Patents by Inventor Ajay Warrier

Ajay Warrier has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Patent number: 11348077
    Abstract: Methods and systems for performing a pre-staged transaction, such as a cash withdrawal by a user or a user's surrogate, employ a host server that receives pre-staged ATM transaction data via a first communication channel from a user's mobile device and sends a first unique authentication token via a second communication channel to the user's mobile device processor. An ATM processor receives entry of a pre-staged ATM transaction request and the first unique authentication token and sends the entered pre-staged ATM transaction request and first unique authentication token to the host server for validation, which validates the received pre-staged ATM transaction input data and the entered first unique authentication token.
    Type: Grant
    Filed: December 12, 2016
    Date of Patent: May 31, 2022
    Assignee: CITIBANK, N.A.
    Inventors: Jayant M. Naik, Giridhar Narayanan, Matthew John Yuschik, Ajay Warrier, Jiachun Zhang
  • Publication number: 20180165663
    Abstract: Methods and systems for performing a pre-staged transaction, such as a cash withdrawal by a user or a user's surrogate, employ a host server that receives pre-staged ATM transaction data via a first communication channel from a user's mobile device and sends a first unique authentication token via a second communication channel to the user's mobile device processor. An ATM processor receives entry of a pre-staged ATM transaction request and the first unique authentication token and sends the entered pre-staged ATM transaction request and first unique authentication token to the host server for validation, which validates the received pre-staged ATM transaction input data and the entered first unique authentication token.
    Type: Application
    Filed: December 12, 2016
    Publication date: June 14, 2018
    Inventors: Jayant M. NAIK, Giridhar NARAYANAN, Matthew John YUSCHIK, Ajay WARRIER, Jiachun ZHANG
  • Patent number: 9218128
    Abstract: Training for a multimodal user interface may be organized into a plurality of modules. In embodiment, modules may include data corresponding to a “Push to Talk” tool, a set of data corresponding to navigation through a graphic user interface via voice input, and a set of data corresponding to entering data into a graphic user interface via voice input. Such training may be implemented in a variety of manners, including those which utilize data stored on a computer readable medium. Also, the structure and content of training may be streamlined and directed towards teaching a user to operate a multimodal user interface in an adequate manner. The structure and content of training may be configured to work in conjunction with the operation of a multimodal user interface being used in a real-time setting.
    Type: Grant
    Filed: February 27, 2009
    Date of Patent: December 22, 2015
    Inventors: Matthew John Yuschik, Cordell Amos Coy, Jayant M. Naik, Karthik Narayanaswami, Ajay Warrier
  • Publication number: 20090013255
    Abstract: A user interface for a customer service application can be created and supported such that the user of the customer service application can utilize that application through a variety of modalities. Further, an interface can be supported in such a manner that certain tasks to be performed using that interface are streamlined, which may take place in combination with the enabling of multi-modality interaction.
    Type: Application
    Filed: December 28, 2007
    Publication date: January 8, 2009
    Inventors: Matthew John Yuschik, Cordell Amos Coy, Jayant M. Naik, Karthik Narayanaswami, Ajay Warrier, Michael Louis Nutter