Patents by Inventor Adam Koeppel

Adam Koeppel has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Patent number: 9990795
    Abstract: A dynamic transaction card with EuroPay-Mastercard-Visa (“EMV”) technology that includes an EMV interface connecting EMV contacts and an EMV processor to enable a multifunctional dynamic transaction card. A method of manufacturing a dynamic transaction card with an EMV interface connecting EMV contacts and an EMV processor. A dynamic transaction card with an EMV interface may be manufactured using a separate printed circuit board (PCB) layout with EMV contact patterns placed into the top surface of a molding to create the dynamic transaction card. The edges of the EMV contact patterns would be incorporated through holes, which are trimmed to scallops, to allow for surface mounting. The EMV interface may then include a connection between the EMV contact patterns and the EMV microprocessor such that the EMV microprocessor does not have to be placed directly beneath the EMV contact patterns.
    Type: Grant
    Filed: April 14, 2016
    Date of Patent: June 5, 2018
    Assignee: CAPITAL ONE SERVICES, LLC
    Inventors: David Wurmfeld, Tyler Locke, Adam Koeppel
  • Patent number: 9990632
    Abstract: A device may determine that a verification method associated with a transaction card is to be modified from a first verification method to a second verification method. The first verification method and the second verification method may use different types of verification information. The device may provide a set of instructions to the transaction card after determining that the verification method is to be modified. The set of instructions may cause the transaction card to modify the verification method from the first verification method to the second verification method. The device may provide information identifying a modification to the verification method to a transaction backend device to notify the transaction backend device that the verification method associated with the transaction card has been modified from the first verification method to the second verification method.
    Type: Grant
    Filed: October 25, 2017
    Date of Patent: June 5, 2018
    Assignee: Capital One Services, LLC
    Inventors: Adam Koeppel, Robert Perry
  • Patent number: 9988193
    Abstract: A presentation box for presenting a transaction card may include a hinged lid connected to a hinge edge of the presentation box, the hinged lid to pivot about the hinge edge of the presentation box when moved between a closed position and an open position. The presentation box may further include a presentation apparatus that includes a tether that may be attached to the hinged lid, and a sleeve to receive the transaction card, where the presentation apparatus is to move the transaction card between a first position when the hinged lid is in the closed position and a second position when the hinged lid is in the open position, where the first position is different from the second position.
    Type: Grant
    Filed: September 28, 2017
    Date of Patent: June 5, 2018
    Assignee: Capital One Services, LLC
    Inventors: Adam Koeppel, Molly Johnson, Natasha Jensen, Daniel Clifton
  • Patent number: 9949065
    Abstract: A method and system for automatically connecting one customer device with another over a Bluetooth or similar connection. The automatic connection may be made by generating a unique identifier to store on a new customer device and a backend system associated with an existing customer device and connecting the new customer device with the existing customer device using the unique identifier.
    Type: Grant
    Filed: September 8, 2017
    Date of Patent: April 17, 2018
    Assignee: CAPITAL ONE SERVICES, LLC
    Inventors: James Zarakas, Kevin Kelly, Saleem Sangi, Adam Koeppel
  • Publication number: 20170212160
    Abstract: A watt-hour meter may include one or more electrical junction points that interface a Distributed Energy Resource to an energy-consuming structure and to the electrical distribution grid, while maintaining compliance with interconnection requirements for safety, power quality and automatic disconnect capabilities
    Type: Application
    Filed: November 23, 2016
    Publication date: July 27, 2017
    Inventors: Whitman Fulton, Adam Koeppel, Jon Knauer, Ben Lewis, Josh Konstantinos, John Schroeder, Al Iaconangelo
  • Publication number: 20170141575
    Abstract: A monitoring system includes a centralized generation and control system of an electrical grid operator. A distributed generator integration device connects a distributed generator to the electrical grid, and automatically initiates machine-to-machine communications with the distributed generator to: gather specification and performance data, control the distributed generator, and automatically add and configure the distributed generator to the centralized generation control of the monitoring system.
