Patents by Inventor Akila SURESH
Akila SURESH has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).
-
Publication number: 20240095334Abstract: The present disclosure generally relates to displaying a user interface for sharing an account associated with a first user identity with a second user identity. The user interface includes a first sharing option and a second sharing option. One or more inputs corresponding to a request to share the account are detected. If the one or more inputs include a selection of the first sharing option, a request to invite the second user identity to become a joint owner of the account is transmitted. If the one or more inputs include a selection of the second sharing option, a request to invite the second user identity to become a participant of the account without becoming a joint owner of the account is transmitted.Type: ApplicationFiled: November 27, 2023Publication date: March 21, 2024Inventors: Mischa MCLACHLAN, Jennifer BAILEY, Steven EASTCOTT, Corey FUGMAN, Haya Iris VILLANUEVA GAVIOLA, Richard HEARD, Brian JETT, Katie MCINDOE, Thomas John MILLER, Ashish Chandrakant NAGRE, Rachel REDDY, Akila SURESH, Marcel VAN OS, Vinay VENKATESH, Nicole Marie WEAVER
-
Publication number: 20240027221Abstract: The present technology improves points-of-interest (POIs) in applications by the gathering and use of data available from various sources to improve metadata of POIs in applications (e.g., map applications) or any other metadata or information that may be of interest to a user regarding any given POI. The present technology resolves transactions to POIs or Brands (in a map application, for example) and improves, updates, creates, and removes POls/Brands. The present technology can also gain a clear name, granular and correct categorization, a URL, phone/chat contact info, etc. of the transactions.Type: ApplicationFiled: May 22, 2023Publication date: January 25, 2024Applicant: Apple Inc.Inventors: Shanni A. Weilert, Ryan Studelska, Ren Wang, Ievgeniia Gutenko, Fang Ji, Andrei Makhanov, Aditya Rane, Jarad M. Fisher, Akila Suresh, Ashish C. Nagre, Andrew Williams, Victor Shugaev
-
Patent number: 11868461Abstract: The present disclosure generally relates to displaying a user interface for sharing an account associated with a first user identity with a second user identity. The user interface includes a first sharing option and a second sharing option. One or more inputs corresponding to a request to share the account are detected. If the one or more inputs include a selection of the first sharing option, a request to invite the second user identity to become a joint owner of the account is transmitted. If the one or more inputs include a selection of the second sharing option, a request to invite the second user identity to become a participant of the account without becoming a joint owner of the account is transmitted.Type: GrantFiled: August 5, 2021Date of Patent: January 9, 2024Assignee: Apple Inc.Inventors: Mischa McLachlan, Steven Eastcott, Brian Jett, Katie McIndoe, Thomas John Miller, Ashish Chandrakant Nagre, Rachel Reddy, Marcel Van Os, Vinay Venkatesh, Haya Iris Villanueva Gaviola, Nicole Marie Weaver, Jennifer Bailey, Corey Fugman, Richard Heard, Akila Suresh
-
Publication number: 20230394464Abstract: The disclosed technology provides enhanced financial statements such as credit statements that provide customized payment options to a customer that takes into account the total amount owed by the customer, and past payments made by the customer. The customized payment options are determined with the goal of providing more payment options that encourage financial health, while not overwhelming the customer with too many options or irrelevant options. The customized payment options can be displayed in an interactive user interface for paying a credit statement that can visually inform a user of the benefit of the respective payment options with respect to the impact of the respective payment option on the customer's financial health—at least as it pertains to a credit account for which the statement was issued.Type: ApplicationFiled: August 17, 2023Publication date: December 7, 2023Applicant: Apple Inc.Inventors: Aaron M. Melim, Christine A. Franco, Glen W. Steele, Mischa K. McLachlan, Michael Artemiw, Ashish C. Nagre, David T. Haggerty, Fadi S. Obeid, Katie M. McIndoe, Richard W. Heard, Rima Kakarla, Akila Suresh, Jarad M. Fisher
-
Patent number: 11810100Abstract: The disclosed technology provides enhanced financial statements such as credit statements that provide customized payment options to a customer that takes into account the total amount owed by the customer, and past payments made by the customer. The customized payment options are determined with the goal of providing more payment options that encourage financial health, while not overwhelming the customer with too many options or irrelevant options. The customized payment options can be displayed in an interactive user interface for paying a credit statement that can visually inform a user of the benefit of the respective payment options with respect to the impact of the respective payment option on the customer's financial health—at least as it pertains to a credit account for which the statement was issued.Type: GrantFiled: May 31, 2022Date of Patent: November 7, 2023Assignee: Apple Inc.Inventors: Michael Artemiw, Aaron M. Melim, Ashish C. Nagre, Christine A. Franco, David T. Haggerty, Fadi S. Obeid, Glen W. Steele, Katie M. McIndoe, Mischa K. McLachlan, Richard W. Heard, Rima Kakarla, Akila Suresh, Jarad M. Fisher
