Abstract: A special purpose entity offers a financial product linked to a charitable organization. A monetary donation is made to the charitable organization for paying a premium assigned to the financial product. Capital payments are received from one or more investors for the financial product. The premium is paid by the special purpose entity to the investors. Upon occurrence of a catastrophic event assigned to the financial product, the capital is paid from the special purpose entity to the charitable organization, for funding relief efforts for the catastrophic event. Otherwise, the capital is repaid from the special purpose entity to the investors. Charities and donors can prepare a country for natural and man-made disasters by putting in place funding before a catastrophic event actually occurs.

Abstract: For managing a financial product linked to an insurance event, the product provider (10) receives from an investor (30) a principal payment (S1) for the financial product. The product provider (10) generates an interest fee or premium payment (S3) for the financial product to a risk-taking entity (20). For cases where an insurance event occurred that is linked to the financial product, the risk-taking entity generates a bonus payment (S5) for the financial product. For cases where there is no occurrence of an insurance event that is linked to the financial product, the provider or the risk-taking entity generates a return interest payment (S7) for the financial product, the return interest payment being significantly lower than the bonus payment.

Abstract: For determining the impact of an earthquake event, received and stored (S1) in a computer is location information associated with geographic locations. Moreover, received (S3) via a communications network from an earthquake data server is regional intensity data, indicative of ground shaking intensity caused at the geographic locations. An average damage expected at the geographic locations is determined (S4) as a function of the ground shaking intensity. Weighting factors are determined based on population numbers or risk values, and stored (S22) assigned to the geographic locations. An earthquake index, indicative of the impact of the earthquake event, is determined (S5) by adding up the damage expected at the geographic locations, the damage expected at each geographic location being weighted with the weighting factor assigned to the respective geographic location.

Abstract: For managing funding of catastrophe relief efforts, defined is a special purpose entity (1?) which offers a financial product linked to a charitable organization (3). A monetary donation is made (S1) to the charitable organization (3) for paying a premium assigned to the financial product. Capital payments are received (S4) from one or more investors (4) for the financial product. The premium is paid by the special purpose entity (1?) to the investors (4) as a coupon (S10). Upon occurrence of a catastrophic event assigned to the financial product, the capital is paid (S8) from the special purpose entity (1?) to the charitable organization (3), for funding relief efforts for the catastrophic event. Otherwise, the capital is repaid (S11) from the special purpose entity (1?) to the investors (4). Charities (3) and donors (2) can prepare a country for natural and man-made disasters by putting in place funding before a catastrophic event actually occurs.