Patents by Inventor Aaron CALIPARI

Aaron CALIPARI has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Instant funds availability risk assessment and real-time fraud alert system and method
    Patent number: 11941632
    Abstract: A real-time system and method for invoking a fraud alert notification to a bank prompted by an abandoned deposit following a denied accelerated funding request for a financial item.
    Type: Grant
    Filed: October 9, 2019
    Date of Patent: March 26, 2024
    Inventors: Dyron Clower, John Templer, La Shonna Sharp, Aaron Calipari, Michael Ring, Michael Serrette, Nickolas Ledford, Lawrence Dugger, Rodney Drake, Diana Hayes
  • Instant Funds Availability Risk Assessment System and Method
    Publication number: 20200320536
    Abstract: A system and method for determining whether to accelerate the funding of a financial item presented by a holder of the item for payment. A first risk range value is calculated according to stored transaction history data associated with at least one attribute of the presented financial item and a second risk range value is calculated if the transaction does not meet the criteria of the calculated first risk range value.
    Type: Application
    Filed: June 17, 2020
    Publication date: October 8, 2020
    Inventors: Dyron Clower, John Templer, La Shonna Sharp, Aaron Calipari, Michael Ring
  • INSTANT FUNDS AVAILABILITY RISK ASSESSMENT SYSTEM AND METHOD
    Publication number: 20200175519
    Abstract: A system and method for determining whether to accelerate the funding of a financial item presented by a holder of the item for payment. A first risk range value is calculated according to stored transaction history data associated with at least one attribute of the presented financial item and a second risk range value is calculated if the transaction does not meet the criteria of the calculated first risk range value.
    Type: Application
    Filed: January 29, 2020
    Publication date: June 4, 2020
    Inventors: Dyron CLOWER, John TEMPLER, La Shonna SHARP, Aaron CALIPARI, Michael RING
  • INSTANT FUNDS AVAILABLITY RISK ASSESSMENT AND REAL-TIME FRAUD ALERT SYSTEM AND METHOD
    Publication number: 20200082407
    Abstract: A real-time system and method for invoking a fraud alert notification to a bank prompted by an abandoned deposit following a denied accelerated funding request for a financial item.
    Type: Application
    Filed: October 9, 2019
    Publication date: March 12, 2020
    Inventors: Dyron Clower, John Templer, La Shonna Sharp, Aaron Calipari, Michael Ring, Michael Serrette, Nickolas Ledford, Lawrence Dugger, Rodney Drake, Diana Hayes
  • INSTANT FUNDS AVAILABLITY RISK ASSESSMENT AND REAL-TIME FRAUD ALERT SYSTEM AND METHOD
    Publication number: 20170270496
    Abstract: A real-time system and method for determining whether to invoke a fraud alert notification to a bank concerning an account holder or an item issuer following an interim determination that the account holder or item issuer has participated in a fraudulent transaction. An interim determination is updated based in part on bank transaction data received following the interim determination.
    Type: Application
    Filed: May 22, 2017
    Publication date: September 21, 2017
    Inventors: Dyron Clower, John Templer, La Shonna Sharp, Aaron Calipari, Michael Ring, Michael Serrette, Nickolas Ledford, Lawrence Dugger, Rodney Drake, Diana Hayes
  • INSTANT FUNDS AVAILABLITY RISK ASSESSMENT SYSTEM AND METHOD
    Publication number: 20170011404
    Abstract: A system and method for determining whether to accelerate the funding of a financial item presented by a holder of the item for payment. A first risk range value is calculated according to stored transaction history data associated with at least one attribute of the presented financial item and a second risk range value is calculated if the transaction does not meet the criteria of the calculated first risk range value.
    Type: Application
    Filed: July 8, 2016
    Publication date: January 12, 2017
    Inventors: Dyron Clower, John Templer, La Shonna Sharp, Aaron Calipari, Michael Ring
  • SYSTEMS AND METHODS OF REMOTE PAYMENT FOR STORED VALUE SETTLEMENT
    Publication number: 20140236820
    Abstract: Methods and systems for depositing a check using a mobile device are disclosed. Methods may include, for example, receiving, from a mobile device, a deposit request and check image, performing an image quality analysis and a check decision authorization process using the request, determining whether the deposit would exceed one or more limits, and if not, determining a type of processing for the deposit. If a warranty processing system is used, the method may include creating and sending an image file associated with the check to a bank associated with the check decision provider, and sending an approval response to a bank associated with the account issuer; and if self-risk processing is used, the method may include creating and sending an image file associated with the check to a bank associated with the account issuer. Similarly, disclosed systems may include memory containing instructions configured to operate such methods.
    Type: Application
    Filed: February 20, 2013
    Publication date: August 21, 2014
    Applicant: Certegy Check Services, Inc.
    Inventors: Thomas CARLTON, Aaron CALIPARI, Karen EAGLE