Patents by Inventor Ajit Karnik

Ajit Karnik has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Patent number: 11755868
    Abstract: Embodiments provide methods, and server systems for performing a combined transaction for one or more scheduled transactions. The method is configured to generate one or more machine readable codes for the one or more scheduled transactions through a first transaction terminal, where each machine readable code is associated with a scheduled transaction of the one or more scheduled transactions. Further, the method includes generating a composite machine readable code based on the one or more machine readable codes. The generation of composite machine readable code further include, at least one authentication attribute of an assignee. The method, furthermore, includes receiving a second transaction request through a second transaction terminal. The second transaction request includes the composite machine readable code.
    Type: Grant
    Filed: December 23, 2022
    Date of Patent: September 12, 2023
    Assignee: MASTERCARD INTERNATIONAL INCORPORATED
    Inventors: Ajay Sinha, Bhargav Jagdishchandra Modi, Ajit Karnik, Naveen Kumar Gupta, Deepa Swami, Saurabh Banga, Dipali Pathrabe, Namod Chandrashekar Kunder
  • Publication number: 20230138002
    Abstract: Embodiments provide methods, and server systems for performing a combined transaction for one or more scheduled transactions. The method is configured to generate one or more machine readable codes for the one or more scheduled transactions through a first transaction terminal, where each machine readable code is associated with a scheduled transaction of the one or more scheduled transactions. Further, the method includes generating a composite machine readable code based on the one or more machine readable codes. The generation of composite machine readable code further include, at least one authentication attribute of an assignee. The method, furthermore, includes receiving a second transaction request through a second transaction terminal. The second transaction request includes the composite machine readable code.
    Type: Application
    Filed: December 23, 2022
    Publication date: May 4, 2023
    Inventors: Ajay Sinha, Bhargav Jagdishchandra Modi, Ajit Karnik, Naveen Kumar Gupta, Deepa Swami, Saurabh Banga, Dipali Pathrabe, Namod Chandrashekar Kunder
  • Patent number: 11537830
    Abstract: Embodiments provide methods, and server systems for performing a combined transaction for one or more scheduled transactions. The method is configured to generate one or more machine readable codes for the one or more scheduled transactions through a first transaction terminal, where each machine readable code is associated with a scheduled transaction of the one or more scheduled transactions. Further, the method includes generating a composite machine readable code based on the one or more machine readable codes. The generation of composite machine readable code further include, at least one authentication attribute of an assignee. The method, furthermore, includes receiving a second transaction request through a second transaction terminal. The second transaction request includes the composite machine readable code.
    Type: Grant
    Filed: November 26, 2019
    Date of Patent: December 27, 2022
    Assignee: MASTERCARD INTERNATIONAL INCORPORATED
    Inventors: Ajay Sinha, Bhargav Jagdishchandra Modi, Ajit Karnik, Naveen Kumar Gupta, Deepa Swami, Saurabh Banga, Dipali Pathrabe, Namod Chandrashekar Kunder
  • Patent number: 11386417
    Abstract: Embodiments provide methods and systems for reading a Quick Response (QR) code displayed in a user device of a user for facilitating a payment transaction. The method includes facilitating display of the QR code on a display screen of the user device. The QR code includes at least a payment related information for a payment transaction. The method also includes initializing a QR capture mode in the user device for capturing the QR code using a capture overlay frame. The method includes reading the QR code within the capture overlay frame to extract the payment related information. The method further includes facilitating the payment transaction based at least on the payment related information extracted by reading the QR code.
    Type: Grant
    Filed: November 6, 2019
    Date of Patent: July 12, 2022
    Assignee: MASTERCARD INTERNATIONAL INCORPORATED
    Inventors: Ajay Sinha, Bhargav Jagdishchandra Modi, Ajit Karnik
  • Patent number: 11334880
    Abstract: A method may include receiving an online purchase request in a merchant interface from an electronic device of a customer. The online purchase request includes payment related information of payment card associated with customer for purchasing an item at a set price. Method includes sending an OTP request to payment server. Method further includes receiving an OTP from payment server, and storing OTP as a merchant OTP. Further, method includes facilitating sending OTP to registered contact identifier of customer. Further, method includes providing an option to customer to input a customer OTP in merchant interface. Thereafter, upon receipt of customer OTP from customer, the method includes locking an online purchase order of item for the set price based on one or more conditions. Payment transaction from payment card is actuated after a time period of locking the online purchase order based on the one or more conditions.
