Abstract: A method for providing travel service options to a traveler mobile device includes: storing, account profiles, each including data related to a transaction account including an account identifier and contact information; storing transaction rules, each associated with a travel service option and including a required action; receiving a data message including a specific account identifier, travel reservation, and data fields; identifying, a specific account profile that includes the specific account identifier; identifying a program application based on the specific account profile and travel reservation; processing a transaction rule for the program application based on data included in the data fields; and performing the required action included in the identified transaction rule, wherein the required action includes transmitting at least one travel service option associated with the program application.

Abstract: A method for providing travel service options to a traveler mobile device includes: storing, account profiles, each including data related to a transaction account including an account identifier and contact information; storing transaction rules, each associated with a travel service option and including a required action; receiving a data message including a specific account identifier, travel reservation, and data fields; identifying, a specific account profile that includes the specific account identifier; identifying a program application based on the specific account profile and travel reservation; processing a transaction rule for the program application based on data included in the data fields; and performing the required action included in the identified transaction rule, wherein the required action includes transmitting at least one travel service option associated with the program application.

Abstract: A system for processing a payment transaction, comprises a first entity configured to initiate a payment transaction with a merchant, a second entity configured to issue an account number in respect of the payment transaction, and a transaction processor configured to route the payment transaction between the merchant and the second entity in order to obtain authorization for the payment transaction from the second entity. The system is provided with an escrow account facility configured to hold an advanced fund associated with the payment transaction, the escrow facility being controlled by the transaction processor. The invention is also expressed in a method for processing a payment transaction.