Abstract: A method for integrating patient data and patient's financial data for point of service payment contains a patient account and a healthcare provider account. The patient or their designee submits personal information, medical history, and payment information onto at least one secure server through the patient account. The personal information, the medical history, and the payment information are embedded onto a physical access card with at least one information retrieval point. Both the patient account and the healthcare provider account read the information retrieval point in order to access the personal information, medical history, and payment information. The healthcare provider account can view and edit the medical history of the patient account upon rendering services to the patient account. The patient account is financially charged for the services provided by the healthcare provider. In order to do so, the payment information is utilized.