Patents by Inventor Adam Michael Sommer

Adam Michael Sommer has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Patent number: 11348089
    Abstract: Methods and systems for hearing-impaired payment applications are provided herein. In particular, a method for performing a transaction using a hearing device payment system is provided that includes a hearing device and a cardholder computing device. The method includes pairing the hearing device to the cardholder computing device by means of a wireless communication protocol. A payment application on the cardholder computing device is started to perform a transaction. A cardholder initiates an audible instruction function of the payment application. In addition, the payment application transmits a digital audio signal to the hearing device by means of the wireless communication protocol. The digital audio signal provides an audible instruction to the cardholder via the hearing device.
    Type: Grant
    Filed: October 24, 2019
    Date of Patent: May 31, 2022
    Assignee: Mastercard International Incorporated
    Inventors: Andrea Catalina Berdugo, Christopher T. Scholl, Adam Michael Sommer
  • Publication number: 20200134597
    Abstract: Methods and systems for hearing-impaired payment applications are provided herein. In particular, a method for performing a transaction using a hearing device payment system is provided that includes a hearing device and a cardholder computing device. The method includes pairing the hearing device to the cardholder computing device by means of a wireless communication protocol. A payment application on the cardholder computing device is started to perform a transaction. A cardholder initiates an audible instruction function of the payment application. In addition, the payment application transmits a digital audio signal to the hearing device by means of the wireless communication protocol. The digital audio signal provides an audible instruction to the cardholder via the hearing device.
    Type: Application
    Filed: October 24, 2019
    Publication date: April 30, 2020
    Applicant: Mastercard International Incorporated
    Inventors: Andrea Catalina Berdugo, Christopher T. Scholl, Adam Michael Sommer
  • Patent number: 10313383
    Abstract: Disclosed are exemplary embodiments of systems and methods for evaluating payment applications based on associated vulnerability risks. In an exemplary embodiment, a method generally includes soliciting, by a computing device, application data associated with a payment application via a vulnerability questionnaire interface, validating, by the computing device, the application data against criterion, and determining, by the computing device, a vulnerability risk score of the application based on the application data. The method also includes approving, by the computing device, the application when the vulnerability risk score satisfies an approval threshold, denying, by the computing device, the application when the vulnerability risk score satisfies a denial threshold, and referring, by the computing device, the application for manual decision when the vulnerability risk score satisfies a manual decision threshold.
    Type: Grant
    Filed: June 1, 2016
    Date of Patent: June 4, 2019
    Assignee: MASTERCARD INTERNATIONAL INCORPORATED
    Inventor: Adam Michael Sommer
  • Publication number: 20170353482
    Abstract: Disclosed are exemplary embodiments of systems and methods for evaluating payment applications based on associated vulnerability risks. In an exemplary embodiment, a method generally includes soliciting, by a computing device, application data associated with a payment application via a vulnerability questionnaire interface, validating, by the computing device, the application data against criterion, and determining, by the computing device, a vulnerability risk score of the application based on the application data. The method also includes approving, by the computing device, the application when the vulnerability risk score satisfies an approval threshold, denying, by the computing device, the application when the vulnerability risk score satisfies a denial threshold, and referring, by the computing device, the application for manual decision when the vulnerability risk score satisfies a manual decision threshold.
    Type: Application
    Filed: June 1, 2016
    Publication date: December 7, 2017
    Inventor: Adam Michael Sommer