Patents by Inventor Abhinav BHATT

Abhinav BHATT has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Publication number: 20230274325
    Abstract: A method for real-time invoice updating and account-to-account payment includes: receiving invoice data based on presentation of an invoice by a distributor to a recipient at a delivery location, modification of the invoice by the recipient, and acceptance of the invoice by the recipient; generating a request for payment (RFP) message based on the invoice data; transmitting the RFP message to a financial institution associated with the recipient via a financial institution of the distributor; receiving, from the financial institution associated with the distributor, a payment confirmation for the invoice based on a real-time payment from the financial institution associated with the recipient; generating reconciliation data based on the payment confirmation and the invoice data; and transmitting the reconciliation data to a computing device of the distributor and a computing device of the recipient.
    Type: Application
    Filed: May 8, 2023
    Publication date: August 31, 2023
    Inventors: Viviane SABAT, Andrea Christine GILMAN, Jennifer WANG, Abhinav BHATT, Chhomthyda CHHUAN, Daniel BAE, Alonso ARAUJO, James Nicholas MORTIMER, Monica TAYLOR, Eitan AHIMOR, Christopher MURRAY, Mark N. SAVOYE, Robert PACIFICO, Ashfaq KAMAL, Karan SHARMA
  • Patent number: 11687986
    Abstract: A method for real-time invoice updating and account-to-account payment includes: receiving invoice data based on presentation of an invoice by a distributor to a recipient at a delivery location, modification of the invoice by the recipient, and acceptance of the invoice by the recipient; generating a request for payment (RFP) message based on the invoice data; transmitting the RFP message to a financial institution associated with the recipient via a financial institution of the distributor; receiving, from the financial institution associated with the distributor, a payment confirmation for the invoice based on a real-time payment from the financial institution associated with the recipient; generating reconciliation data based on the payment confirmation and the invoice data; and transmitting the reconciliation data to a computing device of the distributor and a computing device of the recipient.
    Type: Grant
    Filed: May 15, 2020
    Date of Patent: June 27, 2023
    Assignee: MASTERCARD INTERNATIONAL INCORPORATED
    Inventors: Viviane Sabat, Andrea Christine Gilman, Jennifer Wang, Abhinav Bhatt, Chhomthyda Chhuan, Daniel Bae, Alonso Araujo, James Nicholas Mortimer, Monica Taylor, Eitan Ahimor, Christopher Murray, Mark N. Savoye, Robert Pacifico, Ashfaq Kamal, Karan Sharma
  • Publication number: 20200364760
    Abstract: A method for real-time invoice updating and account-to-account payment includes: receiving invoice data based on presentation of an invoice by a distributor to a recipient at a delivery location, modification of the invoice by the recipient, and acceptance of the invoice by the recipient; generating a request for payment (RFP) message based on the invoice data; transmitting the RFP message to a financial institution associated with the recipient via a financial institution of the distributor; receiving, from the financial institution associated with the distributor, a payment confirmation for the invoice based on a real-time payment from the financial institution associated with the recipient; generating reconciliation data based on the payment confirmation and the invoice data; and transmitting the reconciliation data to a computing device of the distributor and a computing device of the recipient.
    Type: Application
    Filed: May 15, 2020
    Publication date: November 19, 2020
    Applicant: MASTERCARD INTERNATIONAL INCORPORATED
    Inventors: Viviane SABAT, Andrea Christine GILMAN, Jennifer WANG, Abhinav BHATT, Chhomthyda CHHUAN, Daniel BAE, Alonso ARAUJO, James Nicholas MORTIMER, Monica TAYLOR, Eitan AHIMOR, Christopher MURRAY, Mark N. SAVOYE, Robert PACIFICO, Ashfaq KAMAL, Karan SHARMA