Patents by Inventor Adam Vukich

Adam Vukich has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Patent number: 10970685
    Abstract: A device may obtain digital signature information relating to a quantity of a type of cryptocurrency, and receive transaction data relating to a credit account, associated with a user, after obtaining the digital signature information. The transaction data may include information identifying a transaction amount. The device may determine, after receiving the transaction data, an amount, of the type of cryptocurrency, that satisfies the transaction amount, perform, using the digital signature information, an action to conduct a sale of a portion of the quantity of the type of cryptocurrency based on determining the amount, and cause proceeds from the sale to be transferred to the credit account as payment for the transaction amount.
    Type: Grant
    Filed: July 12, 2018
    Date of Patent: April 6, 2021
    Assignee: Capital One Services, LLC
    Inventors: Joshua Edwards, Adam Vukich
  • Publication number: 20210096889
    Abstract: A device may initiate an automated script to perform one or more interactions with a browser application and identify a first element in a page rendered by the browser application that satisfies one or more accessibility criteria, wherein the first element may include text that is readable by a screen reader application and/or an attribute that causes the first element to be navigable using a keyboard. The device may modify the first element to be inaccessible to the screen reader application and the keyboard and insert, into the page, a second element including text that is readable by the screen reader application to describe the one or more interactions that the automated script is performing. The client device may restore the page to an original state based on determining that the automated script has finished executing.
    Type: Application
    Filed: December 9, 2020
    Publication date: April 1, 2021
    Inventors: Vu NGUYEN, Jonatan YUCRA RODRIGUEZ, Adam VUKICH, Joshua EDWARDS, David GABRIELE, Abdelkadar M'Hamed BENKREIRA
  • Publication number: 20210067499
    Abstract: Techniques to pre-authenticate an identity for an electronic account are described and claimed by the present disclosure. The electronic account may enforce a multi-factor authentication procedure that involves a number of steps. In addition to the electronic account, a user may have other accounts requiring authentications. Successful authentications with respect to those other accounts may provide evidence of the user's identity. If sufficient evidence is present, one or more steps of the multi-factor authentication procedure may be bypassed. Other embodiments are described and claimed.
    Type: Application
    Filed: November 12, 2020
    Publication date: March 4, 2021
    Applicant: Capital One Services, LLC
    Inventors: Abdelkader M'Hamed BENKREIRA, Joshua EDWARDS, Adam VUKICH
  • Patent number: 10929735
    Abstract: In some embodiments, a smart card may include a substrate with a first side and a second side. A first protective layer covers the first side and a second protective layer covers the second side of the substrate. Circuitry held in the substrate includes electronic interconnects for interconnecting circuitry elements. The circuitry elements include a processor, power circuitry for powering the circuitry elements, and an environmental detection sensor for respectively detecting a predetermined environmental parameter. The processor is configured to receive an output from the environmental detection sensor, to determine from the output that the environmental detection sensor detected an environmental alert trigger condition, and to generate an alert that is representative of the environmental alert trigger condition. The protective layers include pores in a region proximate to the environmental detection sensor for exposing the environmental detection sensor to an environment around the smart card.
    Type: Grant
    Filed: February 3, 2020
    Date of Patent: February 23, 2021
    Assignee: Capital One Services, LLC
    Inventors: James Zarakas, Molly Johnson, Adam Vukich
  • Publication number: 20210042738
    Abstract: A device may determine that transaction account information, associated with a transaction account associated with a user, is to be updated. The device may identify a merchant account that is configured to use the transaction account for a transaction associated with the user and a merchant, and navigate, using a navigation model, a merchant portal associated with the merchant, to access the merchant account. The device may perform, using the navigation model and login credentials for the merchant account, a login operation to access the merchant account via the merchant portal, wherein the login credentials are stored in a credential mapping that indicates an authorization to update the transaction account information to permit the transaction account information to be used in association with the merchant account. The device may update, using the navigation model, a transaction setting of the merchant account to include updated transaction account information for the transaction account.
