Abstract: Systems and methods for reconciliation of batch of financial transactions using auditable, distributed frameworks. A method may include: receiving, from a merchant node, a batch transaction settlement summary for a batch of transactions to be settled; receiving, from an acquiring bank node, validation and qualification for each transaction; receiving, from the acquiring bank node, a settlement fee for each of the validated and qualified transactions; receiving, from the acquiring bank node, a funding amount for each of the plurality of transactions; receiving, from the acquiring bank node, a funding instruction file comprising a funding instruction for each transaction; and receiving, from a commercial bank node, a confirmation of disbursement of funding amounts to a merchant account.