Patents by Inventor Adam Wiatrak

Adam Wiatrak has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Methods for accelerated principal reduction
    Publication number: 20060229975
    Abstract: A method of reducing a principal amount of a loan. The method comprises determining a payment schedule of a series of payments for repaying the principal amount of the loan, each payment comprising a principal portion and an interest portion, receiving payments, and crediting the principal portion of received payments towards the principal amount of the loan. The method also comprises investing at least a part of the principal portion in a portfolio comprising at least one investment instrument and applying at least a part of any gains made from the portfolio to the principal amount of the loan.
    Type: Application
    Filed: February 14, 2006
    Publication date: October 12, 2006
    Applicant: Duncor, LLC
    Inventor: Adam Wiatrak