Patents by Inventor Adam MAAREC

Adam MAAREC has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • LOW FRICTION BANK SELECTION AND CHECKOUT METHOD
    Publication number: 20240185240
    Abstract: Provided herein are systems and methods for providing low-friction layered authentication to provide account information with a single user pin input for an online payment transaction. A user provides an online payment service with a UID, which sends the UID to a financial institution. The financial institution verifies whether the user and online payment transaction associated with the UID satisfy a set of rules. A one-time pin is sent to provide an additional layer of authentication. Once the authentication is complete, the financial institution provides account information to the online payment service for use in the online payment transaction.
    Type: Application
    Filed: April 1, 2022
    Publication date: June 6, 2024
    Applicant: Capital One Services, LLC
    Inventors: Jeffrey Rule, Jackson MACOMBER, Nicole PARFITT, Adam MAAREC, Lawrence DOUGLAS, Paul Y. MORETON, Bob Uni KOSHY