-
Patent number: 11769141Abstract: The disclosed technology provides enhanced financial statements such as credit statements that provide customized payment options to a customer that takes into account the total amount owed by the customer, and past payments made by the customer. The customized payment options are determined with the goal of providing more payment options that encourage financial health, while not overwhelming the customer with too many options or irrelevant options. The customized payment options can be displayed in an interactive user interface for paying a credit statement that can visually inform a user of the benefit of the respective payment options with respect to the impact of the respective payment option on the customer's financial health—at least as it pertains to a credit account for which the statement was issued.Type: GrantFiled: September 19, 2022Date of Patent: September 26, 2023Assignee: Apple Inc.Inventors: Aaron M. Melim, Christine A. Franco, Glen W. Steele, Mischa K. McLachlan, Michael Artemiw, Ashish C. Nagre, David T. Haggerty, Fadi S. Obeid, Katie M. McIndoe, Richard W. Heard, Rima Kakarla, Akila Suresh, Jarad M. Fisher
-
Publication number: 20230252558Abstract: In some embodiments, exemplary user interfaces for provisioning an electronic device with an account are described. In some embodiments, exemplary user interfaces for providing usage information of an account are described. In some embodiments, exemplary user interfaces for providing visual feedback on a representation of an account are described. In some embodiments, exemplary user interfaces for managing the tracking of a category are described. In some embodiments, exemplary user interfaces for managing a transfer of items are described. In some embodiments, exemplary user interfaces for managing an authentication credential connected with an account are described. In some embodiments, exemplary user interfaces for activating a physical account object are described. In some embodiments, exemplary user interfaces for managing balance transfers are described.Type: ApplicationFiled: April 13, 2023Publication date: August 10, 2023Inventors: Marcel VAN OS, Stacey R. ABRAMS, Jae Woo CHANG, Steven EASTCOTT, Jarad M. FISHER, Christine FRANCO, David HAGGERTY, Richard W. HEARD, Mischa MCLACHLAN, Aaron MELIM, Ashish C. NAGRE, Akila SURESH
-
Patent number: 11698269Abstract: The present technology improves points-of-interest (POIs) in applications by the gathering and use of data available from various sources to improve metadata of POIs in applications (e.g., map applications) or any other metadata or information that may be of interest to a user regarding any given POI. The present technology resolves transactions to POIs or Brands (in a map application, for example) and improves, updates, creates, and removes POIs/Brands. The present technology can also gain a clear name, granular and correct categorization, a URL, phone/chat contact info, etc. of the transactions.Type: GrantFiled: March 24, 2020Date of Patent: July 11, 2023Assignee: Apple Inc.Inventors: Shanni A. Weilert, Ryan Studelska, Ren Wang, Ievgeniia Gutenko, Fang Ji, Andrei Makhanov, Aditya Rane, Jarad M. Fisher, Akila Suresh, Ashish C. Nagre, Andrew Williams, Victor Shugaev
-
Patent number: 11688001Abstract: In some embodiments, exemplary user interfaces for provisioning an electronic device with an account are described. In some embodiments, exemplary user interfaces for providing usage information of an account are described. In some embodiments, exemplary user interfaces for providing visual feedback on a representation of an account are described. In some embodiments, exemplary user interfaces for managing the tracking of a category are described. In some embodiments, exemplary user interfaces for managing a transfer of items are described. In some embodiments, exemplary user interfaces for managing an authentication credential connected with an account are described. In some embodiments, exemplary user interfaces for activating a physical account object are described. In some embodiments, exemplary user interfaces for managing balance transfers are described.Type: GrantFiled: September 24, 2019Date of Patent: June 27, 2023Assignee: Apple Inc.Inventors: Marcel Van Os, Jennifer Bailey, Kristin Canavan, Jarad Fisher, Corey Fugman, Mischa McLachlan, Aaron Melim, Ashish Nagre, Akila Suresh, Richard W. Heard
-