    Type: Application
    Filed: August 8, 2019
    Publication date: February 11, 2021
    Inventors: Joshua Edwards, Abdelkadar M'Hamed Benkreira, Adam Vukich, Jonatan Yucra Rodriguez, David Gabriele, Vu Nguyen, Mykhaylo Bulgakov
  • Publication number: 20210019734
    Abstract: Using contactless cards to pay for offline transactions. An application executing on a mobile device may receive, via a communications interface of a contactless card, an account identifier of the contactless card, and transaction data received by the contactless card from a POS device via the communications interface, the transaction data comprising at least an identifier of a merchant account, a timestamp, and an amount of the transaction, a network connection between the POS device and a payment server not available. The application may transmit the account identifier and the transaction data to the payment server via a cellular network connection of the mobile device. The mobile device may receive, from the payment server via the cellular network connection, authorization of a payment for the transaction. The application may generate a graphical indication of the authorization of the payment for the transaction and output the graphical indication of the authorization.
    Type: Application
    Filed: October 1, 2020
    Publication date: January 21, 2021
    Applicant: Capital One Services, LLC
    Inventors: Adam VUKICH, Taurean BUTLER, Abdelkader M'Hamed BENKREIRA
  • Publication number: 20210020173
    Abstract: A device may receive a command associated with identifying a merchant for a virtual card swap procedure wherein the virtual card swap procedure is to replace a credit card of a user with a virtual card corresponding to the credit card. The device may identify the merchant for the virtual card swap procedure based on the command. The device may obtain the virtual card for the user. The device may determine a virtual card swap procedure template for the merchant. The device may perform the virtual card swap procedure based on the virtual card swap procedure template.
    Type: Application
    Filed: December 2, 2019
    Publication date: January 21, 2021
    Inventors: Adam VUKICH, Abdelkadar M'Hamed BENKREIRA, Vu NGUYEN, Joshua EDWARDS, Jonatan YUCRA RODRIGUEZ, David GABRIELE
  • Publication number: 20210004880
    Abstract: Disclosed embodiments include systems and methods for improving the accuracy of online banking systems. In various embodiments, the system includes a user device capturing receipt information from one or more e-commerce application and a server device for associating captured receipt information with transaction data. The system may include a browser extension for facilitating automatic capture of receipt information and a matching module for associating receipt information with transaction data. In various embodiments, transactions displayed in transaction statements within an online banking application are augmented with item level data including product name, price, and vendor for each product included in a transaction.
    Type: Application
    Filed: July 3, 2019
    Publication date: January 7, 2021
    Applicant: Capital One Services, LLC
    Inventors: Abdelkader M'Hamed Benkreira, Joshua Edwards, Adam Vukich
  • Patent number: 10885143
    Abstract: In some implementations, a device may detect loading of a first web page associated with a domain, and may create an inline frame element that references a second web page associated with the domain. The second web page may require an authenticated user session to access particular content of the second web page. The device may insert the inline frame element into code for the first web page, and may transmit a request for the second web page based on inserting the inline frame element into the code for the first web page. The device may receive a response to the request for the second web page, and may determine whether there is an authenticated user session for the domain based on the response. The device may selectively perform an action based on determining whether there is an authenticated user session for the domain.
    Type: Grant
    Filed: October 18, 2019
    Date of Patent: January 5, 2021
    Assignee: Capital One Services, LLC
    Inventors: Vu Nguyen, Joshua Edwards, Adam Vukich, Mykhaylo Bulgakov, Abdelkadar M'Hamed Benkreira, David Gabriele, Andrea Montealegre, Ljubica Chatman, Jonatan Yucra Rodriguez
  • Patent number: 10877546
    Abstract: A processor may detect a transaction made using a point of sale system. The processor may determine that the transaction indicates a smart device is not in use. The processor may send a command causing the smart device to operate in an away mode.
    Type: Grant
    Filed: November 2, 2018
    Date of Patent: December 29, 2020
    Assignee: Capital One Services, LLC
    Inventors: Joshua Edwards, Adam Vukich
  • Patent number: 10878302
    Abstract: A transaction card with an electronic feedback component is provided. The transaction card may comprise at least one processing device and a substrate component comprising a first substrate surface and a cavity formed in the substrate component. The transaction card my further comprise an electronic feedback component disposed at least partially within the cavity, the electronic feedback component being configured to receive an operation signal from the at least one processing device, the operation signal representing information associated with the transaction card based on an encoding scheme. The transaction card may further comprise a tactile element disposed at least partially within the cavity, the tactile element being actuated to move bidirectionally along an axis parallel to the first substrate surface by the electronic feedback component based on the operation signal to convey the information to a user.
