Patents by Inventor Abhijit Malvi

Abhijit Malvi has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • HYBRID TOKENIZATION FOR PUSH PAYMENTS
    Publication number: 20230245094
    Abstract: A method of performing a funds transfer includes receiving a request for a cryptogram and generating an authentication code. The authentication code is divided into a first code portion and a second code portion. The first code portion is transmitted to a user device. The second code portion is transmitted to a transaction originator. A request for transaction data is received, including both code portions. The authentication code is verified based on the two code portions. A cryptogram is generated and transmitted to the transaction originator.
    Type: Application
    Filed: April 13, 2023
    Publication date: August 3, 2023
    Inventors: Nishith Shah, Walter Pimenta, Gerardo Cardone, David Goldschmidt, Christopher Loh, Abhijit Malvi
  • Hybrid tokenization for push payments
    Patent number: 11640598
    Abstract: A method of performing a funds transfer includes receiving a request for a cryptogram and generating an authentication code. The authentication code is divided into a first code portion and a second code portion. The first code portion is transmitted to a user device. The second code portion is transmitted to a transaction originator. A request for transaction data is received, including both code portions. The authentication code is verified based on the two code portions. A cryptogram is generated and transmitted to the transaction originator.
    Type: Grant
    Filed: May 29, 2020
    Date of Patent: May 2, 2023
    Assignee: MASTERCARD INTERNATIONAL INCORPORATED
    Inventors: Nishith Shah, Walter Pimenta, Gerardo Cardone, David Goldschmidt, Christopher Loh, Abhijit Malvi
  • HYBRID TOKENIZATION FOR PUSH PAYMENTS
    Publication number: 20200380492
    Abstract: A method of performing a funds transfer includes receiving a request for a cryptogram and generating an authentication code. The authentication code is divided into a first code portion and a second code portion. The first code portion is transmitted to a user device. The second code portion is transmitted to a transaction originator. A request for transaction data is received, including both code portions. The authentication code is verified based on the two code portions. A cryptogram is generated and transmitted to the transaction originator.
    Type: Application
    Filed: May 29, 2020
    Publication date: December 3, 2020
    Inventors: Nishith Shah, Walter Pimenta, Gerardo Cardone, David Goldschmidt, Christopher Loh, Abhijit Malvi