Patents by Inventor Alan Tam
Alan Tam has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).
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Publication number: 20260090952Abstract: A massage apparatus for massaging on a user's body by a massage head moving at least linearly in a longitudinal direction of the massage head, configured so that a massaging element moves toward the massage head by way of air pressure fluctuation in an air chamber when a driving element is moved from a first position to a second position. In addition, the stroke center position of the reciprocating movement of the driving element moved between the first position and the second position is configured to be changeable.Type: ApplicationFiled: September 27, 2024Publication date: April 2, 2026Applicant: Reestar International LimitedInventor: Alan Tam
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Publication number: 20240362709Abstract: The present disclosure involves systems, software, and computer-implemented methods for providing assisted channel credit application completion for customers, where approval of the credit application results in an automatic integration of payment credentials into a corresponding digital wallet. One example method includes receiving, via an assisted channel user terminal, a request to apply for a new credit account for a customer. Input into a digital credit application is input by an employee or teller on behalf of the customer. A credit adjudication process is performed on the application, and, in response to approval, a new credit account associated with the customer and corresponding payment information is created. A system to which the set of payment information is to be provided is identified, and the set of payment information associated with the new credit account is transmitted to those systems to be automatically integrated into those systems' digital wallets.Type: ApplicationFiled: July 9, 2024Publication date: October 31, 2024Inventors: Adrian Bloy, Morgan Klein-MacNeil, Alan Tam, Trevor Ross Gimbel, Julianne Helen Fong
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Patent number: 12062089Abstract: The present disclosure involves systems, software, and computer-implemented methods for providing assisted channel credit application completion for customers, where approval of the credit application results in an automatic integration of payment credentials into a corresponding digital wallet. One example method includes receiving, via an assisted channel user terminal, a request to apply for a new credit account for a customer. Input into a digital credit application is input by an employee or teller on behalf of the customer. A credit adjudication process is performed on the application, and, in response to approval, a new credit account associated with the customer and corresponding payment information is created. A system to which the set of payment information is to be provided is identified, and the set of payment information associated with the new credit account is transmitted to those systems to be automatically integrated into those systems' digital wallets.Type: GrantFiled: October 31, 2019Date of Patent: August 13, 2024Inventors: Adrian Bloy, Morgan Klein-MacNeil, Alan Tam, Trevor Ross Gimbel, Julianne Helen Fong
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Patent number: 12058124Abstract: Methods and systems for creating a multi-applicant account profile are described. During a first remote session, a first applicant provides at least two pieces of contact data for second applicant. A unique link and a one-time password are transmitted to the second applicant using respective first and second pieces of contact data. A second remote session is initiated, in response to receipt of the one-time password, provided via the unique link. During the second remote session, identification information of the second applicant is provided. A new multi-applicant account profile is then created, after verifying the identification information of the first applicant and the second applicant.Type: GrantFiled: May 4, 2023Date of Patent: August 6, 2024Assignee: The Toronto-Dominion BankInventors: Marina Izvekova, Jane Holtslander, Andrew David Clark, Alan Tam, Tina Patel, Steven Anthony Ghose, Michael David Mewhort, Chun Yu Zhang
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Patent number: 11995295Abstract: In one example, a notification may be generated to prompt a user to clean a personal computing device. The notification may be based upon usage data of the personal computing device. Multiple types of usage data may be determined and combined to create a composite usage value. The composite usage value may be compared to a threshold usage value. A notification may be generated if the composite usage value exceeds the threshold usage value.Type: GrantFiled: August 15, 2022Date of Patent: May 28, 2024Assignee: Hewlett-Packard Development Company, L.P.Inventors: Nick Thamma, Nam Nguyen, Conrad Walter Henry, Jr., Alan Tam
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Publication number: 20240054881Abstract: In one example, a notification may be generated to prompt a user to clean a personal computing device. The notification may be based upon usage data of the personal computing device. Multiple types of usage data may be determined and combined to create a composite usage value. The composite usage value may be compared to a threshold usage value. A notification may be generated if the composite usage value exceeds the threshold usage value.Type: ApplicationFiled: August 15, 2022Publication date: February 15, 2024Inventors: Nick Thamma, Nam Nguyen, Conrad Walter Henry, JR., Alan Tam
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Publication number: 20230275891Abstract: Methods and systems for creating a multi-applicant account profile are described. During a first remote session, a first applicant provides at least two pieces of contact data for second applicant. A unique link and a one-time password are transmitted to the second applicant using respective first and second pieces of contact data. A second remote session is initiated, in response to receipt of the one-time password, provided via the unique link. During the second remote session, identification information of the second applicant is provided. A new multi-applicant account profile is then created, after verifying the identification information of the first applicant and the second applicant.Type: ApplicationFiled: May 4, 2023Publication date: August 31, 2023Applicant: The Toronto-Dominion BankInventors: Marina Izvekova, Jane Holtslander, Andrew David CLARK, Alan Tam, Tina Patel, Steven Anthony Ghose, Hao Zhe Shen, Michael David Mewhort, Chun Yu Zhang