    Type: Grant
    Filed: January 9, 2020
    Date of Patent: December 29, 2020
    Assignee: Capital One Services, LLC
    Inventors: Adam Vukich, James Zarakas, Molly Johnson
  • Publication number: 20200402114
    Abstract: A device, that is part of a network of nodes that has access to a blockchain, may receive, from a user device associated with an entity, a request for campaign information for a campaign. The request may include data identifying campaign parameters. The device may interact with smart contracts associated with the blockchain to identify individuals to target for the campaign. The smart contracts may be configured to receive the campaign parameters as input and to output an indication of whether campaign preferences are compatible with the campaign parameters. The device may generate the campaign information to include information identifying the individuals targeted for the campaign and information identifying particular campaign preferences found to be compatible with particular campaign parameters. The device may provide the campaign information to the user device to permit the user device to use the campaign information to target the individuals for the campaign.
    Type: Application
    Filed: September 10, 2020
    Publication date: December 24, 2020
    Inventors: Adam VUKICH, Abdelkadar M'Hamed BENKREIRA, Joshua EDWARDS, William CARROLL, Mykhaylo BULGAKOV
  • Patent number: 10871975
    Abstract: A device may initiate an automated script to perform one or more interactions with a browser application and identify a first element in a page rendered by the browser application that satisfies one or more accessibility criteria, wherein the first element may include text that is readable by a screen reader application and/or an attribute that causes the first element to be navigable using a keyboard. The device may modify the first element to be inaccessible to the screen reader application and the keyboard and insert, into the page, a second element including text that is readable by the screen reader application to describe the one or more interactions that the automated script is performing. The client device may restore the page to an original state based on determining that the automated script has finished executing.
    Type: Grant
    Filed: April 16, 2020
    Date of Patent: December 22, 2020
    Assignee: Capital One Services, LLC
    Inventors: Vu Nguyen, Jonatan Yucra Rodriguez, Adam Vukich, Joshua Edwards, David Gabriele, Abdelkadar M'Hamed Benkreira
  • Patent number: 10873571
    Abstract: Techniques to pre-authenticate an identity for an electronic account are described and claimed by the present disclosure. The electronic account may enforce a multi-factor authentication procedure that involves a number of steps. In addition to the electronic account, a user may have other accounts requiring authentications. Successful authentications with respect to those other accounts may provide evidence of the user's identity. If sufficient evidence is present, one or more steps of the multi-factor authentication procedure may be bypassed. Other embodiments are described and claimed.
    Type: Grant
    Filed: July 18, 2019
    Date of Patent: December 22, 2020
    Assignee: Capital One Services, LLC
    Inventors: Abdelkader M'Hamed Benkreira, Joshua Edwards, Adam Vukich
  • Patent number: 10873576
    Abstract: A server device receives, from a user device, a session initiation request and information identifying a location of the user device, and receives, from a monitoring device that is separate from the user device, an authentication request and information identifying a location of the monitoring device. The server device processes the session initiation request and the authentication request to authenticate a user of the user device, and determines, based on the location of the user device and the location of the monitoring device, that the user device and the monitoring device are collocated. The server device creates, after authenticating the user of the user device and determining that user device and the monitoring device are collocated, a session token, and sends the session token to the user device to enable the user device to access at least one resource of the server device.
    Type: Grant
    Filed: August 7, 2019
    Date of Patent: December 22, 2020
    Assignee: Capital One Services, LLC
    Inventors: Joshua Edwards, Adam Vukich, Abdelkadar M'Hamed Benkreira
  • Publication number: 20200389448
    Abstract: A device attempts to access a resource that requires a multi-factor authentication (MFA), and receives, from an MFA server device, a challenge form. The device performs natural language processing on the challenge form to determine a first location of an input for a security code and a second location of a verify button. The device provides, to an email server device, a request to access emails associated with a user of the device, and receives access to multiple emails associated with the user. The device processes the multiple emails to identify an MFA email in the multiple emails, and identifies a security code in the MFA email. The device provides the security code at the first location, and selects the verify button at the second location. The device provides the security code to the MFA server device, and receives information indicating whether the device is authenticated.
