Abstract: Streaming artwork data structure/method with selection and temporal controls operates accessing artwork/audio datastores (visual, AV art, and audio). View-display and acoustic-player presents art and audio. Data structure uses display-side controller (DSC) operative on view/acoustic-player and uses streaming controller (SC) accessing art/audio datastores. User selects art/audio (a play-one), he/she applies temporal play (TP) command (cmd) on play-one via DSC. If an AV art, then SC applies audio override. A user personal profile (UPP) stores play-ones, TP, audio selection, selected audio play one, display link, and for AV art, the audio override. Upon user-actuated play-cmd from DSC, SC obtains art/audio/override, then downloads to DSC for view/acoustic-play. Enhancements include art with portrait/landscape format labels activating DSC to change art displayed on viewer to portrait/landscape. DSC accepts artwork playlist and TP has: single, uniform, per-playlist, repeat and random playtimes.

Abstract: A data structure (DS) supports clinical studies and reports (CLS) by enhancing and coordinating creation of CLS, distribution of CLS (both internal by registered users (clinicians, patients, fiscal participants) and external/public. DS facilitates fiscal support for CLS and fiscally rewards registered-users with effort-based participation points for the clinical studies. Smart contracts on blockchain or DLT rewards registered-users for CLS comments, edits, internal and external distribution efforts logged into the blockchain. If successful (per block-contract), revenue from CLS distributed based upon point conversion.

Abstract: The transaction method and system facilitates sales of diamonds or stones. A searchable database of stones includes, for each stone, an offer to sell, a weight-carat, other stone characteristics and an electronic copy of a grading lab certificate which uniquely identifies each stone from all other stones in the database. A search displays, for each stone, the offer and stone weight, stone characteristics and electronic access to the stone's certificate. The system permits a prospective buyer to “buy now,” which closes the transaction at the posted offer, or “bid now” wherein the system logs a bid value and an expiry time. Other bids are posted and displayed, in a primacy order until (a) the seller “buy now at the bid” or (b) withdraws the offer or (c) replaces the offer with a subsequent offer. Preferably, offers: displayed in time sequence and bids: displayed by primacy of price and expiry.

Abstract: The transparent diamond and precious stone trading platform and method has funding and delivery transparency during the buy-order, funding, and tracking pickup, independent comparative inspection, and final delivery of each stone. The database of stones includes, for each stone, stone-weight, stone characteristics, price, and a grading lab certificate. The certificate uniquely identifies each stone and is electronically accessible by sellers, buyers, couriers, and authentication services. A buy command is communicated to seller and buyer. The transfer funds is electronically noted and communicated. The pickup by courier, interim delivery, inspection comparing the stone to the certificate, and subsequent delivery to buyer and release of funds is communicated to traders by emails, text messages, automated voice messages or IVR. Buyer and seller profiles establish communications channels and organizational managers are also permitted access and given communications.

Abstract: The method of confirming an identity of a person who requests a financial transaction utilizes a plurality of confirmatory processes. Some of these processes include a voice responsive interactive session, an interactive electronic data session, acquiring and comparing a third set of acquired data with data from the person, and acquiring and comparing nth sets of acquiring data with data from the person. Each confirmatory process has time and cost factors associated therewith. The processes are prioritized and correlated to external factors such as the frequency of inquiry, communications channel data, the communications device, random selection criteria and sampling rate criteria. The financial transaction request is processed and cleared or rejected. Some acquired data is stored data and has a nominal cost and a substantially instantaneous. Other types of data are acquired from commercial data sources.

Abstract: The method of confirming an identity of a person who requests a financial transaction utilizes a plurality of confirmatory processes. Some of these processes include a voice responsive interactive session, an interactive electronic data session, acquiring and comparing a third set of acquired data with data from the person, and acquiring and comparing nth sets of acquiring data with data from the person. Each confirmatory process has time and cost factors associated therewith. The processes are prioritized and correlated to external factors such as the frequency of inquiry, communications channel data, the communications device, random selection criteria and sampling rate criteria. The financial transaction request is processed and cleared or rejected. Some acquired data is stored data and has a nominal cost and a substantially instantaneous. Other types of data are acquired from commercial data sources.