Abstract: A system and method for measuring health-related activity from a participant. The method includes measuring a health-related activity of a participant including heart rate, active calories, and a number of steps from one or more wearable devices on the participant. Health-related activity information is displayed on a wireless handheld device to the participant. The device receives a defined health-related activity target with an associated discount to a scheduled payment owed by the participant for a good or a service. The following steps are periodically performed: i) accessing information on a scheduled payment being made for a product or service by the participant; ii) accessing data recorded by the one or more wearable sensors; iii) calculating a progress of the participant meeting the defined health-related activity target based on the data recorded and the defined health-related activity target; and iv) sending an update to the display with the progress.

Abstract: A method of managing a driver rewards programme includes receiving data including information relating to the compliance of a driver in one or more of a plurality of programme areas related to motor vehicle driver behaviour and storing the data in a database. Awarding points to the driver wherein the points allocated are related to the compliance of the driver in one or more of the programme areas and using the points allocated to determine a reward for the driver.

Abstract: A method and system for promoting healthy eating and a managing a wellness program related thereto is disclosed. The method and system includes storing identity data in a database for foods and/or beverages that are determined to be healthy for an individual to consume; receiving purchase information including information for such food and/or beverages and calculating a discount or a refund or reward applicable for the purchase of the product if the at least one food and/or beverage purchased is identified in the identity data. This system and method may optionally be integrated with a wellness program that includes obtaining personal information pertaining to an individual, the personal information including at least the individual's age and gender. In addition, health information pertaining to the individual is obtained.

Abstract: A method of managing the wellness of an organisation includes providing members of the organisation with access to a plurality of wellness related facilities and/or services and monitoring a plurality of wellness related criteria of the organisation. In addition, awarding the organisation with an award depending on the results of the monitoring of the plurality of wellness related criteria and awarding members of the organisation with an award depending on the results of the monitoring of the plurality of wellness related criteria.

Abstract: A system and method of rewarding employees of an organisation are provided. The method includes awarding points to an employee for participation in a plurality of program areas. The total points awarded to the employee for a predetermined period is then calculated and the employee is rewarded with at least one reward depending on the total points awarded to the employee.

Abstract: A method and system for managing a wellness programme includes obtaining personal information pertaining to an individual, the personal information including at least the individual's age and gender. In addition, health information pertaining to the individual is obtained. The health information typically includes at least one of exercise, diet, smoking, blood pressure, cholesterol and weight. The personal information and the health information are then used to determine a wellness programme for the individual, the wellness programme including a plurality of programme areas with which the individual must comply. Information is then received regarding the individual's compliance or non-compliance with the individual's wellness programme and points are awarded to the individual for compliance with the wellness programme. At predetermined intervals the total number of points awarded to the individual are calculated and a reward is awarded to the individual based on the total number of points accumulated.

Abstract: A method, information processing system, and computer program storage product dynamically manage risk coverage premiums. A given time period is determined to have expired. A risk coverage premium associated with a policy holder is retrieved. A wellness program status level is determined to be associated with the policy holder. A current risk coverage premium is dynamically adjusted based on the current wellness program status level.

Abstract: A method of effecting a payment to a service provider on behalf of a member of a medical scheme includes receiving a request from a service provider for payment in respect of services provided to a member of the medical insurance scheme. If payments made to service providers on behalf of the member exceed a predetermined amount within a predetermined period then requesting a payment from a credit facility of the member and if a payment from the credit facility of the member is approved then effecting payment to the service provider.