    Type: Application
    Filed: November 13, 2015
    Publication date: May 18, 2017
    Inventors: Whitman Fulton, Adam Koeppel
  • Publication number: 20170109728
    Abstract: A system for securely updating an electronic transaction card held by an account holder with an additional account and/or account data. A dynamic transaction card may be securely updated with an additional account by using pre-stored shell data and/or inactive data, whereby the pre-stored shell data may be populated using data received from an issuer system and/or the inactive data may be activated via an activation signal received from an issuer system. A backend server may determine, via a fraud determination, expiration determination, and/or user-request, that new account data should be transmitted to an account holder. The dynamic transaction card may receive the data associated with a notification, update a display, instruct an EMV applet to use a key associated with a received EMV key identifier for signatures, and/or update any additional data stored on the dynamic transaction card.
    Type: Application
    Filed: December 28, 2016
    Publication date: April 20, 2017
    Inventors: James ZARAKAS, Adam KOEPPEL, Kevin KELLY, David WURMFELD
  • Publication number: 20170109730
    Abstract: A dynamic transaction card that includes a transaction card having a number of layers, each of which may be interconnected to one another. For example, a dynamic transaction card may include an outer layer, a potting layer, a sensor layer that may detect and identify a card free fall and/or subsequent impact, which may trigger a microcontroller to send a mobile notification to a cardholder notifying the user that the card has been dropped, and/or may disable or deactivate the card and/or a user account associated with the card, a display layer (including, for example, LEDs, a dot matrix display, and the like), a microcontroller storing firmware, Java applets, Java applet integration, and the like, an EMV™ chip, an energy storage component, one or more antenna (e.g., Bluetooth™ antenna, NFC antenna, and the like), a power management component, a flexible printed circuit board (PCB), a chassis, and/or a card backing layer.
    Type: Application
    Filed: December 30, 2016
    Publication date: April 20, 2017
    Inventors: Tyler LOCKE, James ZARAKAS, David WURMFELD, Adam KOEPPEL, Kevin KELLY
  • Publication number: 20170109743
    Abstract: A dynamic transaction card that includes a transaction card having a number of layers, each of which may be interconnected to one another. For example, a dynamic transaction card may include an outer layer, a potting layer, a touch sensor layer, a display layer (including, for example, LEDs, a dot matrix display, and the like), a microcontroller storing firmware, Java applets, Java applet integration, and the like, an EMV chip, an energy storage component, one or more antenna (e.g., Bluetooth antenna, NFC antenna, and the like), a power management component, a flexible printed circuit board (PCB), a chassis, and/or a card backing layer.
    Type: Application
    Filed: December 30, 2016
    Publication date: April 20, 2017
    Inventors: James ZARAKAS, Theodore MARKSON, Adam KOEPPEL, Kevin KELLY, Brian BRIGGMAN, Saleem SANGI, David WURMFELD, Tyler LOCKE, Karla ESCALANTE
  • Publication number: 20170109729
    Abstract: A dynamic transaction card that includes a transaction card having a number of layers, each of which may be interconnected to one another. For example, a dynamic transaction card may include an outer layer, a potting layer, a touch sensor layer, a display layer (including, for example, LEDs, a dot matrix display, and the like), a microcontroller storing firmware, Java applets, Java applet integration, and the like, an EMV chip, an energy storage component, one or more antenna (e.g., Bluetooth antenna, NFC antenna, and the like), a power management component, a flexible printed circuit board (PCB), a chassis, and/or a card backing layer.
    Type: Application
    Filed: December 28, 2016
    Publication date: April 20, 2017
    Inventors: James ZARAKAS, Theodore MARKSON, Adam KOEPPEL, Kevin KELLY, Brian BRIGGMAN, Saleem SANGI, David WURMFELD, Tyler LOCKE, Karla ESCALANTE
  • Publication number: 20170109620
    Abstract: A dynamic transaction card that includes a transaction card having a number of layers, each of which may be interconnected to one another. For example, a dynamic transaction card may include an outer protective layer, a core layer, a potting layer, a touch sensor layer, a display layer (including, for example, LEDs, a dot matrix display, and the like), a microcontroller storing firmware, Java applets, Java applet integration, and the like, an EMV™ chip, an energy storage component, one or more antennas (e.g., Bluetooth™ antenna, NFC antenna, and the like), a power management component, a flexible printed circuit board (PCB), a chassis, and/or a card backing layer, which may include a back protective layer. The antennas may be mounted on the protective layers, which may be laminated to the core layer, and connected to the core layer onto a printed circuit board (PCB) using conductive epoxies.
