Abstract: The present invention is in the field of communications. More particularly, this invention is related to private electronic data exchange using multi-layered encryption and data and key separation. The invention includes a means to ensure private electronic data exchanges are secure over any medium of transmission utilizing a server which functions include authenticating and identifying users of the server, storing cryptographic keys and governing access to those cryptographic keys. Additionally the invention describes a mechanism by which the client also governs access to the private electronic data using access restrictions set forth by the sender of the private electronic data. Additionally the invention describes a mechanism by which the recipient and sender respectively are able to effectively destroy the transmitted private electronic data by instructing the server to destroy the necessary associated cryptographic key.