Patent number: 11610259Abstract: In some embodiments, exemplary user interfaces for provisioning an electronic device with an account are described. In some embodiments, exemplary user interfaces for providing usage information of an account are described. In some embodiments, exemplary user interfaces for providing visual feedback on a representation of an account are described. In some embodiments, exemplary user interfaces for managing the tracking of a category are described. In some embodiments, exemplary user interfaces for managing a transfer of items are described. In some embodiments, exemplary user interfaces for managing an authentication credential connected with an account are described. In some embodiments, exemplary user interfaces for activating a physical account object are described. In some embodiments, exemplary user interfaces for managing balance transfers are described.Type: GrantFiled: September 21, 2020Date of Patent: March 21, 2023Assignee: Apple Inc.Inventors: Marcel Van Os, Jae Woo Chang, Teofila Connor, Jarad Fisher, Ashish Nagre, Christine A. Franco, Brian D. Jett, David Harbige, Richard W. Heard, Aaron M. Melim, Akila Suresh
-
Publication number: 20230018011Abstract: The disclosed technology provides enhanced financial statements such as credit statements that provide customized payment options to a customer that takes into account the total amount owed by the customer, and past payments made by the customer. The customized payment options are determined with the goal of providing more payment options that encourage financial health, while not overwhelming the customer with too many options or irrelevant options. The customized payment options can be displayed in an interactive user interface for paying a credit statement that can visually inform a user of the benefit of the respective payment options with respect to the impact of the respective payment option on the customer's financial health—at least as it pertains to a credit account for which the statement was issued.Type: ApplicationFiled: September 19, 2022Publication date: January 19, 2023Applicant: Apple Inc.Inventors: Aaron M. Melim, Christine A. Franco, Glen W. Steele, Mischa K. McLachlan, Michael Artemiw, Ashish C. Nagre, David T. Haggerty, Fadi S. Obeid, Katie M. McIndoe, Richard W. Heard, Rima Kakarla, Akila Suresh, Jarad M. Fisher
-
Publication number: 20220391873Abstract: A user device may detect an age associated with a first user account meets or exceeds an age threshold. If so, the user device may present a conversion option to enable conversion of a restricted mobile payment account to a new primary mobile payment account. The user device may then communicate with a payment service to verify an identity of a user of the user device. The user device may then receive a communication indicating successful creation of the new primary mobile payment account.Type: ApplicationFiled: August 17, 2022Publication date: December 8, 2022Applicant: Apple Inc.Inventors: Akila Suresh, Muhammad Noman, Richard W. Heard, Katie M. McIndoe
-
Publication number: 20220343318Abstract: The disclosed technology provides enhanced financial statements such as credit statements that provide customized payment options to a customer that takes into account the total amount owed by the customer, and past payments made by the customer. The customized payment options are determined with the goal of providing more payment options that encourage financial health, while not overwhelming the customer with too many options or irrelevant options. The customized payment options can be displayed in an interactive user interface for paying a credit statement that can visually inform a user of the benefit of the respective payment options with respect to the impact of the respective payment option on the customer's financial health—at least as it pertains to a credit account for which the statement was issued.Type: ApplicationFiled: May 31, 2022Publication date: October 27, 2022Applicant: Apple Inc.Inventors: Aaron N. Melim, Christine A. Franco, Glen W. Steele, Mischa K. McLachlan, Michael Artemiw, Ashish C. Nagre, David T. Haggerty, Fadi S. Obeid, Katie M. McIndoe, Richard W. Heard, Rima Kakarla, Akila Suresh, Jarad M. Fisher
-
Patent number: 11392935Abstract: The present technology provides a convenient and secure technology for activating a physical card. For example, a when a physical card is created and send to a user associated with a user account, information pertaining to the physical card, including its activation code can be stored in association with the user account. When the card is received by the user, the user can use a portable computing device to read the card, and the portable computing device can then automatically activate the card using information encoded within the card.Type: GrantFiled: July 31, 2020Date of Patent: July 19, 2022Assignee: APPLE INC.Inventors: Akila Suresh, Jarad M. Fisher, David Harbige, Richard Heard, Ashish Nagre
-
Patent number: 11348092Abstract: The disclosed technology provides enhanced financial statements such as credit statements that provide customized payment options to a customer that takes into account the total amount owed by the customer, and past payments made by the customer. The customized payment options are determined with the goal of providing more payment options that encourage financial health, while not overwhelming the customer with too many options or irrelevant options. The customized payment options can be displayed in an interactive user interface for paying a credit statement that can visually inform a user of the benefit of the respective payment options with respect to the impact of the respective payment option on the customer's financial health—at least as it pertains to a credit account for which the statement was issued.Type: GrantFiled: March 23, 2020Date of Patent: May 31, 2022Assignee: Apple Inc.Inventors: Michael Artemiw, Aaron M. Melim, Ashish C. Nagre, Christine A. Franco, David T. Haggerty, Fadi S. Obeid, Glen W. Steele, Katie M. McIndoe, Mischa K. McLachlan, Richard W. Heard, Rima Kakarla, Akila Suresh, Jarad M. Fisher
