Patents by Inventor Adam E. Vancini

Adam E. Vancini has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Patent number: 9928490
    Abstract: A method and system for payment processing comprises receiving sender information, receiving a fund transfer request that includes an identifier for a recipient, accessing an information directory based on the identifier to obtain account information for the recipient, and sending funds according to the fund transfer request to the recipient. The identifier may be in the form of non-sensitive/publicly available information, such as an E-mail address, a phone number, or other information. The information directory can correlate the identifier with a recipient owned bank account. The fund transfer may occur from two accounts within a bank or may occur from bank accounts at different banks.
    Type: Grant
    Filed: January 15, 2010
    Date of Patent: March 27, 2018
    Assignee: Wells Fargo Bank, N.A.
    Inventors: Adam E. Vancini, Imran Haider, Sri Saravana Muthu
  • Patent number: 8374961
    Abstract: A computer system implements a counterparty management module and a payment module for processing employee direct payroll deposits. The counterparty management module permits an employer to add employee bank accounts to a funds transfer system provided by a banking institution. The employee bank accounts are respectively associated with different employees of the employer. The employer has a bank account at the banking institution. The counterparty management module is accessible to the employer by way of an online banking area of a website of the banking institution. The counterparty management module also permits the employer to specify a payroll-related pay group that includes the employee bank accounts and to specify characteristics of the transferring of funds to the pay group as a whole. The payment module generates payment instructions for transferring funds from the employer bank account to the employee bank accounts.
    Type: Grant
    Filed: September 10, 2010
    Date of Patent: February 12, 2013
    Assignee: Wells Fargo Bank N.A.
    Inventors: Adam E. Vancini, Timothy J. Dailey, Candie L. Gann, Timothy L. Coffing, Nancy T. Riter, Ajay Vaishampayan, Aric B. Clark
  • Publication number: 20100332386
    Abstract: A computer system implements a counterparty management module and a payment module for processing employee direct payroll deposits. The counterparty management module permits an employer to add employee bank accounts to a funds transfer system provided by a banking institution. The employee bank accounts are respectively associated with different employees of the employer. The employer has a bank account at the banking institution. The counterparty management module is accessible to the employer by way of an online banking area of a website of the banking institution. The counterparty management module also permits the employer to specify a payroll-related pay group that includes the employee bank accounts and to specify characteristics of the transferring of funds to the pay group as a whole. The payment module generates payment instructions for transferring funds from the employer bank account to the employee bank accounts.
    Type: Application
    Filed: September 10, 2010
    Publication date: December 30, 2010
    Inventors: Adam E. Vancini, Timothy J. Dailey, Candie L. Gann, Timothy L. Coffing, Nancy T. Riter, Ajay Vaishampayan, Aric B. Clark
  • Patent number: 7814017
    Abstract: The invention provides a payment interface that is both simple and powerful: one that supports multiple users per customer, with proper roles and financial controls; that hides the details of the underlying payment system(s) and automatically routes payments to the appropriate system; that allows the user to create, save, and schedule groups of payments, where those groups are independent of grouping capabilities of the underlying payment system(s); that provides notification of important events to users and payment recipients; and that automatically processes and takes proper action when it encounters exception conditions.
    Type: Grant
    Filed: June 16, 2006
    Date of Patent: October 12, 2010
    Assignee: Wells Fargo Bank, N.A.
    Inventors: Adam E. Vancini, Timothy J. Dailey, Candie L. Gann, Timothy L. Coffing, Nancy T. Riter, Ajay Vaishampayan, Aric B. Clark