications module; and a memory coupled to the processor and storing processor-executable instructions which, when executed by the processor, configure the processor to initiate an automated teller machine session; engage an artificial intelligence engine to determine at least one dynamic user interface to be presented during the automated teller machine session; and present the at least one dynamic user interface on a display of an automated teller machine.
    Type: Application
    Filed: December 13, 2022
    Publication date: June 13, 2024
    Applicant: The Toronto-Dominion Bank
    Inventors: A. Warren PRATTEN, Tristan RODZEN
  • Publication number: 20240087010
    Abstract: An automated teller machine comprises a communications module; an image module; a processor; and a memory coupled to the processor storing instructions that, when executed by the processor, configure the processor to receive a first cheque for deposit; engage the image module to capture an image of the first cheque; send, via the communications module and to a server computer system, a signal that includes the image of the first cheque for acceptance; send, via the communications module and to an automated teller machine switch, a signal that includes a request for transaction authorization approval based on the first cheque; receive, via the communications module and from the server computer system, a signal that includes an indication of acceptance of the image of the first cheque; receive, via the communications module and from the automated teller machine switch, a signal that includes an indication of approval of the request for the transaction authorization based on the first cheque; and responsive to r
    Type: Application
    Filed: November 23, 2023
    Publication date: March 14, 2024
    Applicant: The Toronto-Dominion Bank
    Inventors: A. Warren PRATTEN, Anthony Wayne MILES, Graham Allan ANDERSON, Tristan RODZEN, David H. SCHLEICHER, Robert John FARMER, Giovanni FAVRETTO, Chico Chi-Kuo LAM
  • Patent number: 11875398
    Abstract: An automated teller machine comprises a communications module; an image module; a processor; and a memory coupled to the processor storing instructions that, when executed by the processor, configure the processor to receive a first cheque for deposit; engage the image module to capture an image of the first cheque; send, via the communications module and to a server computer system, a signal that includes the image of the first cheque for acceptance; send, via the communications module and to an automated teller machine switch, a signal that includes a request for transaction authorization approval based on the first cheque; receive, via the communications module and from the server computer system, a signal that includes an indication of acceptance of the image of the first cheque; receive, via the communications module and from the automated teller machine switch, a signal that includes an indication of approval of the request for the transaction authorization based on the first cheque; and responsive to r
    Type: Grant
    Filed: March 11, 2022
    Date of Patent: January 16, 2024
    Assignee: The Toronto-Dominion Bank
    Inventors: A. Warren Pratten, Anthony Wayne Miles, Graham Allan Anderson, Tristan Rodzen, David H. Schleicher, Robert John Farmer, Giovanni Favretto, Chico Chi-Kuo Lam
  • Publication number: 20230394450
    Abstract: A server computer system comprises a communications module; a processor coupled to the communications module; and a memory coupled to the processor, the memory storing processor-executable instructions which, when executed, configure the processor to obtain, via the communications module, automated teller machine session data; generate a first checksum based on at least the automated teller machine session data; and store the first checksum and the automated teller machine session data in a database.
    Type: Application
    Filed: August 9, 2022
    Publication date: December 7, 2023
    Applicant: The Toronto-Dominion Bank
    Inventors: A. Warren PRATTEN, Graham Allan ANDERSON, Anthony Wayne MILES
  • Publication number: 20230289874
    Abstract: An automated teller machine comprises a communications module; an image module; a processor; and a memory coupled to the processor storing instructions that, when executed by the processor, configure the processor to receive a first cheque for deposit; engage the image module to capture an image of the first cheque; send, via the communications module and to a server computer system, a signal that includes the image of the first cheque for acceptance; send, via the communications module and to an automated teller machine switch, a signal that includes a request for transaction authorization approval based on the first cheque; receive, via the communications module and from the server computer system, a signal that includes an indication of acceptance of the image of the first cheque; receive, via the communications module and from the automated teller machine switch, a signal that includes an indication of approval of the request for the transaction authorization based on the first cheque; and responsive to r
    Type: Application
    Filed: March 11, 2022
    Publication date: September 14, 2023
    Applicant: The Toronto-Dominion Bank
    Inventors: A. Warren PRATTEN, Anthony Wayne MILES, Graham Allan ANDERSON, Tristan RODZEN, David H. SCHLEICHER, Robert John FARMER, Giovanni FAVRETTO, Chico Chi-Kuo LAM
  • Publication number: 20210304570
    Abstract: A computer-implemented method is disclosed. The method includes: detecting, by an automated teller machine, a trigger event; in response to detecting the trigger event, determining a current configuration of at least one cassette loaded into the automated teller machine; automatically configuring one or more user interface settings of the automated teller machine based on the current configuration of the at least one cassette; and presenting a user interface based on the one or more user interface settings.
    Type: Application
    Filed: June 5, 2020
    Publication date: September 30, 2021
    Applicant: The Toronto-Dominion Bank
    Inventors: A. Warren PRATTEN, Vincent FAZIO, Anthony Wayne MILES, Nigel John SHIPLEY
  • Publication number: 20200082675
    Abstract: A computer system for automatically handling and releasing funds for deposit items has a memory storing instructions that, when executed by a processor, cause the system to receive an image of a cheque received and scanned by an automated teller machine (ATM) for deposit into a first account of an institution associated with the ATM. The scanned image of the cheque is analyzed to identify an institution and account on which that cheque is drawn. If that account has sufficient available funds to cover the cheque, then the first account is credited in the amount of the cheque without placing a hold on any of the credited amount and funds of the account on which the cheque is drawn are encumbered in that same amount. After crediting the first account, an indication is provided that the funds are available (e.g., to withdraw). Related methods and computer-readable media are also disclosed.
    Type: Application
    Filed: September 12, 2018
    Publication date: March 12, 2020
    Applicant: The Toronto-Dominion Bank
    Inventors: A. Warren PRATTEN, Randall Walton MARTIN, Martin Albert LOZON, Graham Allan ANDERSON, Ratnadeep BHADRA, James Kenneth MCCRAE, Dino Paul D'AGOSTINO