    Type: Application
    Filed: November 18, 2019
    Publication date: December 10, 2020
    Inventors: Vu NGUYEN, Abdelkadar M'Hamed BENKREIRA, David GABRIELE, Jonatan YUCRA RODRIGUEZ, Joshua EDWARDS, Adam VUKICH
  • Publication number: 20200387558
    Abstract: In one aspect, the present disclosure relates to a method for reducing fraud in computer networks, the method including receiving, from each of a plurality of user devices, a request to block an ad displayed within a web browser installed on the user device, the request comprising image data and a forwarding URL associated with the ad; storing crowdsourced ad blocking data based on the received requests to block ads; receiving a request for a list of blocked ads; generating a list of blocked ads based on analyzing the crowdsourced ad blocking data, wherein analyzing the crowdsourced ad blocking data comprises identifying ads blocked by at least a threshold number of users; and sending the list of blocked ads to a first user device, the first user device comprising a browser extension configured to prevent ads within the list of blocked ads from being rendered in a browser.
    Type: Application
    Filed: June 24, 2020
    Publication date: December 10, 2020
    Applicant: Capital One Services, LLC
    Inventors: Adam Vukich, Abdelkader M'Hamed Benkreira, Joshua Edwards
  • Publication number: 20200380498
    Abstract: A system includes a processing system and a memory system. The processing system includes one or more processors. The memory system includes one or more computer-readable media that contain instructions that, when executed by the processing system, cause the processing system to perform operations. The operations include detecting a loading of a webpage including a document object model (DOM). The operations also include analyzing the DOM to identify a first element in the DOM. The operations also include determining, based on the first element, that the webpage is configured to accept payments. The operations also include receiving, from a provider server, a virtual token which corresponds to a user account. The operations also include injecting information from the virtual token into one or more account number fields on the webpage.
    Type: Application
    Filed: August 21, 2020
    Publication date: December 3, 2020
    Inventors: Abdelkader M'Hamed Benkreira, Jonathan Bodner, Joshua Edwards, Eric Medin, Adam Vukich, James Zarakas
  • Publication number: 20200383081
    Abstract: A device receives, from a transaction device, transaction data associated with a transaction performed by a user, and receives first location data indicating a location of a mobile user device. The device receives, from a stationary user device, browser data associated with online activity of the user, and determines, based on the browser data, second location data indicating a location of the stationary user device. The device determines, based on the transaction data, third location data indicating a location of the transaction device, and assigns weights and time stamps to the first, second, and third location data. The device aggregates the first, second, and third location data, based on the weights and the time stamps, to generate aggregated location data. The device processes the aggregated location data, with a model, to predict a particular location of the user, and performs actions based on the particular location.
    Type: Application
    Filed: August 21, 2020
    Publication date: December 3, 2020
    Inventors: Joshua EDWARDS, Abdelkadar M'Hamed BENKREIRA, Adam VUKICH
  • Publication number: 20200364064
    Abstract: A device may initiate an automated script to perform one or more interactions with a browser application and identify a first element in a page rendered by the browser application that satisfies one or more accessibility criteria, wherein the first element may include text that is readable by a screen reader application and/or an attribute that causes the first element to be navigable using a keyboard. The device may modify the first element to be inaccessible to the screen reader application and the keyboard and insert, into the page, a second element including text that is readable by the screen reader application to describe the one or more interactions that the automated script is performing. The client device may restore the page to an original state based on determining that the automated script has finished executing.
    Type: Application
    Filed: April 16, 2020
    Publication date: November 19, 2020
    Inventors: Vu NGUYEN, Jonatan Yucra Rodriguez, Adam Vukich, Joshua Edwards, David Gabriele, Abdelkadar M'Hamed Benkreira