Abstract: Systems and methods are provided for processing loan applications in dynamic workflows. In a preferred embodiment, a system calls an activity engine with a top-level activity for processing a work-item, e.g., a loan application. The activity engine decomposes the top-level activity into child activities and lower-level child activities, and recursively calls itself to process the child activities until all constituent child activities have been preformed, thus performing the original top-level activity. In the preferred embodiment, each activity, work-item, user, event and role has associated rules, wherein an event represents a change in state of an activity and a role represents a class of users of the system having shared attributes. The evaluation of the associated rules dynamically creates the flow of activities, thereby creating a dynamic workflow.

Abstract: A chewable animal toy (dog bone) having multiple extensions radiating from a core with some of the extensions serving as supports for the toy on a horizontal surface and with at least one other extension extending above the core. When all the extensions are of equal length, equidistant from each other and at equal angles with respect to each other, any combination of at least three extensions serve as support for the toy with another extension extending upwardly for ease of animal play or chewing. When there are at least four extensions with at least three of the extensions being of substiantially equal length and being at substantially equal angles with respect to each other, those three extensions serve as support for the toy on a horizontal surface and at least a fourth extension extends above the core.