Patents by Inventor Adam Boby

Adam Boby has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Credit scoring and pre-approval engine integration
    Patent number: 11430058
    Abstract: Embodiments of systems and methods using integrated credit scoring and pre-approval tools are described. A credit score tool may obtain a user's credit score and associated credit information for display to the user. A credit pre-approval tool may assemble credit-related information for evaluation by a predictive model to determine whether a pre-approved offer of credit should be presented to the user along with the credit score.
    Type: Grant
    Filed: November 19, 2019
    Date of Patent: August 30, 2022
    Assignee: CAPITAL ONE SERVICES, LLC
    Inventors: Mao Lin Liu, Adam Boby, Mark Yamashita
  • CREDIT SCORING AND PRE-APPROVAL ENGINE INTEGRATION
    Publication number: 20200090267
    Abstract: Embodiments of systems and methods using integrated credit scoring and pre-approval tools are described. A credit score tool may obtain a user's credit score and associated credit information for display to the user. A credit pre-approval tool may assemble credit-related information for evaluation by a predictive model to determine whether a pre-approved offer of credit should be presented to the user along with the credit score.
    Type: Application
    Filed: November 19, 2019
    Publication date: March 19, 2020
    Inventors: Mao Lin LIU, Adam BOBY, Mark YAMASHITA
  • CREDIT SCORING AND PRE-APPROVAL ENGINE INTEGRATION
    Publication number: 20200020027
    Abstract: Embodiments of systems and methods using integrated credit scoring and pre-approval tools are described. A credit score tool may obtain a user's credit score and associated credit information for display to the user. A credit pre-approval tool may assemble credit-related information for evaluation by a predictive model to determine whether a pre-approved offer of credit should be presented to the user along with the credit score.
    Type: Application
    Filed: July 16, 2018
    Publication date: January 16, 2020
    Inventors: Mao Lin LIU, Adam BOBY, Mark YAMASHITA
  • Credit scoring and pre-approval engine integration
    Patent number: 10529018
    Abstract: Embodiments of systems and methods using integrated credit scoring and pre-approval tools are described. A credit score tool may obtain a user's credit score and associated credit information for display to the user. A credit pre-approval tool may assemble credit-related information for evaluation by a predictive model to determine whether a pre-approved offer of credit should be presented to the user along with the credit score.
    Type: Grant
    Filed: July 16, 2018
    Date of Patent: January 7, 2020
    Assignee: CAPITAL ONE SERVICES, LLC
    Inventors: Mao Lin Liu, Adam Boby, Mark Yamashita