    Type: Grant
    Filed: July 28, 2020
    Date of Patent: May 17, 2022
    Assignee: MASTERCARD INTERNATIONAL INCORPORATED
    Inventors: Ajit Karnik, Naveen Kumar Gupta, Lalit Manchanda, Ajay Sinha
  • Patent number: 11122337
    Abstract: Embodiments provide methods and systems for facilitating online shopping while watching multimedia content on an electronic device. The method includes receiving an input, from a controller, from a user interested in purchasing at least one item using a machine-readable code displayed in a scene of the multimedia content. The scene comprising the machine-readable code. The machine-readable code comprising payment information for purchasing the item. The method further includes capturing at least one screenshot of the scene comprising the machine-readable code without interrupting display of the multimedia content. The method also includes identifying the at least one machine-readable code in the at least one screenshot of the scene. Upon identifying the at least one machine-readable code the method includes extracting the at least one machine-readable code from the at least screenshot of the scene for processing a payment based on payment information present in the machine-readable code.
    Type: Grant
    Filed: May 27, 2020
    Date of Patent: September 14, 2021
    Assignee: MASTERCARD INTERNATIONAL INCORPORATED
    Inventors: Naveen Kumar Gupta, Dipali Pathrabe, Namod Chandrashekar Kunder, Ajit Karnik, Ajay Sinha
  • Publication number: 20210065172
    Abstract: A method may include receiving an online purchase request in a merchant interface from an electronic device of a customer. The online purchase request includes payment related information of payment card associated with customer for purchasing an item at a set price. Method includes sending an OTP request to payment server. Method further includes receiving an OTP from payment server, and storing OTP as a merchant OTP. Further, method includes facilitating sending OTP to registered contact identifier of customer. Further, method includes providing an option to customer to input a customer OTP in merchant interface. Thereafter, upon receipt of customer OTP from customer, the method includes locking an online purchase order of item for the set price based on one or more conditions. Payment transaction from payment card is actuated after a time period of locking the online purchase order based on the one or more conditions.
    Type: Application
    Filed: July 28, 2020
    Publication date: March 4, 2021
    Applicant: MASTERCARD INTERNATIONAL INCORPORATED
    Inventors: Ajit Karnik, Naveen Kumar Gupta, Lalit Manchanda, Ajay Sinha
  • Publication number: 20210021901
    Abstract: Embodiments provide methods and systems for facilitating online shopping while watching multimedia content on an electronic device. The method includes receiving an input, from a controller, from a user interested in purchasing at least one item using a machine-readable code displayed in a scene of the multimedia content. The scene comprising the machine-readable code. The machine-readable code comprising payment information for purchasing the item. The method further includes capturing at least one screenshot of the scene comprising the machine-readable code without interrupting display of the multimedia content. The method also includes identifying the at least one machine-readable code in the at least one screenshot of the scene. Upon identifying the at least one machine-readable code the method includes extracting the at least one machine-readable code from the at least screenshot of the scene for processing a payment based on payment information present in the machine-readable code.
    Type: Application
    Filed: May 27, 2020
    Publication date: January 21, 2021
    Inventors: Naveen Kumar Gupta, Dipali Pathrabe, Namod Chandrashekar Kunder, Ajit Karnik, Ajay Sinha
  • Patent number: 10812595
    Abstract: According to a first aspect, there is provided a mobile communication device programmable into a slave mode for remote control by a master mobile communication device, the mobile communication device comprising: at least one processor; at least one memory including computer program code; and a communication port coupled to the processor the at least one memory and the computer program code configured to, with the at least one processor, cause the mobile communication device at least to: receive, through the communication port, a signal effected by the master mobile communication device to initialise remote control of the mobile communication device; establish an identity of the master mobile communication device in response to reception of the signal; determine whether the identity is registered in a database containing identities that are authorised to gain remote control of the mobile communication device; detect, upon successful identity determination, whether the signal is paired with an access code grant
    Type: Grant
    Filed: November 2, 2018
    Date of Patent: October 20, 2020
    Assignee: Mastercard International Incorporated
    Inventor: Ajit Karnik
  • Patent number: 10691833
    Abstract: Disclosed is a computer-implemented method for activating a predetermined function in a device. The device in question has at least a touch-screen coupled to a processor, and is operable in a data entry mode and a command mode, the data entry mode being one in which the processor is configured to receive inputs detected at the touch-screen and the command mode being one in which the processor is configured to activate a function.
