Abstract: The present disclosure is directed to techniques for providing fiduciary transfer services by a Plan Appointed Claim Evaluator (PACE). A health care plan fiduciary is contracted with the PACE to provide limited fiduciary services in the event a final, internal appeal of a denial of a service claim has been sought by a claimant. The claim has either a proposed in the case of a pre-service claim or an actual initial dollar amount in the case of a post-service claim. The claim is reviewed in view of the plan associated with the claim and applicable laws. In response to claim being denied by the PACE, and the denial of the claim being found arbitrary or capricious by an external independent review organization or a court, indemnifying the health care plan fiduciary is indemnified and any damage awarded beyond the initial amount sought by the claim are paid.