Patents by Inventor Akila SURESH

Akila SURESH has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Publication number: 20210295280
    Abstract: Techniques for providing optimized digital information including receiving a request for authorization to access a subset of order information that corresponds to a transaction. A account server can generate a first authorization token based at least in part on the request for authorization. The account server can transmit at least the first authorization token to the application of the user device. The account server can receive a verification request comprising a second authorization token. The account server can verify whether the first authorization token matches the second authorization token. In accordance with a determination that the first authorization token matches the second authorization token, the account server can transmit, to the service provider, a verification response that instructs the service provider to provide the subset of the order information that corresponds to the transaction to the application of the user device.
    Type: Application
    Filed: March 22, 2021
    Publication date: September 23, 2021
    Applicant: Apple Inc.
    Inventors: Scott D. Blakesley, Akila Suresh, Brian D. Jett, David T. Haggerty, Richard W. Heard
  • Publication number: 20210042733
    Abstract: The present technology provides a convenient and secure technology for activating a physical card. For example, a when a physical card is created and send to a user associated with a user account, information pertaining to the physical card, including its activation code can be stored in association with the user account. When the card is received by the user, the user can use a portable computing device to read the card, and the portable computing device can then automatically activate the card using information encoded within the card.
    Type: Application
    Filed: July 31, 2020
    Publication date: February 11, 2021
    Inventors: Akila Suresh, Jarad M. Fisher, David Harbige, Richard Heard, Ashish Nagre
  • Publication number: 20210042780
    Abstract: The present technology provides a technological infrastructure that overcomes common problems associated with cash back rewards cards. The present invention integrates a credit card account with cash account through an electronic wallet application such that cash can be transferred directly into a user's cash account after each transaction which cash back is earned. In some embodiments, the user's cash account and a cash account associated with a business associated with a credit card can be provided by the same financial institution. The above infrastructure further allows for more efficient payment of a credit card balance, wherein when cash is transferred from the user's cash account to the business' cash account in association with a credit card balance, an immediate release of open to buy funds is affected.
    Type: Application
    Filed: July 31, 2020
    Publication date: February 11, 2021
    Inventors: Akila Suresh, Corey G. Fugman, David T. Haggerty, Eduardo H. Cue, Jarad M. Fisher, Ashish Nagre, Richard Heard
  • Patent number: 10885520
    Abstract: A device facilitating script deployment through service provider servers includes at least one processor configured to receive, from a service provider, a request to perform a transaction directly with a device secure element on which a credential is provisioned, where the request includes a credential identifier corresponding to the credential. The at least one processor is further configured to identify, based at least in part on the credential identifier, the device secure element. The at least one processor is further configured to verify that the service provider is authorized to interact directly with the device secure element. The at least one processor is further configured to instruct, responsive to the verifying, the device secure element to communicate directly with a service provider server to perform the transaction. The at least one processor is further configured to receive, from the device secure element, a result associated with the transaction.
    Type: Grant
    Filed: September 22, 2017
    Date of Patent: January 5, 2021
    Assignee: Apple Inc.
    Inventors: Jeff W. Lin, Christopher Sharp, Vineet Chadha, Akila Suresh, Sinduja Murari, Gordon Y. Scott, Ho Cheung Chung
  • Publication number: 20200302517
    Abstract: In some embodiments, exemplary user interfaces for provisioning an electronic device with an account are described. In some embodiments, exemplary user interfaces for providing usage information of an account are described. In some embodiments, exemplary user interfaces for providing visual feedback on a representation of an account are described. In some embodiments, exemplary user interfaces for managing the tracking of a category are described. In some embodiments, exemplary user interfaces for managing a transfer of items are described. In some embodiments, exemplary user interfaces for managing an authentication credential connected with an account are described. In some embodiments, exemplary user interfaces for activating a physical account object are described. In some embodiments, exemplary user interfaces for managing balance transfers are described.
