Abstract: A method and system for providing real-time financial goal monitoring and analysis whereby a given user defines budgetary and/or financial goals for one or more financial categories for a given period of time. A merchant/category database is created that associates one or more merchants with potential financial categories and when the given user accesses a given user interface of a website associated with a given merchant, Uniform Resource Locator (URL) data for the website being accessed is obtained and used to identify the given merchant associated with the given website.

Abstract: A method and system for displaying to a user the effect of a hypothetical purchase on the user's budgetary goals whereby a given product and/or service being considered for purchase and/or the cost of the given product and/or service being considered is identified and a product/service category database is searched to find a financial category associated with the given product and/or service.

Abstract: A method for distributing a quiz on a social network service, including: extracting, from a personal financial management application (PFMA), a spending history of a user of the PFMA, where the spending history includes a plurality of categories defined in the PFMA and a plurality of transactions performed by the user; selecting a category of the plurality of categories; selecting a question from a plurality of questions based on the category; generating an answer to the question based on the plurality of transactions within the category; adding, to the quiz describing a financial behavior of the user, the question and a plurality of response choices including the answer to the question; and distributing the quiz to a plurality of contacts of the user in the social network service.

Abstract: A method for managing excess inventory includes receiving a physical shipment of goods and submitting a description and expiration date of each inventory item in the physical shipment of goods to an inventory management application. The inventory management application tracks number of units of each inventory item at the merchant. The method further includes, at a predefined timeframe prior to the expiration date, receiving a notification when a forecast of the number of unit of an inventory item remaining in the inventory at the expiration date is greater than a pre-defined threshold, selecting a buyer network of a plurality of buyer networks for selling the inventory item to generate a selected buyer network, and selling the inventory item via the selected buyer network.