    Type: Application
    Filed: December 30, 2016
    Publication date: April 20, 2017
    Inventors: David WURMFELD, Tyler LOCKE, Theodore MARKSON, Adam KOEPPEL
  • Patent number: 9595815
    Abstract: Technologies are generally described for a pocket junction box system. In an example, a pocket junction box is configured to fit inside a meter collar. The pocket junction box includes a first set of electrical terminals on a rear surface of the pocket junction box for interfacing with wire leads inside the meter collar, and a second set of electrical terminals on a front surface of the pocket junction box for interfacing with field wire leads outside the meter collar. The pocket junction box may further include at least one current transducer and at least one microprocessor for monitoring the power flow through the pocket junction box. A front casing is attached to the front surface of the pocket junction box and connected to the second set of electrical terminals. The front casing may include a communications circuit board for communicating with a meter data management system.
    Type: Grant
    Filed: May 12, 2015
    Date of Patent: March 14, 2017
    Assignee: ConnectDER LLC
    Inventors: Jon Knauer, John Schroeder, Al Iaconangelo, Josh Konstantinos, Ben Lewis, Adam Koeppel, Whit Fulton
  • Publication number: 20160307190
    Abstract: A system for securely updating an electronic transaction card held by an account holder with an additional account and/or account data. A dynamic transaction card may be securely updated with an additional account by using pre-stored shell data and/or inactive data, whereby the pre-stored shell data may be populated using data received from an issuer system and/or the inactive data may be activated via an activation signal received from an issuer system. A backend server may determine, via a fraud determination, expiration determination, and/or user-request, that new account data should be transmitted to an account holder. The dynamic transaction card may receive the data associated with a notification, update a display, instruct an EMV applet to use a key associated with a received EMV key identifier for signatures, and/or update any additional data stored on the dynamic transaction card.
    Type: Application
    Filed: April 14, 2016
    Publication date: October 20, 2016
    Inventors: James ZARAKAS, Adam KOEPPEL, Kevin KELLY, David WURMFELD
  • Publication number: 20160308371
    Abstract: A printed circuit board (“PCB”) with a power source. The PCB and power source combination may be inserted into a small electronic device, such as a dynamic transaction card, which may include a dynamic transaction card or a EuroPay-MasterCard-Visa (“EMV”) card. For example, a PCB may be manufactured to attach a battery as a power source to one side of a PCB such that the integrated battery directly connects with at least a portion of the PCB side. A rapid energy storage device may also be utilized as a power source. Energy may be harvested from an EMV terminal to charge or recharge a dynamic transaction card or EMV card powered by a rapid energy storage device when the card is inserted into the terminal.
    Type: Application
    Filed: April 14, 2016
    Publication date: October 20, 2016
    Inventors: Tyler LOCKE, David WURMFELD, James ZARAKAS, Adam KOEPPEL
  • Publication number: 20160307081
    Abstract: A dynamic transaction card with EuroPay-Mastercard-Visa (“EMV”)technology that includes an EMV interface connecting EMV contacts and an EMV processor to enable a multifunctional dynamic transaction card. A method of manufacturing a dynamic transaction card with an EMV interface connecting EMV contacts and an EMV processor. A dynamic transaction card with an EMV interface may be manufactured using a separate printed circuit board (PCB) layout with EMV contact patterns placed into the top surface of a molding to create the dynamic transaction card. The edges of the EMV contact patterns would be incorporated through holes, which are trimmed to scallops, to allow for surface mounting. The EMV interface may then include a connection between the EMV contact patterns and the EMV microprocessor such that the EMV microprocessor does not have to be placed directly beneath the EMV contact patterns.
    Type: Application
    Filed: April 14, 2016
    Publication date: October 20, 2016
    Inventors: David WURMFELD, Tyler LOCKE, Adam KOEPPEL
  • Publication number: 20160307189
    Abstract: A dynamic transaction card that includes a transaction card having a number of layers, each of which may be interconnected to one another. For example, a dynamic transaction card may include an outer layer, a potting layer, a touch sensor layer, a display layer (including, for example, LEDs, a dot matrix display, and the like), a microcontroller storing firmware, Java applets, Java applet integration, and the like, an EMV chip, an energy storage component, one or more antenna (e.g., Bluetooth antenna, NFC antenna, and the like), a power management component, a flexible printed circuit board (PCB), a chassis, and/or a card backing layer.
