Abstract: A method for a virtual digital assistant includes providing recommendations to a customer based on a level of trust the customer has with the virtual digital assistant. Preferences information is obtained regarding preferences of the customer regarding the virtual digital assistant. Technology comfort level information is obtained information regarding a comfort level of the customer with technology. The preferences information and the technology comfort level information are used to identify the level of trust the customer has with the virtual digital assistant. One or more recommendations are presented to the customer based on the level of trust.

Abstract: A method for adjusting employee withholdings on an electronic computing device includes receiving a tax strategy from an individual. Initial tax information for the individual is obtained. An initial income tax amount to be paid by the individual is calculated. An initial tax withholding allowance is determined. When a notification of a tax event for the individual is received, tax information related to the tax event is automatically obtained. The tax information related to the tax event and the initial tax information is used to calculate a revised income tax amount. When a determination is made that the revised income tax amount is not consistent with the tax strategy, a revised tax withholding allowance is determined to comply with the tax strategy. When the revised tax withholding allowance is different than the initial tax withholding allowance, the revised tax withholding allowance is implemented.