    Type: Application
    Filed: August 23, 2019
    Publication date: September 24, 2020
    Inventors: Marcel VAN OS, Michael Artemiw, Alan C. Dye, Jarad M. Fisher, Richard W. Heard, Christine Franco, Pedro Mari, Mischa McLachlan, Aaron Melim, Ashish C. Nagre, Glen W. Steele, Akila Suresh
  • Publication number: 20200302519
    Abstract: In some embodiments, exemplary user interfaces for provisioning an electronic device with an account are described. In some embodiments, exemplary user interfaces for providing usage information of an account are described. In some embodiments, exemplary user interfaces for providing visual feedback on a representation of an account are described. In some embodiments, exemplary user interfaces for managing the tracking of a category are described. In some embodiments, exemplary user interfaces for managing a transfer of items are described. In some embodiments, exemplary user interfaces for managing an authentication credential connected with an account are described. In some embodiments, exemplary user interfaces for activating a physical account object are described. In some embodiments, exemplary user interfaces for managing balance transfers are described.
    Type: Application
    Filed: September 24, 2019
    Publication date: September 24, 2020
    Inventors: Marcel VAN OS, Jennifer BAILEY, Kristin CANAVAN, Jarad FISHER, Corey FUGMAN, Mischa MCLACHLAN, Aaron MELIM, Ashish NAGRE, Akila SURESH, Richard W. HEARD
  • Publication number: 20200300656
    Abstract: The present technology improves points-of-interest (POIs) in applications by the gathering and use of data available from various sources to improve metadata of POIs in applications (e.g., map applications) or any other metadata or information that may be of interest to a user regarding any given POI. The present technology resolves transactions to POIs or Brands (in a map application, for example) and improves, updates, creates, and removes POIs/Brands. The present technology can also gain a clear name, granular and correct categorization, a URL, phone/chat contact info, etc. of the transactions.
    Type: Application
    Filed: March 24, 2020
    Publication date: September 24, 2020
    Inventors: Shanni Weilert, Ryan Studelska, Ren Wang, Ievgeniia Gutenko, Fang Ji, Andrei Makhanov, Aditya Rane, Jarad M. Fisher, Akila Suresh, Ashish C. Nagre, Andrew Williams, Victor Hugaev
  • Publication number: 20200302425
    Abstract: The disclosed technology provides enhanced financial statements such as credit statements that provide customized payment options to a customer that takes into account the total amount owed by the customer, and past payments made by the customer. The customized payment options are determined with the goal of providing more payment options that encourage financial health, while not overwhelming the customer with too many options or irrelevant options. The customized payment options can be displayed in an interactive user interface for paying a credit statement that can visually inform a user of the benefit of the respective payment options with respect to the impact of the respective payment option on the customer's financial health—at least as it pertains to a credit account for which the statement was issued.
    Type: Application
    Filed: March 23, 2020
    Publication date: September 24, 2020
    Inventors: Michael Artemiw, Aaron M. Melim, Ashish C. Nagre, Christine A. Franco, David T. Haggerty, Fadi S. Obeid, Glen W. Steele, Katie M. McIndoe, Mischa K. McLachlan, Richard W. Heard, Rima Kakarla, Akila Suresh, Jarad M. Fisher
  • Publication number: 20180082293
    Abstract: A device facilitating script deployment through service provider servers includes at least one processor configured to receive, from a service provider, a request to perform a transaction directly with a device secure element on which a credential is provisioned, where the request includes a credential identifier corresponding to the credential. The at least one processor is further configured to identify, based at least in part on the credential identifier, the device secure element. The at least one processor is further configured to verify that the service provider is authorized to interact directly with the device secure element. The at least one processor is further configured to instruct, responsive to the verifying, the device secure element to communicate directly with a service provider server to perform the transaction. The at least one processor is further configured to receive, from the device secure element, a result associated with the transaction.
    Type: Application
    Filed: September 22, 2017
    Publication date: March 22, 2018
    Inventors: Jeff W. LIN, Christopher SHARP, Vineet CHADHA, Akila SURESH, Sinduja MURARI, Gordon Y. SCOTT, Ho Cheung CHUNG