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Publication number: 20230229749Abstract: Example implementations relate to computing device unlock codes. In some examples, a computing device can include a locking device, a sensor, a display device including a display area, and a processor to detect an input to the computing device, activate the display device to display an unlock code via the display area, and cause the locking device to disengage in response to an unlock signal being received by the computing device from a remote computing device.Type: ApplicationFiled: July 10, 2020Publication date: July 20, 2023Applicant: Hewlett-Packard Development Company, L.P.Inventors: SUPER LIAO, HSING-HUNG HSIEH, ALAN TAM
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Patent number: 11677742Abstract: Methods and systems for creating a multi-applicant account profile are described. During a first remote session, a first applicant provides at least two pieces of contact data for second applicant. A unique link and a one-time password are transmitted to the second applicant using respective first and second pieces of contact data. A second remote session is initiated, in response to receipt of the one-time password, provided via the unique link. During the second remote session, identification information of the second applicant is provided. A new multi-applicant account profile is then created, after verifying the identification information of the first applicant and the second applicant.Type: GrantFiled: September 13, 2019Date of Patent: June 13, 2023Assignee: THE TORONTO-DOMINION BANKInventors: Marina Izvekova, Jane Holtslander, Andrew David Clark, Alan Tam, Tina Patel, Steven Anthony Ghose, Michael David Mewhort, Chun Yu Zhang
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Patent number: 11636453Abstract: The present disclosure involves systems, software, and computer-implemented methods for integrating immediate credit application processes and decisions via a financial institution into ongoing transactions performed at a merchant system. One example method includes receiving a request for new credit account associated with an ongoing transaction at a second system, the request associated with a transaction payload including a session ID and a set of transaction information. A digital credit application is presented, and at least some of the set of transaction information is presented concurrently with the digital credit application. In response to approving the credit application, a new account is generated, a user is redirected back to the merchant system using the session ID, and the credit account information is securely transmitted back to the merchant. The state of the ongoing transaction is restored, and the new payment information is used to complete the transaction.Type: GrantFiled: February 11, 2022Date of Patent: April 25, 2023Inventors: Adrian Bloy, Morgan Klein-MacNeil, Alan Tam, Trevor Ross Gimbel, Julianne Helen Fong, Sonali Suresh Nagarkar
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Patent number: 11367059Abstract: The present disclosure involves systems, software, and computer-implemented methods for integrating immediate credit application processes and decisions via a financial institution into ongoing transactions performed at a merchant system. One example method includes receiving a request for new credit account associated with an ongoing transaction at a second system, the request associated with a transaction payload including a session ID and a set of transaction information. A digital credit application is presented, and at least some of the set of transaction information is presented concurrently with the digital credit application. In response to approving the credit application, a new account is generated, a user is redirected back to the merchant system using the session ID, and the credit account information is securely transmitted back to the merchant. The state of the ongoing transaction is restored, and the new payment information is used to complete the transaction.Type: GrantFiled: October 31, 2019Date of Patent: June 21, 2022Assignee: The Toronto-Dominion BankInventors: Adrian Bloy, Morgan Klein-MacNeil, Alan Tam, Trevor Ross Gimbel, Julianne Helen Fong, Sonali Suresh Nagarkar
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Publication number: 20220164779Abstract: The present disclosure involves systems, software, and computer-implemented methods for integrating immediate credit application processes and decisions via a financial institution into ongoing transactions performed at a merchant system. One example method includes receiving a request for new credit account associated with an ongoing transaction at a second system, the request associated with a transaction payload including a session ID and a set of transaction information. A digital credit application is presented, and at least some of the set of transaction information is presented concurrently with the digital credit application. In response to approving the credit application, a new account is generated, a user is redirected back to the merchant system using the session ID, and the credit account information is securely transmitted back to the merchant. The state of the ongoing transaction is restored, and the new payment information is used to complete the transaction.Type: ApplicationFiled: February 11, 2022Publication date: May 26, 2022Inventors: Adrian Bloy, Morgan Klein-MacNeil, Alan Tam, Trevor Ross Gimbel, Julianne Helen Fong, Sonali Suresh Nagarkar
