Patents by Inventor Ajith Gopalan

Ajith Gopalan has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Publication number: 20160189213
    Abstract: Systems and methods for targeting advertising based on indicated future purchases n accordance with embodiments of the invention are disclosed. In one embodiment, a method for targeting advertising includes obtaining target product data using an account servicing server system, wherein the target product data includes a set of attribute/value pair data describing a target product, obtaining target product account data using the account servicing server system, wherein the target product account data includes target product account balance data describing the funds available to spend on the target product using a prepaid card, generating targeting data based on the target product data and the target product account data using the account servicing server system, obtaining advertising data based on the targeting data using the account servicing server system, and providing the advertising data using the account servicing server system.
    Type: Application
    Filed: December 31, 2014
    Publication date: June 30, 2016
    Inventors: Ajith Gopalan, David Gullett, Calvin Park, Kuan Archer
  • Publication number: 20160189230
    Abstract: Systems and methods for targeting advertising based on historical transaction data in accordance with embodiments of the invention are disclosed.
    Type: Application
    Filed: December 31, 2014
    Publication date: June 30, 2016
    Inventors: Ajith Gopalan, David Gullett, Calvin Park, Kuan Archer
  • Publication number: 20160189229
    Abstract: Systems and methods for targeting advertising in accordance with embodiments of the invention are disclosed. In one embodiment, a method for targeting advertising includes obtaining financial transaction data using an account servicing server system, wherein the financial transaction data comprises location data, retailer identification data, and metadata describing reload activity for a prepaid card and the reload activity comprises metadata describing the amount of money deposited in an account associated with the prepaid card, generating targeting data based on the location data, retailer identification data, and the reload activity using the account servicing server system, obtaining advertising data based on the generated targeting data using the account servicing server system, wherein the advertising data comprises at least one offer for a product provided by the retailer identified by the retailer identification data, and providing the advertising data using the account servicing server system.
    Type: Application
    Filed: December 31, 2014
    Publication date: June 30, 2016
    Inventors: Ajith Gopalan, David Gullett, Calvin Park, Kuan Archer