    Type: Grant
    Filed: October 17, 2017
    Date of Patent: June 23, 2020
    Assignee: MASTERCARD INTERNATIONAL INCORPORATED
    Inventor: Ajit Karnik
  • Publication number: 20200167622
    Abstract: Embodiments provide methods, and server systems for performing a combined transaction for one or more scheduled transactions. The method is configured to generate one or more machine readable codes for the one or more scheduled transactions through a first transaction terminal, where each machine readable code is associated with a scheduled transaction of the one or more scheduled transactions. Further, the method includes generating a composite machine readable code based on the one or more machine readable codes. The generation of composite machine readable code further include, at least one authentication attribute of an assignee. The method, furthermore, includes receiving a second transaction request through a second transaction terminal. The second transaction request includes the composite machine readable code.
    Type: Application
    Filed: November 26, 2019
    Publication date: May 28, 2020
    Inventors: Ajay Sinha, Bhargav Jagdishchandra Modi, Ajit Karnik, Naveen Kumar Gupta, Deepa Swami, Saurabh Banga, Dipali Pathrabe, Namod Chandrashekar Kunder
  • Publication number: 20200151702
    Abstract: Embodiments provide methods and systems for reading a Quick Response (QR) code displayed in a user device of a user for facilitating a payment transaction. The method includes facilitating display of the QR code on a display screen of the user device. The QR code includes at least a payment related information for a payment transaction. The method also includes initializing a QR capture mode in the user device for capturing the QR code using a capture overlay frame. The method includes reading the QR code within the capture overlay frame to extract the payment related information. The method further includes facilitating the payment transaction based at least on the payment related information extracted by reading the QR code.
    Type: Application
    Filed: November 6, 2019
    Publication date: May 14, 2020
    Inventors: Ajay Sinha, Bhargav Jagdishchandra Modi, Ajit Karnik
  • Publication number: 20200097972
    Abstract: The present disclosure generally relates to an electronic device and computerized method for performing a payment transaction between a user and a payee using a payment application operative on the electronic device for performing the method. The method includes initiating a user request to perform the payment transaction; presenting a user operative interface for the user to provide details of the payment transaction; obtaining the payment transaction details comprising payee identification data and a payment amount; and selecting a payment instrument of the user for payment of the payment amount to the payee. The method further includes generating a payment request comprising the payment transaction details and selected payment instrument details; and communicating the payment request to a payment network for subsequent processing of the payment transaction, wherein the payment application provides a plurality of options for the user to provide the payee identification data.
    Type: Application
    Filed: August 2, 2019
    Publication date: March 26, 2020
    Applicant: Mastercard International Incorporated
    Inventors: Ajit Karnik, Ajay Sinha
  • Publication number: 20190141136
    Abstract: According to a first aspect, there is provided a mobile communication device programmable into a slave mode for remote control by a master mobile communication device, the mobile communication device comprising: at least one processor; at least one memory including computer program code; and a communication port coupled to the processor the at least one memory and the computer program code configured to, with the at least one processor, cause the mobile communication device at least to: receive, through the communication port, a signal effected by the master mobile communication device to initialise remote control of the mobile communication device; establish an identity of the master mobile communication device in response to reception of the signal; determine whether the identity is registered in a database containing identities that are authorised to gain remote control of the mobile communication device; detect, upon successful identity determination, whether the signal is paired with an access code grant
    Type: Application
    Filed: November 2, 2018
    Publication date: May 9, 2019
    Applicant: Mastercard International Incorporated
    Inventor: Ajit Karnik
  • Publication number: 20180121668
    Abstract: Disclosed is a computer-implemented method for activating a predetermined function in a device. The device in question has at least a touch-screen coupled to a processor, and is operable in a data entry mode and a command mode, the data entry mode being one in which the processor is configured to receive inputs detected at the touch-screen and the command mode being one in which the processor is configured to activate a function.
    Type: Application
    Filed: October 17, 2017
    Publication date: May 3, 2018
    Inventor: Ajit Karnik