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Publication number: 20220130315Abstract: In various examples, a display may include memory storing a plurality of color calibration profiles corresponding to a plurality of display modes, and logic operably coupled with the memory. The logic may determine a current display mode of the display, e.g., based on a signal received from a computing device operably coupled with the display. Based on the current display mode of the display, the logic may select a given color calibration profile from the plurality of color calibration profiles. The logic may then render an image on the display using the selected given color calibration profile.Type: ApplicationFiled: July 16, 2019Publication date: April 28, 2022Applicant: Hewlett-Packard Development Company, L.P.Inventors: Thong Thai, Gregory Staten, Alan Tam
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Publication number: 20210133704Abstract: The present disclosure involves systems, software, and computer-implemented methods for integrating immediate credit application processes and decisions via a financial institution into ongoing transactions performed at a merchant system. One example method includes receiving a request for new credit associated with an ongoing transaction at a second system, the request associated with a transaction payload including a session ID and a set of transaction information. A digital credit application is presented, and at least some of the set of transaction information is presented concurrently with the digital credit application. In response to approving the credit application, a new account is generated, a user is redirected back to the merchant system using the session ID, and the credit account information is securely transmitted back to the merchant. The state of the ongoing transaction is restored, and the new payment information is used to complete the transaction.Type: ApplicationFiled: October 31, 2019Publication date: May 6, 2021Applicant: The Toronto-Dominion BankInventors: Adrian Bloy, Morgan Klein-MacNeil, Alan Tam, Trevor Ross Gimbel, Julianne Helen Fong, Sonali Suresh Nagarkar
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Publication number: 20210133866Abstract: The present disclosure involves systems, software, and computer-implemented methods for providing assisted channel credit application completion for customers, where approval of the credit application results in an automatic integration of payment credentials into a corresponding digital wallet. One example method includes receiving, via an assisted channel user terminal, a request to apply for a new credit account for a customer. Input into a digital credit application is input by an employee or teller on behalf of the customer. A credit adjudication process is performed on the application, and, in response to approval, a new credit account associated with the customer and corresponding payment information is created. A system to which the set of payment information is to be provided is identified, and the set of payment information associated with the new credit account is transmitted to those systems to be automatically integrated into those systems' digital wallets.Type: ApplicationFiled: October 31, 2019Publication date: May 6, 2021Applicant: The Toronto-Dominion BankInventors: Adrian Bloy, Morgan Klein-MacNeil, Alan Tam, Trevor Ross Gimbel, Julianne Helen Fong
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Publication number: 20210084028Abstract: Methods and systems for creating a multi-applicant account profile are described. During a first remote session, a first applicant provides at least two pieces of contact data for second applicant. A unique link and a one-time password are transmitted to the second applicant using respective first and second pieces of contact data. A second remote session is initiated, in response to receipt of the one-time password, provided via the unique link. During the second remote session, identification information of the second applicant is provided. A new multi-applicant account profile is then created, after verifying the identification information of the first applicant and the second applicant.Type: ApplicationFiled: September 13, 2019Publication date: March 18, 2021Applicant: The Toronto-Dominion BankInventors: Marina Izvekova, Jane Holtslander, Andrew David CLARK, Alan Tam, Tina Patel, Steven Anthony Ghose, Hao Zhe Shen, Michael David Mewhort, Chun Yu Zhang
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Publication number: 20070242393Abstract: A giant magnetoresistive (GMR) head contains an overcoat layer consisting of silicon dioxide or silicon nitride. These materials have a coefficient of thermal expansion (CTE) that is less than alumina, which is conventionally used for the overcoat layer. As a result, the overcoat layer exhibits a smaller temperature-induced protrusion when the head heats up from friction with the passing air stream. The process of forming the head includes forming a recess in the overcoat layer that reduces the stress on the poles and improves the performance of the head. The process includes depositing a seed layer over the overcoat layer in preparation to plating a metal mask layer with an opening where the recess is to be formed, wet chemical etching the seed layer through the opening in the mask layer and performing an ion milling process to remove any remaining traces of the seed layer.Type: ApplicationFiled: May 31, 2007Publication date: October 18, 2007Inventors: Yunxiao Gao, Aron Pentek, Alan Tam, Sue Zhang
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Publication number: 20050264949Abstract: A giant magnetoresistive (GMR) head contains an overcoat layer consisting of silicon dioxide or silicon nitride. These materials have a coefficient of thermal expansion (CTE) that is less than alumina, which is conventionally used for the overcoat layer. As a result, the overcoat layer exhibits a smaller temperature-induced protrusion when the head heats up from friction with the passing air stream. The process of forming the head includes forming a recess in the overcoat layer that reduces the stress on the poles and improves the performance of the head. The process includes depositing a seed layer over the overcoat layer in preparation to plating a metal mask layer with an opening where the recess is to be formed, wet chemical etching the seed layer through the opening in the mask layer and performing an ion milling process to remove any remaining traces of the seed layer.Type: ApplicationFiled: May 28, 2004Publication date: December 1, 2005Inventors: Yunxiao Gao, Aron Pentek, Alan Tam, Sue Zhang