Patents by Inventor Adam Thomas Kornegay

Adam Thomas Kornegay has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • System and method for generating a finance attribute from tradeline data
    Patent number: 11954731
    Abstract: Embodiments of a system and method are described for generating a finance attribute. In one embodiment, the systems and methods retrieve raw tradeline data from a plurality of credit bureaus, retrieve industry code data related to each of the plurality of credit bureaus, determine one or more tradeline leveling characteristics that meet at least one pre-determined threshold, and generate a finance attribute using the selected leveling characteristics.
    Type: Grant
    Filed: March 6, 2023
    Date of Patent: April 9, 2024
    Assignee: Experian Information Solutions, Inc.
    Inventors: Luz M. Torrez, Adam Thomas Kornegay
  • SYSTEM AND METHOD FOR GENERATING A FINANCE ATTRIBUTE FROM TRADELINE DATA
    Publication number: 20230410192
    Abstract: Embodiments of a system and method are described for generating a finance attribute. In one embodiment, the systems and methods retrieve raw tradeline data from a plurality of credit bureaus, retrieve industry code data related to each of the plurality of credit bureaus, determine one or more tradeline leveling characteristics that meet at least one pre-determined threshold, and generate a finance attribute using the selected leveling characteristics.
    Type: Application
    Filed: March 6, 2023
    Publication date: December 21, 2023
    Inventors: Luz M. Torrez, Adam Thomas Kornegay
  • System and method for generating a finance attribute from tradeline data
    Patent number: 11631129
    Abstract: Embodiments of a system and method are described for generating a finance attribute. In one embodiment, the systems and methods retrieve raw tradeline data from a plurality of credit bureaus, retrieve industry code data related to each of the plurality of credit bureaus, determine one or more tradeline leveling characteristics that meet at least one pre-determined threshold, and generate a finance attribute using the selected leveling characteristics.
    Type: Grant
    Filed: February 18, 2021
    Date of Patent: April 18, 2023
    Assignee: Experian Information Solutions, Inc
    Inventors: Luz M. Torrez, Adam Thomas Kornegay
  • System and method for generating a finance attribute from tradeline data
    Patent number: 10963961
    Abstract: Embodiments of a system and method are described for generating a finance attribute. In one embodiment, the systems and methods retrieve raw tradeline data from a plurality of credit bureaus, retrieve industry code data related to each of the plurality of credit bureaus, determine one or more tradeline leveling characteristics that meet at least one pre-determined threshold, and generate a finance attribute using the selected leveling characteristics.
    Type: Grant
    Filed: October 11, 2018
    Date of Patent: March 30, 2021
    Assignee: Experian Information Solutions, Inc.
    Inventors: Luz M. Torrez, Adam Thomas Kornegay
  • System and method for generating a finance attribute from tradeline data
    Patent number: 10121194
    Abstract: Embodiments of a system and method are described for generating a finance attribute. In one embodiment, the systems and methods retrieve raw tradeline data from a plurality of credit bureaus, retrieve industry code data related to each of the plurality of credit bureaus, determine one or more tradeline leveling characteristics that meet at least one pre-determined threshold, and generate a finance attribute using the selected leveling characteristics.
    Type: Grant
    Filed: December 22, 2016
    Date of Patent: November 6, 2018
    Assignee: EXPERIAN INFORMATION SOLUTIONS, INC.
    Inventors: Luz M. Torrez, Adam Thomas Kornegay
  • System and method for generating a finance attribute from tradeline data
    Patent number: 9563916
    Abstract: Embodiments of a system and method are described for generating a finance attribute. In one embodiment, the systems and methods retrieve raw tradeline data from a plurality of credit bureaus, retrieve industry code data related to each of the plurality of credit bureaus, determine one or more tradeline leveling characteristics that meet at least one pre-determined threshold, and generate a finance attribute using the selected leveling characteristics.
    Type: Grant
    Filed: November 26, 2013
    Date of Patent: February 7, 2017
    Assignee: Experian Information Solutions, Inc.
    Inventors: Luz M. Torrez, Adam Thomas Kornegay
  • System and method for generating a finance attribute from tradeline data
    Patent number: 8626646
    Abstract: Embodiments of a system and method are described for generating a finance attribute. In one embodiment, the systems and methods retrieve raw tradeline data from a plurality of credit bureaus, retrieve industry code data related to each of the plurality of credit bureaus, determine one or more tradeline leveling characteristics that meet at least one pre-determined threshold, and generate a finance attribute using the selected leveling characteristics.
    Type: Grant
    Filed: September 14, 2012
    Date of Patent: January 7, 2014
    Assignee: Experian Information Solutions, Inc.
    Inventors: Luz M. Torrez, Adam Thomas Kornegay
  • SYSTEM AND METHOD FOR GENERATING A FINANCE ATTRIBUTE FROM TRADELINE DATA
    Publication number: 20130080315
    Abstract: Embodiments of a system and method are described for generating a finance attribute. In one embodiment, the systems and methods retrieve raw tradeline data from a plurality of credit bureaus, retrieve industry code data related to each of the plurality of credit bureaus, determine one or more tradeline leveling characteristics that meet at least one pre-determined threshold, and generate a finance attribute using the selected leveling characteristics.
    Type: Application
    Filed: September 14, 2012
    Publication date: March 28, 2013
    Inventors: Luz M. Torrez, Adam Thomas Kornegay
  • System and method for generating a finance attribute from tradeline data
    Patent number: 8315943
    Abstract: Embodiments of a system and method are described for generating a finance attribute. In one embodiment, the systems and methods retrieve raw tradeline data from a plurality of credit bureaus, retrieve industry code data related to each of the plurality of credit bureaus, determine one or more tradeline leveling characteristics that meet at least one pre-determined threshold, and generate a finance attribute using the selected leveling characteristics.
    Type: Grant
    Filed: October 5, 2011
    Date of Patent: November 20, 2012
    Assignee: Experian Information Solutions, Inc.
    Inventors: Luz M. Torrez, Adam Thomas Kornegay
  • SYSTEM AND METHOD FOR GENERATING A FINANCE ATTRIBUTE FROM TRADELINE DATA
    Publication number: 20120116950
    Abstract: Embodiments of a system and method are described for generating a finance attribute. In one embodiment, the systems and methods retrieve raw tradeline data from a plurality of credit bureaus, retrieve industry code data related to each of the plurality of credit bureaus, determine one or more tradeline leveling characteristics that meet at least one pre-determined threshold, and generate a finance attribute using the selected leveling characteristics.
    Type: Application
    Filed: October 5, 2011
    Publication date: May 10, 2012
    Applicant: Experian Information Solutions, Inc.
    Inventors: Luz M. Torrez, Adam Thomas Kornegay
  • System and method for generating a finance attribute from tradeline data
    Patent number: 8036979
    Abstract: Embodiments of a system and method are described for generating a finance attribute. In one embodiment, the systems and methods retrieve raw tradeline data from a plurality of credit bureaus, retrieve industry code data related to each of the plurality of credit bureaus, determine one or more tradeline leveling characteristics that meet at least one pre-determined threshold, and generate a finance attribute using the selected leveling characteristics.
    Type: Grant
    Filed: October 5, 2007
    Date of Patent: October 11, 2011
    Assignee: Experian Information Solutions, Inc.
    Inventors: Luz M. Torrez, Adam Thomas Kornegay