Abstract: A compact and disposable toothbrush contains its own supply of toothpaste. The toothbrush assembly is simple, has relatively few parts and can be manufactured economically. The credit card shape of the toothbrush assembly allows it to be carried easily, for example, in a shirt pocket. The toothbrush assembly also can include other features for personal grooming including a mirror. The flat surfaces of the invention also are well suited for the printing of graphics for advertisement or other promotional uses.

Abstract: The invention provides a compact and disposable toothbrush containing its own supply of toothpaste. The toothbrush assembly is simple, has relatively few parts and can be manufactured economically. The credit card shape of the toothbrush assembly allows it to be carried easily, for example, in a shirt pocket. The toothbrush assembly also can include other features for personal grooming including a mirror. The flat surfaces of the invention also are well suited for the printing of graphics for advertisement or other promotional uses.

Abstract: In the present credit card security method, a credit card company requests a person applying for a credit card account to submit a name and a birth month. The credit card company associates a credit card with essential information, prints the credit card, and issues the credit card to the person. The essential information comprises an account number, the person's name, and an expiration date comprising an expiration month and an expiration year. The expiration month is the birth month of the person. The credit card is printed with the account number, name, and expiration year, but not the expiration month. The credit card company still requires the correct expiration month to be submitted before authorizing a credit card transaction. The cardholder can verbally provide the expiration month to a sales clerk in a telephone or point-of-sale transaction, and can personally enter it into a computer in an Internet transaction.

Abstract: The present grooming device is comprised of a flexible sheet generally in the size and shape of a credit card for being carried in a pocket or wallet. The sheet is formed into a comb, a mirror, a nail file, and a nail pick. The comb includes staggered teeth of two different lengths for combing through dry or wet hair equally well. The mirror is a metal foil applied to one side of the sheet. The nail file is an abrasive material applied along a strip on one side of the sheet. The nail pick is claw shaped, and is positioned at a corner of the sheet for being easily maneuvered around nails. A magnetic strip is arranged on an opposite side of the sheet for operating an electronic card reader. Graphics, such as advertising or other information, are displayed on the back of the sheet near the magnetic strip.