    Type: Application
    Filed: April 14, 2016
    Publication date: October 20, 2016
    Inventors: James ZARAKAS, Theodore MARKSON, Adam KOEPPEL, Kevin KELLY, Brian BRIGGMAN, Saleem SANGI, David WURMFELD, Tyler LOCKE, Karla ESCALANTE
  • Patent number: 9437986
    Abstract: Technologies are generally described for a socket, plug, and jumper system. In an example, a receptacle socket includes a first prong receptacle for a ground circuit, a second prong receptacle for a neutral circuit, and a third prong receptacle for an active voltage circuit. A plug housing includes a first prong contact corresponding to the first prong receptacle for the ground circuit, a second prong contact corresponding to the second prong receptacle for the neutral circuit, and a fourth prong receptacle for the active voltage circuit. A jumper component includes a third prong contact corresponding to the third prong receptacle for the active voltage circuit, and a fourth prong contact corresponding to the fourth prong receptacle for the active voltage circuit, wherein the fourth prong contact is completely recessed within the jumper component.
    Type: Grant
    Filed: May 12, 2015
    Date of Patent: September 6, 2016
    Assignee: ConnectDER LLC
    Inventors: Jon Knauer, John Schroeder, Al Iaconangelo, Josh Konstantinos, Ben Lewis, Adam Koeppel, Whit Fulton
  • Publication number: 20160180306
    Abstract: A system for reprogramming a transaction card may include a reprogrammable microchip transaction card, an account provider system, and a mobile device. A reprogrammable transaction card may include an embedded microprocessor chip, or integrated circuit (IC), housing various modules to provide card capabilities, such as transaction capabilities, security capabilities, and reprogramming capabilities. An account provider system may include a number of servers and computers, each equipped with storage and modules programmed with various capabilities, such as, storing cardholder data, transaction processing, and/or transaction card reprogramming. A user device may include various hardware and software components, such as a Near Field Communication (NFC) hardware and software components, one or more processors, various input/output interfaces, and/or modules, such as transaction processing modules and transaction card resetting modules.
    Type: Application
    Filed: December 22, 2015
    Publication date: June 23, 2016
    Inventor: Adam KOEPPEL
  • Patent number: 9318861
    Abstract: An electric power meter collar with external electrical connection points enables expedited connection of distributed energy resources to the customer premises or the electric power grid. The meter collar is installed between an electric meter and the meter socket box that the meter would otherwise plug into at the site of a customer who receives two-phase service from an electrical utility company, and has electrical connection points that are electrically upstream and downstream of the meter. It enables “plug and play” connection of on-site power generation resources since the collar includes both a receptacle for a “plug” from on site power generation and overcurrent protection.
    Type: Grant
    Filed: April 11, 2014
    Date of Patent: April 19, 2016
    Assignee: ConnectDER LLC
    Inventors: Whitman Fulton, Adam Koeppel
  • Publication number: 20160020561
    Abstract: Technologies are generally described for a socket, plug, and jumper system. In an example, a receptacle socket includes a first prong receptacle for a ground circuit, a second prong receptacle for a neutral circuit, and a third prong receptacle for an active voltage circuit. A plug housing includes a first prong contact corresponding to the first prong receptacle for the ground circuit, a second prong contact corresponding to the second prong receptacle for the neutral circuit, and a fourth prong receptacle for the active voltage circuit. A jumper component includes a third prong contact corresponding to the third prong receptacle for the active voltage circuit, and a fourth prong contact corresponding to the fourth prong receptacle for the active voltage circuit, wherein the fourth prong contact is completely recessed within the jumper component.
    Type: Application
    Filed: May 12, 2015
    Publication date: January 21, 2016
    Inventors: Jon KNAUER, John SCHROEDER, AL IACONANGELO, JOSH KONSTANTINOS, Ben LEWIS, Adam KOEPPEL, WHIT FULTON