-
Patent number: 11328352Abstract: In some embodiments, exemplary user interfaces for provisioning an electronic device with an account are described. In some embodiments, exemplary user interfaces for providing usage information of an account are described. In some embodiments, exemplary user interfaces for providing visual feedback on a representation of an account are described. In some embodiments, exemplary user interfaces for managing the tracking of a category are described. In some embodiments, exemplary user interfaces for managing a transfer of items are described. In some embodiments, exemplary user interfaces for managing an authentication credential connected with an account are described. In some embodiments, exemplary user interfaces for activating a physical account object are described. In some embodiments, exemplary user interfaces for managing balance transfers are described.Type: GrantFiled: August 23, 2019Date of Patent: May 10, 2022Assignee: Apple Inc.Inventors: Marcel Van Os, Michael Artemiw, Alan C. Dye, Jarad M. Fisher, Richard W. Heard, Christine Franco, Pedro Mari, Mischa McLachlan, Aaron Melim, Ashish C. Nagre, Glen W. Steele, Akila Suresh
-
Publication number: 20210374709Abstract: A first user device may request a provisioning system to create a restricted mobile payment account on a second user device. The provisioning system may send a registration notification to the second user device to trigger registration of the restricted mobile payment account. The provisioning system may also cause creation of the restricted mobile payment account based on account information received with the request from the first user device.Type: ApplicationFiled: September 24, 2020Publication date: December 2, 2021Applicant: Apple Inc.Inventors: Akila Suresh, Muhammad Noman, Richard W. Heard, Katie M. McIndoe
-
Publication number: 20210295280Abstract: Techniques for providing optimized digital information including receiving a request for authorization to access a subset of order information that corresponds to a transaction. A account server can generate a first authorization token based at least in part on the request for authorization. The account server can transmit at least the first authorization token to the application of the user device. The account server can receive a verification request comprising a second authorization token. The account server can verify whether the first authorization token matches the second authorization token. In accordance with a determination that the first authorization token matches the second authorization token, the account server can transmit, to the service provider, a verification response that instructs the service provider to provide the subset of the order information that corresponds to the transaction to the application of the user device.Type: ApplicationFiled: March 22, 2021Publication date: September 23, 2021Applicant: Apple Inc.Inventors: Scott D. Blakesley, Akila Suresh, Brian D. Jett, David T. Haggerty, Richard W. Heard
-
Publication number: 20210042733Abstract: The present technology provides a convenient and secure technology for activating a physical card. For example, a when a physical card is created and send to a user associated with a user account, information pertaining to the physical card, including its activation code can be stored in association with the user account. When the card is received by the user, the user can use a portable computing device to read the card, and the portable computing device can then automatically activate the card using information encoded within the card.Type: ApplicationFiled: July 31, 2020Publication date: February 11, 2021Inventors: Akila Suresh, Jarad M. Fisher, David Harbige, Richard Heard, Ashish Nagre
-
Publication number: 20210042780Abstract: The present technology provides a technological infrastructure that overcomes common problems associated with cash back rewards cards. The present invention integrates a credit card account with cash account through an electronic wallet application such that cash can be transferred directly into a user's cash account after each transaction which cash back is earned. In some embodiments, the user's cash account and a cash account associated with a business associated with a credit card can be provided by the same financial institution. The above infrastructure further allows for more efficient payment of a credit card balance, wherein when cash is transferred from the user's cash account to the business' cash account in association with a credit card balance, an immediate release of open to buy funds is affected.Type: ApplicationFiled: July 31, 2020Publication date: February 11, 2021Inventors: Akila Suresh, Corey G. Fugman, David T. Haggerty, Eduardo H. Cue, Jarad M. Fisher, Ashish Nagre, Richard Heard